Is "VISA DDA PUR 469216 APPLE COM BILL *" fraud?

Written by Caleb Martin

June 18th, 2024

Medium Risk

What is "VISA DDA PUR 469216 APPLE COM BILL *"?

Apple Inc., founded in 1976, is a multinational technology corporation. The company primarily sells electronic devices and software. Among the product line, notable items include iPhone smartphones, iPad tablet computers, Mac personal computers, iPod portable media players, Apple Watch smartwatches, and Apple TV digital media players. Apple's software includes macOS, iOS, iPadOS, and watchOS operating systems, the iTunes media player, the Safari web browser, and the iLife and iWork creativity and productivity suites."

  • VISA: This indicates that the transaction was made using a VISA credit or debit card.
  • DDA: DDA stands for Demand Deposit Account, which means that the funds for this transaction were drawn directly from a checking account.
  • PUR: PUR is short for purchase, indicating that this transaction was for a purchase of goods or services.
  • 469216: This is likely a transaction reference or identifier specific to the bank or merchant.
  • APPLE COM BILL: This specifies the recipient of the payment, in this case, it is Apple.com for a bill payment.
  • *: The asterisk may indicate additional notes or information related to the transaction, such as a description or payment type.

    • Verify if this transaction is fraud in 30 seconds

    Verify With Receipt

    The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for.
    Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn't match.
    Step 1

    Connect your email

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    Step 2

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    Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.
    Step 3

    Reconcile

    Reconcile the charges reported by your financial institution against what you've recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.
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