Written by Jemina Owen-Jones

April 18th, 2024


Sam's Club is a membership-only retail warehouse chain. The company was founded in 1983 and has been in business for over 35 years. Sam's Club offers a wide range of retail products, including groceries, electronics, appliances, furniture, clothing, and seasonal items.
  • ACH WITHDRAWAL: Automated Clearing House withdrawal, which is an electronic payment made from one bank account to another.
  • SAMSCLUB: The merchant or company associated with the transaction, in this case, Sam's Club.
  • MSTRCRD: Mastercard, the type of credit or debit card used for the transaction.
  • Find & fight fraud from anywhere

    Verify With Receipt

    The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for Sam's Club.
    Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn’t match.
    Step 1

    Connect your email

    Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.
    Step 2

    Connect Your Bank

    Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.
    Step 3


    Reconcile the charges reported by your financial institution against what you’ve recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.
    SimplyWise Community Comments
    Harper Sinclair
    3 months ago
    Hey, I recently had a weird charge too! Contacted my bank, they resolved it. Make sure to report it ASAP!
    Melinda Johnson
    3 months ago
    Does anyone else have this ACH WITHDRAWAL / SAMSCLUB MSTRCRD charge on their statement? Saw it on mine on 4/15/2023. Worried, what should I do? Any advice? Thanks!