Is "NAVIENT NAVI DEBIT PPD ID: 3520974271" fraud?

Written by Julian Sanchez

June 18th, 2024

Medium Risk

What is "NAVIENT NAVI DEBIT PPD ID: 3520974271"?

Navient, established in 2014, operates as a student loan servicer in the financial services industry. The company's primary role is to manage and service student loans issued by the Department of Education and private lenders. Navient provides loan servicing, asset recovery, and business processing solutions. It handles various types of loans, including federal student loans, private student loans, and refinancing options. Additionally, the company offers customer support services to assist borrowers in managing their repayment plans and to provide guidance on available options to reduce student loan debt.

  • NAVIENT: Name of the payee or entity associated with the transaction
  • NAVI: Abbreviation or short code related to the entity or transaction type
  • DEBIT: Indicates that the transaction is a debit (money taken out of the account)
  • PPD: Stands for Prearranged Payment and Deposit, a standard entry class code for automated clearing house (ACH) transactions
  • ID: 3520974271
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    SimplyWise Community Comments


    I got this transaction an hour ago. I almost fell for this scam!

    4 days ago


    I called my bank and they said to reset all my passwords and get a new card.

    2 weeks ago


    I just got an email about a $200 transaction that I don't recognize. I haven't made any purchases recently. Has anyone else seen something like this? What should I do?

    1 month ago


    Received an email with a transaction notification for a service I never signed up for. It looks legitimate but I'm really worried. Could this be a scam or a mistake?

    2 months ago


    I found a charge on my account for an amount I didn’t authorize, and I got an email confirmation for it. I'm sure I didn't make this transaction. How do I resolve this?

    5 months ago