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Is "AMZ_STORECRD_PMT PAYMENT PPD ID: 9130142001" fraud?

Written by Caleb Martin

June 18th, 2024

About "AMZ_STORECRD_PMT PAYMENT PPD ID: 9130142001"

The Amazon Store Card is offered by Amazon in partnership with Synchrony Bank and has been available since 2015. The card is designed for use primarily on Amazon's retail platform and can be used to purchase a wide variety of products, including electronics, clothing, household items, and groceries. The card offers special financing options for larger purchases and provides an avenue for customers to manage their expenses directly through their Amazon accounts. It is available to Amazon customers who meet certain credit criteria set by Synchrony Bank.
  • AMZ: Amazon (the merchant or vendor)
  • STORECRD: Store Credit
  • PMT: Payment
  • PAYMENT: Payment descriptor
  • PPD: Prearranged Payment and Deposit
  • ID: Unique identifier for the transaction
  • 9130142001: Specific transaction ID number
  • Find & fight fraud from anywhere

    Verify With Receipt

    The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for Amazon Store Card.
    Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn’t match.
    Step 1

    Connect your email

    Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.
    Step 2

    Connect Your Bank

    Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.
    Step 3

    Reconcile

    Reconcile the charges reported by your financial institution against what you’ve recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.
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