Is "External Withdrawal TARGET / DEBIT CRD 001 - ACH T" fraud?

Written by Jemina Owen-Jones

February 18th, 2024

About "External Withdrawal TARGET / DEBIT CRD 001 - ACH T"

Target is a prominent American retail corporation that has been in business since 1902. The company offers a wide range of products, including clothing, electronics, household essentials, and groceries. Target operates both brick-and-mortar stores and an online platform, providing customers with various options for shopping.
  • External Withdrawal: It indicates that the transaction involves withdrawing funds from the account to an external source.
  • TARGET: This is the name of the recipient or the entity where the funds were withdrawn to.
  • DEBIT CRD: The funds were deducted from the account through a debit card transaction.
  • 001: This code could represent a specific type of transaction or a reference number assigned by the bank.
  • ACH TRAN: Stands for Automated Clearing House Transaction, meaning the withdrawal was processed through an electronic funds transfer system.
  • 172: This code could represent the unique identification number or reference number assigned to this specific transaction.
  • 1965Leominster: It provides additional information about the recipient, a specific location, or instructions related to the transaction.
  • Find & fight fraud from anywhere

    Verify With Receipt

    The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for Target.
    Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn’t match.
    Step 1

    Connect your email

    Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.
    Step 2

    Connect Your Bank

    Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.
    Step 3


    Reconcile the charges reported by your financial institution against what you’ve recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.
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