Is "CHECKCARD 0718 Instacart San FranciscoCA CKCD 5411" fraud?

Written by Lily Tran

June 18th, 2024

Medium Risk

What is "CHECKCARD 0718 Instacart San FranciscoCA CKCD 5411"?

Instacart is a grocery delivery and pick-up organization that began operations in 2012. The American-based company works with several major grocery retailers to deliver foods

CHECKCARD: Indicates that this is a transaction made using a debit card.

0718: Represents the date of the transaction. In this case, it is likely July 2018.

Instacart San FranciscoCA: The name of the merchant or company where the transaction took place, which is Instacart in San Francisco, California.

CKCD: Stands for "Check Card," which signifies the payment method used for the transaction.

5411: This is the Merchant Category Code (MCC) for grocery stores/supermarkets. It indicates that the transaction is related to purchasing groceries.

XXXXXXXXXX497946: The first ten digits are usually masked for security purposes, so it is likely the account number associated with the debit card used for the transaction. 497946 could potentially be the last six digits of the debit card number.(Note

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SimplyWise Community Comments

SarahJ89

I got this transaction an hour ago. I almost fell for this scam!

5 days ago

IvyPatterson

I called my bank and they said to reset all my passwords and get a new card.

2 weeks ago

JohnT

I just got an email about a $200 transaction that I don't recognize. I haven't made any purchases recently. Has anyone else seen something like this? What should I do?

1 month ago

Mike_West

Received an email with a transaction notification for a service I never signed up for. It looks legitimate but I'm really worried. Could this be a scam or a mistake?

2 months ago

AnnaB23

I found a charge on my account for an amount I didn’t authorize, and I got an email confirmation for it. I'm sure I didn't make this transaction. How do I resolve this?

5 months ago

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