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Is "TARGET DEBIT CRD ACH TRAN 000422437531848 POS ID: " fraud?

Written by Jemina Owen-Jones

April 18th, 2024

About "TARGET DEBIT CRD ACH TRAN 000422437531848 POS ID: "

Target is a prominent American retail corporation that has been in business since 1902. The company offers a wide range of products, including clothing, electronics, household essentials, and groceries. Target operates both brick-and-mortar stores and an online platform, providing customers with various options for shopping.
  • TARGET: The name of the merchant or company involved in the transaction.
  • DEBIT: Indicates that the transaction is a debit, meaning money was taken out of the account.
  • CRD: Stands for credit card, indicating that the transaction was made using a credit card.
  • ACH: Stands for Automated Clearing House, a network used for electronic transactions in the United States.
  • TRAN: Short for transaction.
  • 000422437531848: Unique identifier for the transaction.
  • POS ID: Stands for Point of Sale ID, a number used to identify the specific location or terminal where the transaction occurred.
  • 1410215170: Another identifier associated with the transaction.

    • Find & fight fraud from anywhere

    Verify With Receipt

    The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for Target.
    Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn’t match.
    Step 1

    Connect your email

    Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.
    Step 2

    Connect Your Bank

    Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.
    Step 3

    Reconcile

    Reconcile the charges reported by your financial institution against what you’ve recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.
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