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Is "TO Oportun, Rainy Day" fraud?

Written by Jemina Owen-Jones

May 18th, 2024

About "TO Oportun, Rainy Day"

Oportun Financial Corporation is a financial services company that has been in operation since 2005. The company provides financial services such as personal loans, auto loans, and credit cards. They also offer mobile banking solutions. Services are primarily marketed to low to moderate-income individuals, particularly those who lack access to traditional credit avenues. The company is headquartered in San Carlos, California and operates across several states in the USA.'
  • TO: This likely represents the recipient or entity the transaction is for
  • Oportun: This is likely the name of the company or organization the transaction is related to
  • Rainy Day: This could possibly be a reference to the reason or purpose of the transaction
  • Find & fight fraud from anywhere

    Verify With Receipt

    The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for Oportun Financial.
    Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn’t match.
    Step 1

    Connect your email

    Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.
    Step 2

    Connect Your Bank

    Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.
    Step 3

    Reconcile

    Reconcile the charges reported by your financial institution against what you’ve recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.
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