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Is "ACH DEBIT XXXXX7900 PUBLIC SERVICE PSEG" fraud?

Written by Gavin Brooks

June 18th, 2024

About "ACH DEBIT XXXXX7900 PUBLIC SERVICE PSEG"

Public Service Enterprise Group (PSEG) has been in business since 1903. The company operates primarily in the energy sector, providing electric and gas services to both residential and commercial customers. PSEG's retail products include electric power, natural gas, and various energy-related services. The company also engages in utility operations, renewable generation, and energy efficiency programs. PSEG's service area primarily covers locations in New Jersey and the broader Mid-Atlantic region.
  • ACH: Automated Clearing House
  • DEBIT: The type of transaction (deduction from account)
  • XXXXX7900: Partially masked account or reference number for security
  • PUBLIC SERVICE: The type or name of the service
  • PSEG: Public Service Enterprise Group (the payee)
  • Find & fight fraud from anywhere

    Verify With Receipt

    The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for Public Service Pseg.
    Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn’t match.
    Step 1

    Connect your email

    Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.
    Step 2

    Connect Your Bank

    Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.
    Step 3

    Reconcile

    Reconcile the charges reported by your financial institution against what you’ve recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.
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