{"id":9805,"date":"2026-09-22T09:00:00","date_gmt":"2026-09-22T09:00:00","guid":{"rendered":"https:\/\/www.simplywise.com\/blog\/?p=9805"},"modified":"2026-09-22T16:11:40","modified_gmt":"2026-09-22T16:11:40","slug":"ac-installation-cost","status":"publish","type":"post","link":"https:\/\/www.simplywise.com\/blog\/ac-installation-cost\/","title":{"rendered":"AC Installation Cost: What the Job Really Runs in 2026"},"content":{"rendered":"<p><script>\ndocument.addEventListener('DOMContentLoaded', function() {\n  var sels = ['.entry-header','.page-header','article > h1:first-child','.entry-footer'];\n  sels.forEach(function(s){document.querySelectorAll(s).forEach(function(el){el.style.display='none';});});\n  var el = document.querySelector('.sw-a');\n  while (el && el !== document.body) {\n    el.style.maxWidth='100%'; el.style.width='100%'; el.style.padding='0'; el.style.margin='0';\n    el.style.float='none'; el.style.flex='0 0 100%';\n    el = el.parentElement;\n  }\n  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}catch(e){}\n})();\n<\/script><\/p>\n<article class=\"pm\">\n<header class=\"pm__hero\">\n<div class=\"pm__inner\">\n<nav class=\"pm__crumb\">Blog &nbsp;&rsaquo;&nbsp; Cost Guides<\/nav>\n<p><span class=\"pm__eyebrow\">Cost Guide &middot; Central Air<\/span><\/p>\n<h1>AC Installation Cost: What the Job Really Runs in 2026<\/h1>\n<p class=\"pm__dek\">Ac installation cost on a ducted changeout comes down to tonnage, the efficiency floor your state enforces, and hours. Each one in published numbers.<\/p>\n<p class=\"pm__dek-cta\">Bidding one? <a href=\"https:\/\/swcostestimator.app.link\/ce-ai\" rel=\"noopener\" target=\"_blank\">Estimate it from a photo<\/a> in about 6 seconds.<\/p>\n<div class=\"pm__rating\"><span class=\"pm__stars\">&#9733;&#9733;&#9733;&#9733;&#9733;<\/span> <b>4.8<\/b> <span class=\"pm__rating-sub\">on the App Store<\/span><\/div>\n<div class=\"pm__meta\">\n<span>SimplyWise<\/span><br \/>\n<i><\/i><br \/>\n<span>Updated September 22, 2026<\/span><br \/>\n<i><\/i><br \/>\n<span>5 min read<\/span>\n<\/div>\n<figure class=\"pm__fig\">\n<img decoding=\"async\" alt=\"Residential top discharge air conditioning condensing unit on a steel stand beside a block wall, insulated suction line running into the wall\" loading=\"eager\" src=\"https:\/\/upload.wikimedia.org\/wikipedia\/commons\/thumb\/4\/4d\/AirConditioner.jpg\/1280px-AirConditioner.jpg\"\/><br \/>\n<\/figure>\n<\/div>\n<\/header>\n<div class=\"pm__body\">\n<div class=\"pm__inner\">\n<aside class=\"pm__tldr\">\n<div class=\"pm__tldr-label\">At a glance<\/div>\n<ol>\n<li>Equipment, the efficiency floor, and hours. That is ac installation cost on a ducted changeout.<\/li>\n<li>The AC Outlet posted a 3 ton Goodman 14.3 SEER2 matched set at $2,747 on September 14, 2026.<\/li>\n<li>Federal rule sets 13.4 SEER2 as the floor for split system air conditioners made on or after January 1, 2023.<\/li>\n<li>In the southeast and southwest that floor rises. It is 14.3 SEER2 under 45,000 Btu per hour, 13.8 at or above.<\/li>\n<li>Installer wages run $29.33 an hour median. Payroll, not a billing rate.<\/li>\n<\/ol>\n<div class=\"pm__tldr-cta\"><span>Turn the scope into a quote your customer signs. Free to try.<\/span><a href=\"https:\/\/swcostestimator.app.link\/ce-ai\" rel=\"noopener\" target=\"_blank\">SimplyWise Cost Estimator<\/a><\/div>\n<\/aside>\n<h2>What ac installation cost actually covers on a ducted system<\/h2>\n<p>This page prices one job. A ducted central air changeout on a house that already has ductwork. A duct replacement or a new furnace is a different job.<\/p>\n<p>Two things move it more than anything else. Tonnage sets the equipment price. The federal efficiency floor sets what you may legally install where the house sits.<\/p>\n<h2>Equipment by tonnage: what the boxes post<\/h2>\n<p>The AC Outlet, read September 14, 2026. Each row is a factory matched pair, condenser plus its CAPFA coil and expansion valve, sold as one line. SEER2 rates that combination, not the condenser alone.<\/p>\n<table class=\"pm__table\">\n<thead>\n<tr>\n<th>Tons<\/th>\n<th>Matched set<\/th>\n<th>SEER2<\/th>\n<th>Posted price<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>2.0<\/td>\n<td>GSXN402410 with CAPFA2422B6<\/td>\n<td>14.3<\/td>\n<td>$2,288<\/td>\n<\/tr>\n<tr>\n<td>2.5<\/td>\n<td>GSXN403010 with CAPFA3626B6<\/td>\n<td>14.3<\/td>\n<td>$2,489<\/td>\n<\/tr>\n<tr>\n<td>3.0<\/td>\n<td>GSXN403610 with CAPFA4226B6<\/td>\n<td>14.3<\/td>\n<td>$2,747<\/td>\n<\/tr>\n<tr>\n<td>3.5<\/td>\n<td>GSXN404210 with CAPF4961D6<\/td>\n<td>14.3<\/td>\n<td>$3,122<\/td>\n<\/tr>\n<tr>\n<td>4.0<\/td>\n<td>GSXN404810 with CAPF4961D6<\/td>\n<td>13.8<\/td>\n<td>$3,309<\/td>\n<\/tr>\n<tr>\n<td>5.0<\/td>\n<td>GSXN406010 with CAPF4961C6<\/td>\n<td>13.8<\/td>\n<td>$3,680<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Coil family is not a detail. The seller states a GSXN4 matches only Goodman AMST, AWST and AVPTC air handlers or CAPFA coils, and will not work with ARUF or ASPT. Order the set.<\/p>\n<p class=\"pm__inline-cta\"><a href=\"https:\/\/swcostestimator.app.link\/ce-ai\" rel=\"noopener\" target=\"_blank\">SimplyWise Cost Estimator<\/a> turns a photo of the existing equipment into one branded quote you can edit.<\/p>\n<h2>The federal efficiency floor decides what you may install<\/h2>\n<p>This is what catches crews who buy on price. Title 10 of the Code of Federal Regulations, section 430.32, sets a hard minimum by manufacture date and by region.<\/p>\n<p>Split system air conditioners built on or after January 1, 2023 must rate at least <strong>13.4 SEER2<\/strong>. Install in the southeast or southwest and the floor climbs. It is <strong>14.3 SEER2<\/strong> below 45,000 Btu per hour, <strong>13.8 SEER2<\/strong> at or above. The southwest adds an EER2 floor of 11.7, or 9.8 at 15.2 SEER2 and better.<\/p>\n<p>Southwest means Arizona, California, Nevada and New Mexico. Southeast covers sixteen states, Hawaii among them, plus the District of Columbia, Puerto Rico and the US Territories.<\/p>\n<div class=\"pm__callout\">\n<p>The rule is blunt. An outdoor unit whose certified combination rates below the level for a region cannot be installed there. That is why the table rates the set, not the box.<\/p>\n<\/div>\n<section class=\"pm__promo\">\n<h2>Turn the changeout into a signed quote<\/h2>\n<p>SimplyWise Cost Estimator turns a photo into an itemized, branded estimate in about 6 seconds. Every material and labor line stays editable. Pricing is $29.99\/mo or $239.99\/yr, about $20\/mo on annual, with a 7-day free trial.<\/p>\n<p><a class=\"pm__btn\" href=\"https:\/\/swcostestimator.app.link\/ce-ai\" rel=\"noopener\" target=\"_blank\">SimplyWise Cost Estimator<\/a><br \/>\n<\/section>\n<h2>Why this stock is cheap, and why that ends<\/h2>\n<p>Every set above is R-410A, and the seller calls the GSXN4 line available in very limited quantities. A second supplier lists the same models as discontinued. This is closeout pricing on a refrigerant being phased down. Confirm the set is still sellable before you sign.<\/p>\n<h2>Labor is a wage, not a billing rate<\/h2>\n<p>The federal wage survey for May 2025 covers 409,670 HVAC mechanics and installers. Hourly median <strong>$29.33<\/strong>, mean $31.14, 25th percentile $23.25, 75th $37.05, 90th $45.78.<\/p>\n<p>That survey skips the self employed. These are wages an employer pays. Burden, vehicle, overhead and margin sit on top. Our <a href=\"https:\/\/www.simplywise.com\/blog\/contractor-hourly-labor-rates-by-trade\/\">hourly rate breakdown by trade<\/a> walks that gap.<\/p>\n<h2>A three ton changeout, priced from stated inputs<\/h2>\n<p>Worked illustration off stated inputs, from the figures above and nothing else. Existing ductwork, existing pad, no electrical upgrade.<\/p>\n<table class=\"pm__table\">\n<thead>\n<tr>\n<th>Line<\/th>\n<th>Basis<\/th>\n<th>Amount<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>3 ton matched set<\/td>\n<td>posted 2026-09-14<\/td>\n<td>$2,747.00<\/td>\n<\/tr>\n<tr>\n<td>Direct wage<\/td>\n<td>2 installers, 8 hours each, $29.33<\/td>\n<td>$469.28<\/td>\n<\/tr>\n<tr>\n<td>Total<\/td>\n<td>sum of the rows above<\/td>\n<td>$3,216.28<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>That is not a bid. Line set, pad, disconnect, thermostat, refrigerant and permit sit outside it, and so does burden, overhead and margin.<\/p>\n<h2>What we will not price, and why<\/h2>\n<p>Four figures were cut, not guessed.<\/p>\n<ul>\n<li><strong>Line set, pad and disconnect.<\/strong> Sutherlands lists the Cutler-Hammer pullout disconnects as no longer stocked, and its DiversiTech pad returned no price.<\/li>\n<li><strong>An installed price by the ton.<\/strong> Every figure we could reach traces to a lead aggregator cost guide, which is not a price authority.<\/li>\n<li><strong>Rebates and credits.<\/strong> Manufacturer rebates, utility rebates and the federal tax credit are real. None is a price. Nothing here is netted against one.<\/li>\n<li><strong>A second live price.<\/strong> Two sellers were checked. Only one displays a price you can buy today, so the table is one publisher on live stock.<\/li>\n<\/ul>\n<h2>Build an ac installation cost estimate in this order<\/h2>\n<ol class=\"pm__steps\">\n<li>\n<h3>Confirm the tonnage before you price anything<\/h3>\n<p>Load calculation first, nameplate second. Never carry the old size forward.<\/p>\n<\/li>\n<li>\n<h3>Check the regional efficiency floor for the address<\/h3>\n<p>13.4 SEER2 nationally. It is 14.3 or 13.8 SEER2 in the southeast and southwest.<\/p>\n<\/li>\n<li>\n<h3>Order the factory matched set, not two part numbers<\/h3>\n<p>A Goodman GSXN4 matches CAPFA coils, never CAPTA.<\/p>\n<\/li>\n<li>\n<h3>Add the hours at your loaded rate, never at the wage<\/h3>\n<p>The federal median wage of $29.33 is payroll. It is not what you charge.<\/p>\n<\/li>\n<\/ol>\n<div class=\"pm__next\">\n<h2>Keep reading<\/h2>\n<ul>\n<li><a href=\"https:\/\/www.simplywise.com\/blog\/how-to-estimate-hvac-job\/\">How to Estimate an HVAC Job<\/a><\/li>\n<li><a href=\"https:\/\/www.simplywise.com\/blog\/hvac-contractor-pricing-guide\/\">HVAC Contractor Pricing Guide<\/a><\/li>\n<li><a href=\"https:\/\/www.simplywise.com\/blog\/contractor-hourly-labor-rates-by-trade\/\">Contractor Hourly Labor Rates by Trade<\/a><\/li>\n<li><a href=\"https:\/\/www.simplywise.com\/blog\/construction-calculators\/\">Construction Calculators<\/a><\/li>\n<\/ul>\n<\/div>\n<div class=\"pm__sources\">\n<h2>Sources<\/h2>\n<h3>Supplier prices, read September 14, 2026<\/h3>\n<ul>\n<li>Matched sets at The AC Outlet, all in stock: <a href=\"https:\/\/theacoutlet.com\/products\/gsxn402410-capfa2422b6-tx2n4a-goodman-2-ton-14-3-seer2-air-conditioning-condenser-and-coil-17-5\" rel=\"noopener\" target=\"_blank\">2.0 ton<\/a>, <a href=\"https:\/\/theacoutlet.com\/products\/gsxn403010-capfa3626b6-tx3n4-goodman-2-5-ton-14-3-seer2-air-conditioning-condenser-and-coil-17-5\" rel=\"noopener\" target=\"_blank\">2.5 ton<\/a>, <a href=\"https:\/\/theacoutlet.com\/products\/gsxn403610-capfa4226b6-tx3n4-goodman-3-ton-14-3-seer2-air-conditioning-condenser-and-coil-17-5\" rel=\"noopener\" target=\"_blank\">3.0 ton<\/a>, <a href=\"https:\/\/theacoutlet.com\/products\/gsxn404210-capf4961d6-tx5n4-goodman-3-5-ton-14-3-seer2-air-conditioning-condenser-and-coil-24-5\" rel=\"noopener\" target=\"_blank\">3.5 ton<\/a>, <a href=\"https:\/\/theacoutlet.com\/products\/gsxn404810-capf4961d6-tx5n4-goodman-4-ton-13-8-seer2-air-conditioning-condenser-and-coil-24-5\" rel=\"noopener\" target=\"_blank\">4.0 ton<\/a>, <a href=\"https:\/\/theacoutlet.com\/products\/gsxn406010-capf4961c6-tx5n4-goodman-5-ton-13-8-seer2-seer-air-conditioning-condenser-and-coil-21\" rel=\"noopener\" target=\"_blank\">5.0 ton<\/a>.<\/li>\n<\/ul>\n<h3>Regulation, federal wage data and the hero<\/h3>\n<ul>\n<li><a href=\"https:\/\/www.ecfr.gov\/current\/title-10\/section-430.32\" rel=\"noopener\" target=\"_blank\">10 CFR 430.32<\/a>, paragraphs (c)(5) and (c)(6) (2026-09-14).<\/li>\n<li>Occupational Employment and Wage Statistics, May 2025, code 49-9021, series OEUN000000000000049902108, from <a href=\"https:\/\/download.bls.gov\/pub\/time.series\/oe\/\" rel=\"noopener\" target=\"_blank\">LABSTAT<\/a> (2026-09-14).<\/li>\n<li>Photo by Raysonho, <a href=\"https:\/\/commons.wikimedia.org\/wiki\/File:AirConditioner.jpg\" rel=\"noopener\" target=\"_blank\">Wikimedia Commons<\/a>, <a href=\"https:\/\/creativecommons.org\/publicdomain\/zero\/1.0\/\" rel=\"noopener\" target=\"_blank\">CC0<\/a>.<\/li>\n<li><a href=\"https:\/\/www.simplywise.com\/blog\/pricing\/\" rel=\"noopener\" target=\"_blank\">SimplyWise pricing<\/a> (2026-09-14).<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<section class=\"pm__faq\">\n<div class=\"pm__inner\">\n<h2>Common questions on ac installation cost<\/h2>\n<h3>Cost questions<\/h3>\n<details>\n<summary>How much does ac installation cost in equipment?<\/summary>\n<div>\n<p>A 3 ton Goodman 14.3 SEER2 matched set, condenser with its CAPFA coil and valve, posted at $2,747 on September 14, 2026. Line set, pad, labor and permit ride on top.<\/p>\n<\/div>\n<\/details>\n<details>\n<summary>Does a bigger unit cost much more?<\/summary>\n<div>\n<p>Yes. The same matched line ran $2,288 at 2 tons and $3,680 at 5 tons, about $1,392 or 61 percent across the residential range.<\/p>\n<\/div>\n<\/details>\n<details>\n<summary>What do HVAC installers earn an hour?<\/summary>\n<div>\n<p>The federal wage survey for May 2025 puts the median at $29.33 an hour and the 90th at $45.78. Those are wages an employer pays, not billing rates.<\/p>\n<\/div>\n<\/details>\n<h3>Scope and compliance questions<\/h3>\n<details>\n<summary>What SEER2 rating is required where I work?<\/summary>\n<div>\n<p>Split system air conditioners made on or after January 1, 2023 must hit 13.4 SEER2. In the southeast or southwest it rises to 14.3 SEER2 below 45,000 Btu per hour and 13.8 at or above.<\/p>\n<\/div>\n<\/details>\n<details>\n<summary>Which coil matches a Goodman GSXN4 condenser?<\/summary>\n<div>\n<p>The seller states the GSXN4 pairs only with Goodman AMST, AWST or AVPTC air handlers, or a CAPFA coil, and will not work with ARUF or ASPT. Buy the matched set so the certified rating holds.<\/p>\n<\/div>\n<\/details>\n<\/div>\n<\/section>\n<section class=\"pm__final\">\n<div class=\"pm__inner\">\n<span class=\"pm__eyebrow\">Quote it before you pull the old one<\/span><\/p>\n<h2>Turn the changeout into a signed quote.<\/h2>\n<p>Snap a photo, get an itemized, branded estimate in about 6 seconds. Free to try.<\/p>\n<p><a class=\"pm__btn pm__btn--lg\" href=\"https:\/\/swcostestimator.app.link\/ce-ai\" rel=\"noopener\" target=\"_blank\">SimplyWise Cost Estimator<\/a>\n<\/div>\n<\/section>\n<\/article>\n<p><script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"BlogPosting\",\n  \"headline\": \"AC Installation Cost: What the Job Really Runs in 2026\",\n  \"description\": \"AC installation cost from supplier and federal sources: matched sets by tonnage, the SEER2 floor by region, and installer wages.\",\n  \"author\": {\n    \"@type\": \"Organization\",\n    \"name\": \"SimplyWise\"\n  },\n  \"publisher\": {\n    \"@type\": \"Organization\",\n    \"name\": \"SimplyWise\",\n    \"logo\": {\n      \"@type\": \"ImageObject\",\n      \"url\": \"https:\/\/www.simplywise.com\/icon-512x512.png\"\n    }\n  },\n  \"datePublished\": \"2026-09-22\",\n  \"dateModified\": \"2026-09-22\",\n  \"mainEntityOfPage\": {\n    \"@type\": \"WebPage\",\n    \"@id\": \"https:\/\/www.simplywise.com\/blog\/ac-installation-cost\/\"\n  },\n  \"url\": \"https:\/\/www.simplywise.com\/blog\/ac-installation-cost\/\",\n  \"image\": [\n    \"https:\/\/upload.wikimedia.org\/wikipedia\/commons\/thumb\/4\/4d\/AirConditioner.jpg\/1280px-AirConditioner.jpg\"\n  ]\n}\n<\/script><br \/>\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"HowTo\",\n  \"name\": \"How to Build an AC Installation Cost Estimate\",\n  \"step\": [\n    {\n      \"@type\": \"HowToStep\",\n      \"position\": 1,\n      \"name\": \"Confirm the tonnage before you price anything\",\n      \"text\": \"Load calculation first, nameplate second. 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Each one in published numbers. Bidding one? Estimate it from a photo in about 6 seconds. &#9733;&#9733;&#9733;&#9733;&#9733; [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"ac installation cost","_yoast_wpseo_title":"AC Installation Cost: What the Job Really Runs in 2026","_yoast_wpseo_metadesc":"AC installation cost from supplier and federal sources: matched sets by tonnage, the SEER2 floor by region, and installer wages. Free to try.","_yoast_wpseo_linkdex":"74","_yoast_wpseo_content_score":"90","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_canonical":"","inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-9805","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>AC Installation Cost: What the Job Really Runs in 2026<\/title>\n<meta name=\"description\" content=\"AC installation cost from supplier and federal sources: matched sets by tonnage, the SEER2 floor by region, and installer wages. 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