Is "POS ARCO #42537 HESPERIA CA 12078 THREE FO" fraud?

Written by Jemina Owen-Jones

May 18th, 2024

About "POS ARCO #42537 HESPERIA CA 12078 THREE FO"

ARCO, known formally as Atlantic Richfield Company, is an American oil company that has been in business since 1966. The company provides a variety of petroleum-based products, with its main business being gasoline for automobiles sold at its branded gas stations. Additionally, ARCO supplies commercial products, such as diesel, lubricants, and jet fuel. The company was bought by BP in 2000 but most stations still carry the ARCO brand.'
  • POS: Point of Sale
  • ARCO: Merchant name
  • #42537: Store or location number
  • HESPERIA CA: City and state of the transaction
  • 12078: Zip code
  • THREE FO: Possibly an abbreviation or descriptor for the transaction
  • Find & fight fraud from anywhere

    Verify With Receipt

    The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for ARCO.
    Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn’t match.
    Step 1

    Connect your email

    Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.
    Step 2

    Connect Your Bank

    Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.
    Step 3


    Reconcile the charges reported by your financial institution against what you’ve recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.
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