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Is "Debit Purchase Card 5030spencer Gifts #1duluth" fraud?

Written by Remi Russell

June 18th, 2024

About "Debit Purchase Card 5030spencer Gifts #1duluth"

Spencer's has been in business since 1947. Initially operating as a mail-order catalog, the company has expanded to a retail presence in numerous shopping malls across the United States and Canada. Spencer's offers a wide range of products including novelty items, apparel, accessories, and home decor. The company also specializes in costumes, party supplies, and unique gifts. Additionally, Spencer's features merchandise related to music, pop culture, and adult-themed items.
  • Debit Purchase: Type of transaction indicating money was debited from your account
  • Card: Payment method used for the transaction
  • 5030: Possibly a reference number or part of the card details used
  • spencer Gifts: Merchant or store name where the purchase was made
  • #1duluth: Additional identifying information for the merchant, possibly store location (Duluth) or branch number (#1)
  • Find & fight fraud from anywhere

    Verify With Receipt

    The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for Spencer's.
    Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn’t match.
    Step 1

    Connect your email

    Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.
    Step 2

    Connect Your Bank

    Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.
    Step 3

    Reconcile

    Reconcile the charges reported by your financial institution against what you’ve recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.
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