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Charges from Synchrony

Written by Jemina Owen-Jones

April 18th, 2024

Synchrony is a financial services company that has been in business since 2003. They specialize in providing private label credit cards, co-branded credit cards, and installment loans to a variety of retail sectors. The company offers financing options for customers of various merchants, including major retailers in industries such as home furnishings, electronics, and automotive. Synchrony's services primarily revolve around helping consumers afford their purchases through flexible payment solutions.

Other ways this charge from Synchrony can appear

Synchrony transactions on your credit card statement can appear in various ways, depending on the specific transaction and how it was processed. Here are some common descriptors you might see for Synchrony charges:

  • SYNCB PHONE PAYMENT
  • SYNCHRONY BANK BILL PAYMENT
  • SYNCHRONY BANK CC PYMT
  • SYNCHRONY BANK
  • SYNCB PHONE PAYMENT GA 07/19
  • SYNCB PHONE PAYMEN800-292-7508 G
  • EXTERNAL WITHDRAWAL SYNCHRONY BANK - CC PYMT
  • SYNCHRONY BANK PAYMENT PPD ID: 1061537262
  • It’s important to note that the exact descriptor on your credit card statement may vary, and these are just some common examples. If you ever have a question about a specific charge, you can usually find more details in your Amazon account’s order history or contact Amazon customer support for assistance. Additionally, always keep an eye on your credit card statements to ensure that all charges are legitimate.

    Find & fight fraud from anywhere

    Verify With Receipt

    The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for .
    Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn’t match.
    Step 1

    Connect your email

    Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.
    Step 2

    Connect Your Bank

    Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.
    Step 3

    Reconcile

    Reconcile the charges reported by your financial institution against what you’ve recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.