Written by Piper Hall

June 18th, 2024

Medium Risk


SmartPay Rewards has been in operation since 2013. The company offers a mobile payment and rewards program primarily for gas stations and convenience stores. Users can purchase gasoline and in-store items using the SmartPay app, which provides discounts and rewards points for each transaction. The program includes features such as price protection and exclusive member savings. SmartPay Rewards collaborates with several regional and national fuel brands to make their service widely accessible.
  • SMARTPAY REWARDS: Reward program associated with SmartPay
  • PREAUTHPMT: Pre-authorized payment
  • CO ID: XXXXX43586
  • POS: Point of Sale transaction
  • CUMBERLAND F-16: Specific branch or location code (Cumberland, Fuel Stop 16)
  • 123 MAIN St: Address of the transaction location
  • Find & fight fraud from anywhere

    Verify With Receipt

    The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for.
    Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn't match.
    Step 1

    Connect your email

    Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.
    Step 2

    Connect Your Bank

    Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.
    Step 3


    Reconcile the charges reported by your financial institution against what you've recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.
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