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Is "VISA DDA PUR AP XXXXXX NJ EZPASS *" fraud?

Written by Caleb Martin

June 18th, 2024

About "VISA DDA PUR AP XXXXXX NJ EZPASS *"

NJ E-ZPass has been in operation since 1999, facilitating electronic toll collection in the state of New Jersey. The company provides a range of products primarily focused on toll payment services, including transponders for vehicles, online account management tools, and automatic payment systems. NJ E-ZPass operates in partnership with various toll agencies and authorities, offering interoperability across multiple states and regions. The company's services aim to streamline the toll payment process for commuters, reducing the need for cash transactions at toll booths.
  • VISA: The transaction was made using a VISA card.
  • DDA: Demand Deposit Account, indicating a checking account.
  • PUR: Purchase.
  • AP: The type of transaction, often used to signify an automatic payment.
  • XXXXXX: Transaction identifier or code, often a merchant or terminal ID.
  • NJ: The state abbreviation indicating New Jersey, where the transaction took place.
  • EZPASS *: The merchant name, in this case, EZPASS (an electronic toll collection system).
  • Find & fight fraud from anywhere

    Verify With Receipt

    The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for NJ E-ZPass.
    Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn’t match.
    Step 1

    Connect your email

    Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.
    Step 2

    Connect Your Bank

    Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.
    Step 3

    Reconcile

    Reconcile the charges reported by your financial institution against what you’ve recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.
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