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Is "SAMS CLUB PAYMENT XXXXXXXXXXXX764" fraud?

Written by Jemina Owen-Jones

April 18th, 2024

About "SAMS CLUB PAYMENT XXXXXXXXXXXX764"

Sam's Club is a membership-only retail warehouse chain. The company was founded in 1983 and has been in business for over 35 years. Sam's Club offers a wide range of retail products, including groceries, electronics, appliances, furniture, clothing, and seasonal items.
  • SAMS CLUB PAYMENT: Indicates that the transaction is a payment made to Sams Club.
  • XXXXXXXXXXXX: Represents the masked account number or card number used for the payment. The Xs are used to hide the actual digits.
  • 764: Could represent a transaction or reference number specific to the payment made to Sams Club.

    • Find & fight fraud from anywhere

    Verify With Receipt

    The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for Sam's Club.
    Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn’t match.
    Step 1

    Connect your email

    Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.
    Step 2

    Connect Your Bank

    Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.
    Step 3

    Reconcile

    Reconcile the charges reported by your financial institution against what you’ve recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.
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