Written by Jemina Owen-Jones

April 18th, 2024


Uber is a multinational transportation network company that has been in business since March 2009. It operates a platform that connects users with drivers through a mobile application. Uber provides a range of transportation services, including ridesharing, food delivery, and freight transportation.
  • UBER: This part of the code refers to the company or merchant involved in the transaction, which in this case is Uber.
  • INSTANT PAY: This part of the code indicates the method of payment used for the transaction, which in this case is Instant Pay.
  • Find & fight fraud from anywhere

    Verify With Receipt

    The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for Uber.
    Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn’t match.
    Step 1

    Connect your email

    Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.
    Step 2

    Connect Your Bank

    Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.
    Step 3


    Reconcile the charges reported by your financial institution against what you’ve recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.
    SimplyWise Community Comments
    Clarence Donovan
    3 months ago
    That charge looks fishy to me too! I had one last month and it turned out to be a scam. Better keep an eye on your transactions! ????????
    Roger Woodstock
    3 months ago
    This UBER INSTANT PAY charge on 5/15/2023 is a total scam! I never authorized it and now I'm stuck dealing with this mess. Not cool! ????