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Is "POS Transaction / IC* INSTACART*SUBSCRIP HTTPSINST" fraud?

Written by Jemina Owen-Jones

January 18th, 2024

About "POS Transaction / IC* INSTACART*SUBSCRIP HTTPSINST"

Instacart is an online grocery delivery and pick-up service. They have been in business since 2012 and serve customers across the United States and Canada. Instacart partners with a variety of grocery retailers to provide a wide range of products, including fresh produce, household items, pantry staples, and pre-packaged foods. They also offer same-day delivery and have a mobile app for convenient ordering and tracking.
  • POS Transaction: This indicates that the transaction was made using a point-of-sale terminal, which means it was a retail purchase made in-person at a physical store.
  • IC*: This is the abbreviation for the merchant or company name involved in the transaction.
  • INSTACART*SUBSCRIP: This is the specific description or name of the service or product being purchased. In this case, it is a subscription related to Instacart, a popular grocery delivery service.
  • HTTPSINSTACARCAUS: This could be a reference to the website or online platform used to complete the transaction. In this case, it suggests that the transaction was processed through an encrypted connection (HTTPS) on the Instacart website (.CA indicating Canada or .US indicating the United States).
  • Stop worrying about fraud in your statement

    Verify With Receipt

    The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for Instacart.
    Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn’t match.
    Step 1

    Connect your email

    Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.
    Step 2

    Connect Your Bank

    Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.
    Step 3

    Reconcile

    Reconcile the charges reported by your financial institution against what you’ve recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.
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