Is "ACH Debit - Opensky Mobile Pym XXXXXXXX" fraud?

Written by Sage Wallace

June 18th, 2024

About "ACH Debit - Opensky Mobile Pym XXXXXXXX"

Opensky has been in business since 2009. It operates as an online marketplace where various merchants can list their products for sale. The platform offers a range of retail products including electronics, home goods, clothing, health and beauty items, and accessories.
  • ACH: Automated Clearing House
  • Debit: Indicates a withdrawal from the account
  • Opensky: The payee or company initiating the charge
  • Mobile Pym: Mobile Payment
  • XXXXXXXX: Transaction reference or identification number
  • Find & fight fraud from anywhere

    Verify With Receipt

    The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for Opensky.
    Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn’t match.
    Step 1

    Connect your email

    Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.
    Step 2

    Connect Your Bank

    Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.
    Step 3


    Reconcile the charges reported by your financial institution against what you’ve recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.
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