Is "ACH Debit - Am Income Life Ins.prem 11190719" fraud?

Written by Remi Russell

June 18th, 2024

Medium Risk

About "ACH Debit - Am Income Life Ins.prem 11190719"

American Income Life (AIL) has been in business since 1951. The company specializes in providing supplemental life insurance to labor unions, credit unions, and associations. Retail products offered by the company include life insurance, accident and health insurance, and supplemental health products. The company operates in the United States, Canada, and New Zealand.
  • ACH Debit: Automated Clearing House transaction type indicating a debit
  • Am Income Life Ins: Name of the payee (American Income Life Insurance)
  • prem: Abbreviation for premium
  • 11190719: Unique transaction identifier or reference number
  • Find & fight fraud from anywhere

    Verify With Receipt

    The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for.
    Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn't match.
    Step 1

    Connect your email

    Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.
    Step 2

    Connect Your Bank

    Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.
    Step 3


    Reconcile the charges reported by your financial institution against what you've recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.
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