Is "PAPA JOHNS #130-13" fraud?

Written by Gavin Brooks

June 18th, 2024

Medium Risk

What is "PAPA JOHNS #130-13"?

Papa John's has been in business since it was founded in 1984 by John Schnatter. The company operates as a pizza delivery and takeout restaurant chain. Its retail products include a variety of pizzas, breadsticks, cheesesticks, chicken wings, and desserts. The menu also offers various soft drinks and dipping sauces. Additionally, the company has expanded its product line to include specialty pizzas and limited-time offerings.

  • PAPA JOHNS: Merchant name
  • #: Separator indicating additional details follow
  • 130: Merchant identification number or location identifier
  • -13: Transaction or store-specific identifier
  • Find & fight fraud from anywhere

    Verify With Receipt

    The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for.
    Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn't match.
    Step 1

    Connect your email

    Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.
    Step 2

    Connect Your Bank

    Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.
    Step 3

    Reconcile

    Reconcile the charges reported by your financial institution against what you've recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.
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