Is "Debit: Signature purchase from 445492789992 IC* IN" fraud?

Written by Jemina Owen-Jones

April 18th, 2024

About "**Debit: Signature purchase from 445492789992 IC* IN**"

Instacart is an online grocery delivery and pick-up service. They have been in business since 2012 and serve customers across the United States and Canada. Instacart partners with a variety of grocery retailers to provide a wide range of products, including fresh produce, household items, pantry staples, and pre-packaged foods. They also offer same-day delivery and have a mobile app for convenient ordering and tracking.

Debit: Indicates that money was deducted from the account.

Signature purchase: Refers to a transaction made with a physical signature, typically done in-person.

445492789992: Identifier or merchant number associated with the payment processor.

IC* INSTACART: Indicates the name of the merchant or company where the purchase was made, which in this case is Instacart.

Find & fight fraud from anywhere

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for Instacart.

Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn’t match.

Step 1

Connect your email

Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.

Step 2

Connect Your Bank

Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.

Step 3

Reconcile

Reconcile the charges reported by your financial institution against what you’ve recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.