{"id":902,"date":"2020-04-17T21:01:00","date_gmt":"2020-04-17T21:01:00","guid":{"rendered":"https:\/\/www.simplywise.com\/blog-2023\/?p=902"},"modified":"2026-05-28T23:38:58","modified_gmt":"2026-05-28T23:38:58","slug":"these-are-the-37-states-that-dont-tax-social-security-benefits-and-the-13-that-do","status":"publish","type":"post","link":"https:\/\/www.simplywise.com\/blog\/these-are-the-37-states-that-dont-tax-social-security-benefits-and-the-13-that-do\/","title":{"rendered":"These are the 37 states that don\u2019t tax Social Security benefits (and the 13 that do)"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"902\" class=\"elementor elementor-902\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ba84ac6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ba84ac6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-80820d7\" data-id=\"80820d7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f16371 elementor-widget elementor-widget-template\" data-id=\"2f16371\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"196\" class=\"elementor elementor-196\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-339b45e0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"339b45e0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3f771e94\" data-id=\"3f771e94\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-44435407 elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"44435407\" data-element_type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/elementor\/css\/custom-pro-widget-call-to-action.min.css?ver=1764022918\">\t\t<a class=\"elementor-cta\" href=\"https:\/\/simplywise.app.link\/Iv0wVANrvfb\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-content-item elementor-cta__content-item elementor-icon-wrapper elementor-cta__icon elementor-view-default\">\n\t\t\t\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-lightbulb\"><\/i>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<h2 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">DID YOU KNOW?<\/h2>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tRetirement is 99% easier when your paperwork is organized. \n\nJoin 250,000+ Americans securely storing their important receipts, bills &amp; documents with the SimplyWise app.\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<span class=\"elementor-cta__button elementor-button elementor-size-md\">\n\t\t\t\t\t\tGet the App\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cf0d8a8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cf0d8a8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-73c40d6\" data-id=\"73c40d6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0263ad7 elementor-widget elementor-widget-text-editor\" data-id=\"0263ad7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.13.3 - 28-05-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Where you choose to live, particularly in retirement, can have a big impact on your bottom line. Some states have higher property taxes than others. Some states tax things like food. Some states have no income tax at all, while\u00a0<a href=\"https:\/\/www.simplywise.com\/blog\/taxes-and-social-security\/\" target=\"_blank\" rel=\"noopener\">others tax income including Social Security benefits<\/a>.<\/p><p>Many Americans mistakenly believe that\u00a0<a href=\"https:\/\/www.simplywise.com\/blog\/social-security-checklist\/\" target=\"_blank\" rel=\"noopener\">Social Security<\/a>\u00a0is not taxable, so it\u2019s easy to be caught off guard if you aren\u2019t careful in your planning. While some will not pay taxes on Social Security income, singles with combined income over $34,000 and\u00a0<a href=\"https:\/\/www.simplywise.com\/blog\/guide-to-social-security-spousal-benefits\/\" target=\"_blank\" rel=\"noopener\">married couples<\/a>\u00a0filing a joint return with combined income over $44,000 could be taxed on up to 85% of their benefits.<\/p><p>Obviously, choosing where to live in retirement can have a lot of financial consequences. That\u2019s especially true for the majority of Americans over 65 who rely on Social Security benefits as a primary source of retirement income. Not knowing the rules around\u00a0<a href=\"https:\/\/www.simplywise.com\/blog\/the-4-tax-mistakes-to-avoid-in-retirement\/\">Social Security and taxes<\/a>\u00a0could cause pain around tax season. Additionally, misjudging the tax implications could cause critical errors in longer-term planning.<\/p><p>That\u2019s why we\u2019ve put together a list of how Social Security benefits are taxed in every single state.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-79f4b9b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"79f4b9b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-aa3880e\" data-id=\"aa3880e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-0ba1d10 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0ba1d10\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2ddaf80\" data-id=\"2ddaf80\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-889548f elementor-widget elementor-widget-text-editor\" data-id=\"889548f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<section class=\"elementor-element elementor-element-f43ee9a elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-section elementor-top-section\" data-id=\"f43ee9a\" data-element_type=\"section\"><div class=\"elementor-container elementor-column-gap-default\"><div class=\"elementor-row\"><div class=\"elementor-element elementor-element-02b83f5 elementor-column elementor-col-100 elementor-top-column\" data-id=\"02b83f5\" data-element_type=\"column\"><div class=\"elementor-column-wrap  elementor-element-populated\"><div class=\"elementor-widget-wrap\"><div class=\"elementor-element elementor-element-27e66fc elementor-widget elementor-widget-text-editor\" data-id=\"27e66fc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><h2><b>37 states that don\u2019t tax Social Security benefits<\/b><\/h2><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"elementor-element elementor-element-ae5535c elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-section elementor-top-section\" data-id=\"ae5535c\" data-element_type=\"section\"><div class=\"elementor-container elementor-column-gap-default\"><div class=\"elementor-row\"><div class=\"elementor-element elementor-element-0f9eb56 elementor-column elementor-col-50 elementor-top-column\" data-id=\"0f9eb56\" data-element_type=\"column\"><div class=\"elementor-column-wrap  elementor-element-populated\"><div class=\"elementor-widget-wrap\"><div class=\"elementor-element elementor-element-089d52a elementor-widget elementor-widget-text-editor\" data-id=\"089d52a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><p>If you want to limit the taxes on your Social Security benefits as much as possible in your retirement years, you may want to consider relocating to one of the states that do not tax those benefits. Keep in mind you may pay more in other types of taxes, so you\u2019ll want to take those into account as well in making your determination.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-40bebfc\" data-id=\"40bebfc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a2f9887 elementor-widget elementor-widget-image\" data-id=\"a2f9887\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.13.3 - 28-05-2023 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"497\" src=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2020\/04\/Screen-Shot-2023-06-20-at-4.03.08-PM.png\" class=\"attachment-large size-large wp-image-905\" alt=\"\" srcset=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2020\/04\/Screen-Shot-2023-06-20-at-4.03.08-PM.png 678w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2020\/04\/Screen-Shot-2023-06-20-at-4.03.08-PM-300x233.png 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9b9dbc elementor-widget elementor-widget-text-editor\" data-id=\"d9b9dbc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<section class=\"elementor-element elementor-element-afa0c95 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-section elementor-top-section\" data-id=\"afa0c95\" data-element_type=\"section\"><div class=\"elementor-container elementor-column-gap-default\"><div class=\"elementor-row\"><div class=\"elementor-element elementor-element-d9096b0 elementor-column elementor-col-100 elementor-top-column\" data-id=\"d9096b0\" data-element_type=\"column\"><div class=\"elementor-column-wrap  elementor-element-populated\"><div class=\"elementor-widget-wrap\"><div class=\"elementor-element elementor-element-571edc8 elementor-widget elementor-widget-text-editor\" data-id=\"571edc8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><h3>These are the states that\u00a0<i>do not<\/i>\u00a0tax Social Security benefits, regardless of income:<\/h3><ul><li>Alabama<\/li><li>Arizona<\/li><li>Arkansas<\/li><li>California<\/li><li>Delaware<\/li><li>District of Columbia<\/li><li>Florida<\/li><li>Georgia<\/li><\/ul><ul><li>Hawaii<\/li><li>Idaho<\/li><li>Illinois<\/li><li>Indiana<\/li><li>Iowa<\/li><li>Kentucky<\/li><li>Louisiana<\/li><li>Maine<\/li><li>Maryland<\/li><li>Massachusetts<\/li><li>Michigan<\/li><li>Mississippi<\/li><li>Nevada<\/li><li>New Hampshire<\/li><li>New Jersey<\/li><li>New York<\/li><li>North Carolina<\/li><li>Ohio<\/li><li>Oklahoma<\/li><li>Oregon<\/li><li>Pennsylvania<\/li><li>South Carolina<\/li><li>South Dakota<\/li><li>Tennessee<\/li><\/ul><div>\u00a0<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"elementor-element elementor-element-6861ec9 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-section elementor-top-section\" data-id=\"6861ec9\" data-element_type=\"section\"><div class=\"elementor-container elementor-column-gap-default\"><div class=\"elementor-row\"><div class=\"elementor-element elementor-element-65cdd1f elementor-column elementor-col-100 elementor-top-column\" data-id=\"65cdd1f\" data-element_type=\"column\"><div class=\"elementor-column-wrap  elementor-element-populated\"><div class=\"elementor-widget-wrap\"><div class=\"elementor-element elementor-element-8a27899 elementor-widget elementor-widget-text-editor\" data-id=\"8a27899\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><h3>These are the 13 states that\u00a0<i>do<\/i>\u00a0tax Social Security benefits:<\/h3><p>There are currently three states that tax Social Security benefits based upon the federal government\u2019s tiered tax system, taxing up to 85% of a recipient\u2019s total benefit based on total combined income. These states are Minnesota, North Dakota and West Virginia.<\/p><p>The other nine states that tax Social Security benefits do so in varied ways:<\/p><h3><b>Colorado<\/b><\/h3><p>Beginning at age 55, taxpayers in Colorado can exclude up to $20,000 of Social Security benefits and qualified retirement income. At age 65, that amount goes up to $24,000.<\/p><h3><b>Connecticut<\/b><\/h3><p>If you\u2019re single and your federal AGI is less than $75,000, you won\u2019t pay state tax on Social Security benefits in Connecticut. The same is true for joint filers making up to $100,000.<\/p><h3><b>Kansas<\/b><\/h3><p>If you make more than $75,000, whether filing as a single person or jointly, your Social Security benefits will be taxed.<\/p><h3><b>Missouri<\/b><\/h3><p>If your AGI is more than $85,000 as a single filer or $100,000 as a joint filer, you\u2019ll pay taxes on your benefits.<\/p><h3><b>Montana<\/b><\/h3><p>The threshold for taxing Social Security benefits is significantly lower in Montana than in other states. If your AGI is higher than $25,000 for single filers or $32,000 for joint filers, your benefits will be taxed.<\/p><h3><b>Nebraska<\/b><\/h3><p>As long as you make less than $43,000 as a single filer or $58,000 as joint filers, your Social Security benefits will be tax exempt in Nebraska.<\/p><h3><b>Rhode Island<\/b><\/h3><p>Like many of the states that tax Social Security benefits, Rhode Island caps untaxed income at $85,150 for single filers and $106,400 for joint filers for 2019.<\/p><h3><b>Vermont<\/b><\/h3><p>Similar to Montana, Vermont taxes Social Security benefits at a fairly low amount: more than $25,000 for single filers, and more than $32,000 for joint filers.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"elementor-element elementor-element-803b958 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-section elementor-top-section\" data-id=\"803b958\" data-element_type=\"section\"><div class=\"elementor-container elementor-column-gap-default\"><div class=\"elementor-row\"><div class=\"elementor-element elementor-element-39e789c elementor-column elementor-col-100 elementor-top-column\" data-id=\"39e789c\" data-element_type=\"column\"><div class=\"elementor-column-wrap  elementor-element-populated\"><div class=\"elementor-widget-wrap\"><div class=\"elementor-element elementor-element-0e2790f elementor-widget elementor-widget-text-editor\" data-id=\"0e2790f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><h2>Other considerations for maximizing your Social Security benefits<\/h2><p>Remember, when you decide to take your Social Security benefits can also have a big impact on your ongoing finances. If you\u2019re thinking about claiming Social Security benefits early, especially given the current economic climate, you may want to consider your other options before deciding.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-32c03cf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"32c03cf\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6c09d59\" data-id=\"6c09d59\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-375b52a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"375b52a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-81a232c\" data-id=\"81a232c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2484fe2 elementor-widget elementor-widget-image\" data-id=\"2484fe2\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"526\" src=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2020\/04\/Screen-Shot-2023-06-20-at-4.04.23-PM.png\" class=\"attachment-large size-large wp-image-906\" alt=\"\" srcset=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2020\/04\/Screen-Shot-2023-06-20-at-4.04.23-PM.png 692w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2020\/04\/Screen-Shot-2023-06-20-at-4.04.23-PM-300x247.png 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-44a7e21\" data-id=\"44a7e21\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2c6322b elementor-widget elementor-widget-text-editor\" data-id=\"2c6322b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>In fact, there are important factors to weigh as you\u00a0<a href=\"https:\/\/www.simplywise.com\/blog\/social-security-retirement-benefits\/\/core-roadmap\"><b>consider your retirement<\/b><\/a>\u00a0and when to claim. Your monthly benefit from Social Security can considerably vary depending on what age you choose to start your benefits.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-d675a8b elementor-widget elementor-widget-text-editor\" data-id=\"d675a8b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>If you claim your monthly benefit before your\u00a0<a href=\"https:\/\/www.simplywise.com\/blog\/what-is-full-retirement-age-for-social-security\/\">Full Retirement Age<\/a>\u00a0(and you can start claiming your Social Security benefits as early as 62), your monthly benefit will be lower. However, you will receive it for a longer period of time.\u00a0<\/li><li>If you claim your monthly benefit after reaching your Full Retirement Age, you\u2019ll receive what is called \u201c<a href=\"https:\/\/secure.ssa.gov\/apps10\/poms.nsf\/lnx\/0300615690\">Delayed Retirement Credits<\/a>\u201d. DRCs translate to a much larger monthly check (though for a shorter period of time).<\/li><\/ul><div>\u00a0<\/div><p>When to begin collecting your benefits depends on your own unique situation, but considering the tax consequences is an important element. If you have health problems, a disability, or generally need the money right now, it can make sense to claim your benefits early.\u00a0\u00a0<\/p><p>On the other hand, if you are in a position where you can afford to wait, it can pay to delay receiving Social Security benefits past full retirement age.\u00a0<\/p><p>Increasingly, online\u00a0<a href=\"https:\/\/www.simplywise.com\/blog\/\">Social Security blogs<\/a>\u00a0and\u00a0<a href=\"https:\/\/www.simplywise.com\/socialsecurity\" target=\"_blank\" rel=\"noopener\">free calculators<\/a>\u00a0are emerging to help people avoid costly mistakes (we believe the SimplyWise Calculator is the best). Hopefully, with better education around the topic, Americans can maximize what they\u2019ve earned.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-aee42ec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"aee42ec\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a8337ec\" data-id=\"a8337ec\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-14748d7 elementor-widget elementor-widget-template\" data-id=\"14748d7\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"196\" class=\"elementor elementor-196\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-339b45e0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"339b45e0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3f771e94\" data-id=\"3f771e94\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-44435407 elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"44435407\" data-element_type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<a class=\"elementor-cta\" href=\"https:\/\/simplywise.app.link\/Iv0wVANrvfb\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-content-item elementor-cta__content-item elementor-icon-wrapper elementor-cta__icon elementor-view-default\">\n\t\t\t\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-lightbulb\"><\/i>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<h2 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">DID YOU KNOW?<\/h2>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tRetirement is 99% easier when your paperwork is organized. \n\nJoin 250,000+ Americans securely storing their important receipts, bills &amp; documents with the SimplyWise app.\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<span class=\"elementor-cta__button elementor-button elementor-size-md\">\n\t\t\t\t\t\tGet the App\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Where you choose to live, particularly in retirement, can have a big impact on your bottom line. Some states have higher property taxes than others. Some states tax things like food. Some states have no income tax at all, while&nbsp;others tax income including Social Security benefits. Many Americans mistakenly believe that&nbsp;Social Security&nbsp;is not taxable, so [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":903,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"Where you live in retirement has a big impact on your bottom line, as taxes on Social Security benefits vary by state. We list the SS tax rules by state...","_yoast_wpseo_linkdex":"","_yoast_wpseo_content_score":"90","inline_featured_image":false,"footnotes":""},"categories":[186],"tags":[],"class_list":["post-902","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-social-security"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>These are the 37 states that don\u2019t tax Social Security benefits (and the 13 that do) - SimplyWise Cost Estimator<\/title>\n<meta name=\"description\" content=\"Where you live in retirement has a big impact on your bottom line, as taxes on Social Security benefits vary by state. We list the SS tax rules by state...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.simplywise.com\/blog\/these-are-the-37-states-that-dont-tax-social-security-benefits-and-the-13-that-do\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"These are the 37 states that don\u2019t tax Social Security benefits (and the 13 that do) - SimplyWise Cost Estimator\" \/>\n<meta property=\"og:description\" content=\"Where you live in retirement has a big impact on your bottom line, as taxes on Social Security benefits vary by state. We list the SS tax rules by state...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.simplywise.com\/blog\/these-are-the-37-states-that-dont-tax-social-security-benefits-and-the-13-that-do\/\" \/>\n<meta property=\"og:site_name\" content=\"SimplyWise Cost Estimator\" \/>\n<meta property=\"article:published_time\" content=\"2020-04-17T21:01:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-28T23:38:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/06\/states-that-tax-social-security.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"644\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Allie Fleder\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Allie Fleder\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/these-are-the-37-states-that-dont-tax-social-security-benefits-and-the-13-that-do\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.simplywise.com\/blog\/these-are-the-37-states-that-dont-tax-social-security-benefits-and-the-13-that-do\/\"},\"author\":{\"name\":\"Allie Fleder\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/#\/schema\/person\/e1e876d7736d540f0047b6adc84e2ba1\"},\"headline\":\"These are the 37 states that don\u2019t tax Social Security benefits (and the 13 that do)\",\"datePublished\":\"2020-04-17T21:01:00+00:00\",\"dateModified\":\"2026-05-28T23:38:58+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.simplywise.com\/blog\/these-are-the-37-states-that-dont-tax-social-security-benefits-and-the-13-that-do\/\"},\"wordCount\":916,\"publisher\":{\"@id\":\"https:\/\/www.simplywise.com\/blog\/#organization\"},\"articleSection\":[\"Social Security\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/these-are-the-37-states-that-dont-tax-social-security-benefits-and-the-13-that-do\/\",\"url\":\"https:\/\/www.simplywise.com\/blog\/these-are-the-37-states-that-dont-tax-social-security-benefits-and-the-13-that-do\/\",\"name\":\"These are the 37 states that don\u2019t tax Social Security benefits (and the 13 that do) - SimplyWise Cost Estimator\",\"isPartOf\":{\"@id\":\"https:\/\/www.simplywise.com\/blog\/#website\"},\"datePublished\":\"2020-04-17T21:01:00+00:00\",\"dateModified\":\"2026-05-28T23:38:58+00:00\",\"description\":\"Where you live in retirement has a big impact on your bottom line, as taxes on Social Security benefits vary by state. We list the SS tax rules by state...\",\"breadcrumb\":{\"@id\":\"https:\/\/www.simplywise.com\/blog\/these-are-the-37-states-that-dont-tax-social-security-benefits-and-the-13-that-do\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.simplywise.com\/blog\/these-are-the-37-states-that-dont-tax-social-security-benefits-and-the-13-that-do\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/these-are-the-37-states-that-dont-tax-social-security-benefits-and-the-13-that-do\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.simplywise.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"These are the 37 states that don\u2019t tax Social Security benefits (and the 13 that do)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/#website\",\"url\":\"https:\/\/www.simplywise.com\/blog\/\",\"name\":\"SimplyWise Cost Estimator\",\"description\":\"Blog\",\"publisher\":{\"@id\":\"https:\/\/www.simplywise.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.simplywise.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/#organization\",\"name\":\"SimplyWise Cost Estimator\",\"url\":\"https:\/\/www.simplywise.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"\",\"contentUrl\":\"\",\"caption\":\"SimplyWise Cost Estimator\"},\"image\":{\"@id\":\"https:\/\/www.simplywise.com\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/#\/schema\/person\/e1e876d7736d540f0047b6adc84e2ba1\",\"name\":\"Allie Fleder\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/c1810cd45cebae64c3d2b4b2bee9f0c0c210c9d58a3fe6c79d75641da4c7baa4?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/c1810cd45cebae64c3d2b4b2bee9f0c0c210c9d58a3fe6c79d75641da4c7baa4?s=96&d=mm&r=g\",\"caption\":\"Allie Fleder\"},\"url\":\"https:\/\/www.simplywise.com\/blog\/author\/alfleder\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"These are the 37 states that don\u2019t tax Social Security benefits (and the 13 that do) - SimplyWise Cost Estimator","description":"Where you live in retirement has a big impact on your bottom line, as taxes on Social Security benefits vary by state. We list the SS tax rules by state...","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.simplywise.com\/blog\/these-are-the-37-states-that-dont-tax-social-security-benefits-and-the-13-that-do\/","og_locale":"en_US","og_type":"article","og_title":"These are the 37 states that don\u2019t tax Social Security benefits (and the 13 that do) - SimplyWise Cost Estimator","og_description":"Where you live in retirement has a big impact on your bottom line, as taxes on Social Security benefits vary by state. We list the SS tax rules by state...","og_url":"https:\/\/www.simplywise.com\/blog\/these-are-the-37-states-that-dont-tax-social-security-benefits-and-the-13-that-do\/","og_site_name":"SimplyWise Cost Estimator","article_published_time":"2020-04-17T21:01:00+00:00","article_modified_time":"2026-05-28T23:38:58+00:00","og_image":[{"width":1000,"height":644,"url":"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/06\/states-that-tax-social-security.jpeg","type":"image\/jpeg"}],"author":"Allie Fleder","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Allie Fleder","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.simplywise.com\/blog\/these-are-the-37-states-that-dont-tax-social-security-benefits-and-the-13-that-do\/#article","isPartOf":{"@id":"https:\/\/www.simplywise.com\/blog\/these-are-the-37-states-that-dont-tax-social-security-benefits-and-the-13-that-do\/"},"author":{"name":"Allie Fleder","@id":"https:\/\/www.simplywise.com\/blog\/#\/schema\/person\/e1e876d7736d540f0047b6adc84e2ba1"},"headline":"These are the 37 states that don\u2019t tax Social Security benefits (and the 13 that do)","datePublished":"2020-04-17T21:01:00+00:00","dateModified":"2026-05-28T23:38:58+00:00","mainEntityOfPage":{"@id":"https:\/\/www.simplywise.com\/blog\/these-are-the-37-states-that-dont-tax-social-security-benefits-and-the-13-that-do\/"},"wordCount":916,"publisher":{"@id":"https:\/\/www.simplywise.com\/blog\/#organization"},"articleSection":["Social Security"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.simplywise.com\/blog\/these-are-the-37-states-that-dont-tax-social-security-benefits-and-the-13-that-do\/","url":"https:\/\/www.simplywise.com\/blog\/these-are-the-37-states-that-dont-tax-social-security-benefits-and-the-13-that-do\/","name":"These are the 37 states that don\u2019t tax Social Security benefits (and the 13 that do) - SimplyWise Cost Estimator","isPartOf":{"@id":"https:\/\/www.simplywise.com\/blog\/#website"},"datePublished":"2020-04-17T21:01:00+00:00","dateModified":"2026-05-28T23:38:58+00:00","description":"Where you live in retirement has a big impact on your bottom line, as taxes on Social Security benefits vary by state. We list the SS tax rules by state...","breadcrumb":{"@id":"https:\/\/www.simplywise.com\/blog\/these-are-the-37-states-that-dont-tax-social-security-benefits-and-the-13-that-do\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.simplywise.com\/blog\/these-are-the-37-states-that-dont-tax-social-security-benefits-and-the-13-that-do\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.simplywise.com\/blog\/these-are-the-37-states-that-dont-tax-social-security-benefits-and-the-13-that-do\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.simplywise.com\/blog\/"},{"@type":"ListItem","position":2,"name":"These are the 37 states that don\u2019t tax Social Security benefits (and the 13 that do)"}]},{"@type":"WebSite","@id":"https:\/\/www.simplywise.com\/blog\/#website","url":"https:\/\/www.simplywise.com\/blog\/","name":"SimplyWise Cost Estimator","description":"Blog","publisher":{"@id":"https:\/\/www.simplywise.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.simplywise.com\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.simplywise.com\/blog\/#organization","name":"SimplyWise Cost Estimator","url":"https:\/\/www.simplywise.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.simplywise.com\/blog\/#\/schema\/logo\/image\/","url":"","contentUrl":"","caption":"SimplyWise Cost Estimator"},"image":{"@id":"https:\/\/www.simplywise.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.simplywise.com\/blog\/#\/schema\/person\/e1e876d7736d540f0047b6adc84e2ba1","name":"Allie Fleder","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.simplywise.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/c1810cd45cebae64c3d2b4b2bee9f0c0c210c9d58a3fe6c79d75641da4c7baa4?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c1810cd45cebae64c3d2b4b2bee9f0c0c210c9d58a3fe6c79d75641da4c7baa4?s=96&d=mm&r=g","caption":"Allie Fleder"},"url":"https:\/\/www.simplywise.com\/blog\/author\/alfleder\/"}]}},"_links":{"self":[{"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/posts\/902","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/comments?post=902"}],"version-history":[{"count":5,"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/posts\/902\/revisions"}],"predecessor-version":[{"id":910,"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/posts\/902\/revisions\/910"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/media\/903"}],"wp:attachment":[{"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/media?parent=902"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/categories?post=902"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/tags?post=902"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}