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Is "PROG MERICN DES:INS PREM ID:20965196 JOHN DOE INDN" fraud?

Written by Remi Russell

June 18th, 2024

About "PROG MERICN DES:INS PREM ID:20965196 JOHN DOE INDN"

Prog American has been in business since its founding in 1990. The company provides a range of retail products, including hardware supplies, home improvement materials, and construction tools. Prog American also offers various electrical and plumbing fixtures. Their catalog includes items suitable for both residential and commercial projects.
  • PROG MERICN: Program or company name (American Program)
  • DES:INS PREM: Description (Insurance Premium)
  • ID:20965196: Identification number for the transaction
  • JOHN DOE: Recipient name
  • INDN:JOHN DOE: Originator name
  • FRNCIS CO: Company name (Francis Company)
  • ID:XXXXX48120: Sender's account or identification number used in the transaction
  • PPD: Standard entry code for a prearranged payment and deposit
  • Find & fight fraud from anywhere

    Verify With Receipt

    The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for Prog American.
    Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn’t match.
    Step 1

    Connect your email

    Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.
    Step 2

    Connect Your Bank

    Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.
    Step 3

    Reconcile

    Reconcile the charges reported by your financial institution against what you’ve recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.
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