Is "Refund from Pay in 4" fraud?

Written by Lily Tran

June 18th, 2024

Medium Risk

What is "Refund from Pay in 4"?

Pay In is a merchant that has been in business since its establishment in 2015. The company specializes in providing payment processing solutions for both online and in-store transactions. Pay In offers a range of products including point-of-sale terminals, mobile payment processing applications, and online payment gateway services. The company's solutions are designed to facilitate secure and efficient transactions, catering to various types of businesses.

  • Refund: The return or reimbursement of funds
  • From: Indicates the source or reason for the refund
  • Pay in 4: A payment plan option, typically involving splitting the total cost into four installments
  • Verify if this transaction is fraud in 30 seconds

    Verify With Receipt

    The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for.
    Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn't match.
    Step 1

    Connect your email

    Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.
    Step 2

    Connect Your Bank

    Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.
    Step 3


    Reconcile the charges reported by your financial institution against what you've recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.
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