By using or accessing the SimplyWise Services you agree to these Terms, as updated from time to time in accordance with Section 7 below. Because SimplyWise provides a wide range of services, we may ask you to review and accept supplemental terms that apply to your interaction with a specific product or service.
These Terms state that any disputes between you and SimplyWise must be resolved in binding arbitration or small claims court and that you waive the right to participate in any class action. You may opt out of arbitration and the class action waiver by following the procedures in Section 11.G below.
Reliance on Information on Site. We have no obligation to, and you should not expect us to, review content on our Site, including User Contributions (defined below) or contributions by our independent contributors.
SimplyWise seeks out content providers in particular subject matters as independent contractor contributors to the Site. SimplyWise does not represent or guarantee that any contributor has achieved any particular level of expertise or knowledge or has any specific qualifications or credentials, without limitation, as to the subject matter to which their contributions relate. To the extent we refer to each of these contributors as an expert, you must understand we rely on the information they provide us and we are not obligated to independently verify or attempt to confirm any information they provide, nor their qualifications or credentials. SimplyWise also is not obligated to monitor or independently research or verify any content they contribute. Contributors, even if characterized as an expert, are not employees of SimplyWise or its affiliates and SimplyWise cannot and does not represent or warrant the accuracy, completeness or truthfulness of the qualifications or credentials of any contributor, nor of any other users of the Site.
Content is provided for general information purposes only and can never take into account your unique, personal circumstances and needs. You acknowledge and agree that any reliance or actions you take in violation of your agreement with us shall be at your sole and exclusive risk and SimplyWise shall have no responsibility or liability to you whatsoever. You also acknowledge and agree that communications on or through SimplyWise, whether with content providers or other users, are at your own risk and are not covered by any privilege or confidentiality obligation that might apply if you were to obtain your own professional advice (e.g., from a financial advisor).