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Is "BRIGHTHOUSE DES:INSPREMIUM ID:XXXXX0111BLT INDN: I" fraud?

Written by Jemina Owen-Jones

April 18th, 2024

About "BRIGHTHOUSE DES:INSPREMIUM ID:XXXXX0111BLT INDN: I"

1/25/2024 6:08
  • BRIGHTHOUSE DES: The name or description of the merchant or company involved in the transaction.
  • INSPREMIUM ID:XXXXX0111BLT: An identification code for the transaction, possibly related to the specific premium or insurance services purchased.
  • INDN: Indicates that this is an individual transaction, rather than a business or corporate transaction.
  • ID:XXXXX66091: A unique identification code related to the individual or account associated with the transaction.
  • PPD: Stands for Prearranged Payment and Deposit, indicating that this is a type of electronic payment.

    • Find & fight fraud from anywhere

    Verify With Receipt

    The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for Spectrum.
    Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn’t match.
    Step 1

    Connect your email

    Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.
    Step 2

    Connect Your Bank

    Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.
    Step 3

    Reconcile

    Reconcile the charges reported by your financial institution against what you’ve recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.
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