Charges from Spec's

Written by Jemina Owen-Jones

June 18th, 2024

Spec's is a family-owned business that has been operating since 1962. The company specializes in retailing liquor, wine, and beer. In addition to alcoholic beverages, Spec's offers a range of related products, including mixers, barware, and party supplies. The retailer provides a selection of gourmet food items such as cheeses, chocolates, and snacks. Spec's operates multiple locations primarily in Texas and also offers online shopping and delivery services within the state.

Other ways this charge from Spec's can appear

Spec's transactions on your credit card statement can appear in various ways, depending on the specific transaction and how it was processed. Here are some common descriptors you might see for Spec's charges:

It’s important to note that the exact descriptor on your credit card statement may vary, and these are just some common examples. If you ever have a question about a specific charge, you can usually find more details in your Spec's account’s order history or contact Spec's customer support for assistance. Additionally, always keep an eye on your credit card statements to ensure that all charges are legitimate.

Find & fight fraud from anywhere

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for .
Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn’t match.
Step 1

Connect your email

Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.
Step 2

Connect Your Bank

Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.
Step 3


Reconcile the charges reported by your financial institution against what you’ve recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.