Written by Aiden Lee

June 18th, 2024

Medium Risk


American First Finance has been in business since 2013. The company specializes in providing consumer financing solutions. It offers financial products that include installment loans, retail installment sales contracts, and lease-to-own options. The firm partners with retailers across various sectors, providing financing options to consumers for purchasing goods such as furniture, appliances, tires, and electronics.
  • `8557211188`: Unique transaction reference or tracking number
  • `AMERICANFIRSTFIN`: Name of the merchant or financial institution
  • `91-1`: Internal reference or batch number indicating transaction order or sequence
  • `JOHN DOE`: Account holder's name
  • `ACH DEBIT`: Type of transaction (Automated Clearing House Debit)
  • Find & fight fraud from anywhere

    Verify With Receipt

    The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for.
    Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn't match.
    Step 1

    Connect your email

    Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.
    Step 2

    Connect Your Bank

    Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.
    Step 3


    Reconcile the charges reported by your financial institution against what you've recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.
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