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Is "VISA DDA PUR AP 405523 ATT BILL PAYMENT *" fraud?

Written by Jemina Owen-Jones

April 18th, 2024

About "VISA DDA PUR AP 405523 ATT BILL PAYMENT *"

AT&T is a telecommunications company that has been in business for over 135 years. They provide a range of retail products including mobile phones, wireless plans, internet services, and digital TV services.
  • VISA: Indicates that the transaction was made using a VISA card.
  • DDA: Stands for Demand Deposit Account, which typically refers to a checking account.
  • PUR: Short for "purchase", indicating that the transaction was a purchase.
  • AP: Stands for "authorization pending", meaning that the transaction is awaiting authorization.
  • 405523: This could be a merchant or vendor code, specific to the entity involved in the transaction.
  • ATT BILL PAYMENT: Indicates that the transaction was a bill payment made to AT&T.
  • *: Often used to indicate additional information or details about the transaction.

    • Find & fight fraud from anywhere

    Verify With Receipt

    The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for AT&T.
    Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn’t match.
    Step 1

    Connect your email

    Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.
    Step 2

    Connect Your Bank

    Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.
    Step 3

    Reconcile

    Reconcile the charges reported by your financial institution against what you’ve recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.
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