Is VISA DDA PUR 469216 TMOBILE POSTPAID PDA * on my credit card statement fraud?

November 18th, 2023

Have you checked your bank or credit card statement and come across a puzzling transaction called "VISA DDA PUR 469216 TMOBILE POSTPAID PDA *"? In this blog post, we’ll break down what this charge is for, shed light on the company behind it, explore alternative transaction descriptions, and guide you through finding the corresponding receipts, so you can be sure this is a legitimate transaction and not fraud.

About VISA DDA PUR 469216 TMOBILE POSTPAID PDA *

VISA: Indicates that the transaction was made using a Visa card.

DDA: Stands for Demand Deposit Account, referring to the type of account from which the transaction was made.

PUR: Short for "purchase," indicating that the transaction is for a purchase of goods or services.

469216: This number may represent a store or merchant identification number, helping identify where the purchase was made.

TMOBILE: Indicates the merchant or company associated with the transaction, in this case, T-Mobile.

POSTPAID: Suggests that this transaction is related to a postpaid mobile phone plan, where the user is billed for usage after it occurs.

PDA: Stands for Personal Digital Assistant, which refers to a mobile device or smartphone.

*: The asterisk acts as a separator, possibly indicating the end of one portion of the transaction code.

About T-Mobile

T-Mobile is a telecommunications company that has been in business since 1990. They provide a variety of retail products, including mobile phones, tablets, and smartwatches. Additionally, they offer wireless plans and services such as voice, data, and messaging.

Other ways this charge from T-Mobile can appear

T-Mobile transactions on your credit card statement can appear in various ways, depending on the specific transaction and how it was processed. Here are some common descriptors you might see for T-Mobile charges:

It’s important to note that the exact descriptor on your credit card statement may vary, and these are just some common examples. If you ever have a question about a specific charge, you can usually find more details in your Amazon account’s order history or contact Amazon customer support for assistance. Additionally, always keep an eye on your credit card statements to ensure that all charges are legitimate.

How to Find Fraudulent Charges

We recommend you use a smart-tool like the app, SimplyWise!

It can be a lot of work to keep track of all the activity on your credit card/bank statement throughout the month, and apps like SimplyWise store and organize all your receipts and online transactions (including Amazon, Walmart, PayPal, and more!) to provide you with a complete and comprehensive view of your expenses as they occur.

Follow these simple steps to begin avoiding unauthorized charges and gaining better visibility into your spending:

Step 1

Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.

Step 2

Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.

Step 3

Reconcile the charges reported by your financial institution against what you’ve recorded in your SimplyWise account.

Find fraud quickly!

SimplyWise will match your transactions to your bank/credit card spending and check those items off.

If there are transactions reported by your bank that SimplyWise does not recognize, you’ll see those marked with an alert (!) icon. If after reviewing these charges, you still don’t recognize them, it’s time to call the bank!