Stocks, bonds, CDs, and market basics for everyday investors.
If you’re just starting to dip your feet into the waters of investing, you may know that bonds are one of the options available for growing your wealth. But what are bonds, exactly? In this guide, you’ll find out the answer to that question—along with which specific type of bond might be right for you, […]
“Bitcoin” and “responsible investing” are two terms that are almost never used together. In this post we are going to do what may appear impossible on first glance: show you how to buy bitcoin in a way that you benefit from its price appreciation, but can’t lose money. This approach makes sense for certain situations. […]
The options market believes there is a 15% chance that the S&P 500 will be 10% lower than its current price at year end. This marks an increase in the odds of a large stock market correction from a month ago. The market for S&P 500 options is a large and liquid market that traders […]
If you’re reading this, you’re most likely interested in putting your money to work in the market. But maybe you’re also the kind of person who feels like the market is a little bit too risky for comfort. Luckily, there’s a solution for you. Creating a portfolio that never loses money and participates in some market upside may sound […]
Certificates of Deposit (CDs) are a low-risk option for those who want to get more out of their savings. In this guide we will answer the following questions: What is a CD? How does a CD work? How are CDs taxed? What is CD laddering? What kinds of CDs are there? What are the pros […]
https://www.simplywise.com/whats-this-chargeWe all need a checking account. It is an account from which money comes and goes; we use it to deposit our paychecks, pay our bills, send money to our friends and so on. In return for the convenience of having a checking account, the bank either charges us a monthly maintenance fee, or if […]
By the end of the October 1929 stock market crash, investors had lost $25 billion – $364 billion in today’s terms. Why did the stock markets crash? Are the causes of the crash true today? The answer is that it’s complicated. Rather than a single catalyst, mounting pressures from multiple factors contributed to the crash. These […]
For the last 18 months, the Federal Reserve has been increasing interest rates. The last time this happened was over 10 years ago, which means that many people who began investing in the past decade have only experienced an economic environment of low or falling rates. The key question we’ll try to answer is: what is likely […]
The US has experienced close to a 10-year bull market; since 2009, the S&P 500 has returned over 270%. When the inevitable market correction comes, which type of investors will feel the most pain? We looked at data on the finances of US households to identify three categories of investors who have the most exposure to stocks […]
On October 16, 1929, Yale economist Irving Fisher wrote in the New York Times that “Stock prices have reached what looks like a permanently high plateau.” Eight days later, on October 24, 1929, the stock market began a four-day crash on what became known as Black Thursday. This crash cost investors more than World War I and […]