{"id":795,"date":"2020-03-06T17:56:00","date_gmt":"2020-03-06T17:56:00","guid":{"rendered":"https:\/\/www.simplywise.com\/blog-2023\/?p=795"},"modified":"2023-06-22T21:49:49","modified_gmt":"2023-06-22T21:49:49","slug":"switch-to-spousal-benefit","status":"publish","type":"post","link":"https:\/\/www.simplywise.com\/blog\/switch-to-spousal-benefit\/","title":{"rendered":"Can I Switch from My Social Security Benefit to My Spousal Benefit?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"795\" class=\"elementor elementor-795\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-093f85d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"093f85d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-795e5f8\" data-id=\"795e5f8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-34e146c elementor-widget elementor-widget-template\" data-id=\"34e146c\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"196\" class=\"elementor elementor-196\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-339b45e0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"339b45e0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3f771e94\" data-id=\"3f771e94\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-44435407 elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"44435407\" data-element_type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/elementor\/css\/custom-pro-widget-call-to-action.min.css?ver=1764022918\">\t\t<a class=\"elementor-cta\" href=\"https:\/\/simplywise.app.link\/Iv0wVANrvfb\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-content-item elementor-cta__content-item elementor-icon-wrapper elementor-cta__icon elementor-view-default\">\n\t\t\t\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-lightbulb\"><\/i>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<h2 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">DID YOU KNOW?<\/h2>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tRetirement is 99% easier when your paperwork is organized. \n\nJoin 250,000+ Americans securely storing their important receipts, bills &amp; documents with the SimplyWise app.\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<span class=\"elementor-cta__button elementor-button elementor-size-md\">\n\t\t\t\t\t\tGet the App\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-01a30ad elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"01a30ad\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-05c88cf\" data-id=\"05c88cf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6323b6b elementor-widget elementor-widget-text-editor\" data-id=\"6323b6b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.13.3 - 28-05-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>You started out by filing for your own\u00a0<a href=\"https:\/\/www.simplywise.com\/blog\/social-security-retirement-benefits\/\">Social Security benefits<\/a>\u00a0that you earned from your own work and payment into the Social Security system. But now you\u2019re wondering whether you can, instead, switch to a benefit as the spouse (or ex-spouse) of someone who made a lot more money than you did.<\/p><p>In short, the answer is, yes. Sometimes.<\/p><p><a href=\"https:\/\/www.simplywise.com\/blog\/guide-to-social-security-spousal-benefits\/\">The rules around spousal benefits can be complicated<\/a>. Generally speaking, you can only apply for spousal benefits if your spouse has applied for their retirement benefits. If your spouse is eligible for retirement benefits, but has not yet filed for them, you can\u2019t apply. In such a case you would stick to your own benefits until your spouse files.<\/p><p><a href=\"https:\/\/www.simplywise.com\/blog\/social-security-benefits-for-divorced-spouses\/\">If, however, you are an ex-spouse<\/a>, the rules are different. If you were married at least 10 years, and you and your former spouse are at least 62, and your former spouse is eligible for Social Security benefits, you may file for spousal benefits on their record even if they haven\u2019t filed. Your filing as an ex-spouse\u00a0<a href=\"https:\/\/www.simplywise.com\/blog\/ex-wife-social-security-benefit\/\">will not impact the amount that either your former spouse or their current spouse receive<\/a>.<\/p><h2>How much can I get?<\/h2><p>The maximum you can receive as a spouse or ex-spouse is 50 percent of your former spouse\u2019s benefit at Full Retirement Age. So, if their benefit at\u00a0Full Retirement Age\u00a0would be $2,000 a month, you may be eligible to receive up to $1,000 a month if you wait until\u00a0Full Retirement Age\u00a0to file for spousal benefits. If your own benefit would have been smaller\u2014say $700 a month\u2014you will not be paid both; you\u2019ll be paid the larger amount between your own benefit and your spousal benefit.<\/p><p>How much you receive, though,\u00a0<a href=\"https:\/\/www.simplywise.com\/blog\/social-security-benefits-by-age\/\">depends on when you file<\/a>.\u00a0If you file at age 62, you will receive a smaller percentage of your spouse\u2019s benefit \u2014 roughly 30 percent versus 50 percent. Once you file for your benefits as a spouse, the amount you receive freezes at that amount for the rest of your life, which makes it worthwhile to see how long you can hold off. If you don\u2019t file until\u00a0Full Retirement Age,\u00a0the percentage increases monthly from 30 percent at age 62 to 50 percent at full retirement. For someone born in 1955, the proportion by age until\u00a0Full Retirement Age\u00a0is as follows:<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-09b67eb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"09b67eb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1411be5\" data-id=\"1411be5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a12a13f elementor-widget elementor-widget-image\" data-id=\"a12a13f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.13.3 - 28-05-2023 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"379\" src=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/06\/spousal-benefits-1024x606.jpeg\" class=\"attachment-large size-large wp-image-798\" alt=\"\" srcset=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/06\/spousal-benefits-1024x606.jpeg 1024w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/06\/spousal-benefits-300x178.jpeg 300w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/06\/spousal-benefits-768x455.jpeg 768w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/06\/spousal-benefits-1536x909.jpeg 1536w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/06\/spousal-benefits.jpeg 2000w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-664989e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"664989e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e159195\" data-id=\"e159195\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-811c670 elementor-widget elementor-widget-text-editor\" data-id=\"811c670\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>If your spouse does not file for their own benefit until age 70, they will receive a delayed retirement credit. You, however, are only eligible for 50 percent of their maximum benefit at full retirement, though you still must wait until they file to receive your spousal benefit.<\/p><h2>Special rules for spousal benefits<\/h2><p>Of course, you are eligible to file for your own retirement benefit at age 62\u2014though your payment will be smaller than if you wait until\u00a0<a href=\"https:\/\/www.simplywise.com\/blog\/what-is-full-retirement-age-for-social-security\/\" target=\"_blank\" rel=\"noopener\">Full Retirement Age<\/a>.\u00a0If you apply for your own retirement and your spouse has not applied for their benefit, you can receive your benefit and then switch to the spousal benefit when they file or when they reach\u00a0Full Retirement Age.<\/p><p>Another option available to those\u00a0born before January 2, 1954, is that they can file for only their spousal benefit at\u00a0<a href=\"https:\/\/www.ssa.gov\/planners\/retire\/retirechart.html\">Full Retirement Age<\/a>\u00a0and delay filing for their own benefit until age 70. That would maximize their own benefit. But this option is not available to anyone born after January 2, 1954. If you were born after that and you apply for your own benefit, you automatically are recognized as having filed for all retirement or spousal benefits.\u00a0\u00a0<\/p><p>If you have a child under age 16 or disabled, you may be eligible for spousal benefits from Social Security Disability Insurance through your spouse.<\/p><p>You can apply for retirement benefits, spousal benefits, divorced spouse or Medicare benefits online at<a href=\"https:\/\/www.ssa.gov\/retireonline\/\">\u00a0Retirement\/Medicare Benefit Application<\/a>. If your spouse is already receiving benefits when you apply, or if you and your spouse apply at the same time, the Social Security Administration will automatically check your eligibility for benefits as a spouse.<\/p><h2>Switching to survivor benefits<\/h2><p>If you are receiving spousal benefits and your spouse dies,\u00a0<a href=\"https:\/\/www.simplywise.com\/blog\/guide-to-social-security-and-death\/\">you become eligible for survivor benefits<\/a>. Survivor benefits entitle you to 100 percent of your spouse\u2019s benefit amount at full retirement rather than 50 percent.<\/p><p>If your spouse passes, you must apply either by phone at\u00a01-800-772-1213 or if you are deaf or hard of hearing, at TTY 1-800-325-0778. Or you can\u00a0<a href=\"https:\/\/www.simplywise.com\/blog\/visiting-social-security-office\/\">visit your\u00a0<\/a><a href=\"https:\/\/www.simplywise.com\/blog\/visiting-social-security-office\/\">local Social Security office<\/a>.<\/p><h2>Takeaways<\/h2><p>In 2019, an estimated\u00a0<a href=\"https:\/\/www.ssa.gov\/news\/press\/factsheets\/basicfact-alt.pdf\">64 million Americans collected Social Security benefits<\/a>, and 61% of Americans aged 60 to 70 view Social Security as an \u201cextremely important\u201d source of income. Nevertheless, a great deal of confusion exists around the rules and\u00a0<a href=\"https:\/\/www.simplywise.com\/blog\/costly-social-security-mistakes\/\">this often causes people to miss out on much needed money<\/a>. Knowing how age impacts Social Security is important, but it is but a first step on a journey of education.<\/p><p>Increasingly, online\u00a0<a href=\"https:\/\/www.simplywise.com\/blog\/\"><strong>Social Security blogs<\/strong><\/a>\u00a0and\u00a0<a href=\"https:\/\/www.simplywise.com\/\"><strong>free calculators<\/strong><\/a>\u00a0are emerging to help people avoid costly mistakes (we believe the SimplyWise Calculator is the best). Hopefully, with better education around the topic, Americans can maximize what they\u2019ve earned.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f399c21 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f399c21\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-894df20\" data-id=\"894df20\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9547178 elementor-widget elementor-widget-template\" data-id=\"9547178\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"196\" class=\"elementor elementor-196\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-339b45e0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"339b45e0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3f771e94\" data-id=\"3f771e94\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-44435407 elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"44435407\" data-element_type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<a class=\"elementor-cta\" href=\"https:\/\/simplywise.app.link\/Iv0wVANrvfb\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-content-item elementor-cta__content-item elementor-icon-wrapper elementor-cta__icon elementor-view-default\">\n\t\t\t\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-lightbulb\"><\/i>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<h2 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">DID YOU KNOW?<\/h2>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tRetirement is 99% easier when your paperwork is organized. \n\nJoin 250,000+ Americans securely storing their important receipts, bills &amp; documents with the SimplyWise app.\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<span class=\"elementor-cta__button elementor-button elementor-size-md\">\n\t\t\t\t\t\tGet the App\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>You started out by filing for your own&nbsp;Social Security benefits&nbsp;that you earned from your own work and payment into the Social Security system. But now you\u2019re wondering whether you can, instead, switch to a benefit as the spouse (or ex-spouse) of someone who made a lot more money than you did. In short, the answer [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":796,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-795","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Can I Switch from My Social Security Benefit to My Spousal Benefit? - SimplyWise Cost Estimator<\/title>\n<meta name=\"description\" content=\"Sure, you have earned Social Security benefits from your record. But what if you are entitled to more from your spouse? Can you switch? We explain...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.simplywise.com\/blog\/switch-to-spousal-benefit\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Can I Switch from My Social Security Benefit to My Spousal Benefit? - SimplyWise Cost Estimator\" \/>\n<meta property=\"og:description\" content=\"Sure, you have earned Social Security benefits from your record. But what if you are entitled to more from your spouse? Can you switch? We explain...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.simplywise.com\/blog\/switch-to-spousal-benefit\/\" \/>\n<meta property=\"og:site_name\" content=\"SimplyWise Cost Estimator\" \/>\n<meta property=\"article:published_time\" content=\"2020-03-06T17:56:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-06-22T21:49:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/06\/shutterstock_1401918893.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"667\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Allie Fleder\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Allie Fleder\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/switch-to-spousal-benefit\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.simplywise.com\/blog\/switch-to-spousal-benefit\/\"},\"author\":{\"name\":\"Allie Fleder\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/#\/schema\/person\/e1e876d7736d540f0047b6adc84e2ba1\"},\"headline\":\"Can I Switch from My Social Security Benefit to My Spousal Benefit?\",\"datePublished\":\"2020-03-06T17:56:00+00:00\",\"dateModified\":\"2023-06-22T21:49:49+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.simplywise.com\/blog\/switch-to-spousal-benefit\/\"},\"wordCount\":880,\"publisher\":{\"@id\":\"https:\/\/www.simplywise.com\/blog\/#organization\"},\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/switch-to-spousal-benefit\/\",\"url\":\"https:\/\/www.simplywise.com\/blog\/switch-to-spousal-benefit\/\",\"name\":\"Can I Switch from My Social Security Benefit to My Spousal Benefit? - SimplyWise Cost Estimator\",\"isPartOf\":{\"@id\":\"https:\/\/www.simplywise.com\/blog\/#website\"},\"datePublished\":\"2020-03-06T17:56:00+00:00\",\"dateModified\":\"2023-06-22T21:49:49+00:00\",\"description\":\"Sure, you have earned Social Security benefits from your record. But what if you are entitled to more from your spouse? Can you switch? We explain...\",\"breadcrumb\":{\"@id\":\"https:\/\/www.simplywise.com\/blog\/switch-to-spousal-benefit\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.simplywise.com\/blog\/switch-to-spousal-benefit\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/switch-to-spousal-benefit\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.simplywise.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Can I Switch from My Social Security Benefit to My Spousal Benefit?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/#website\",\"url\":\"https:\/\/www.simplywise.com\/blog\/\",\"name\":\"SimplyWise Cost Estimator\",\"description\":\"Blog\",\"publisher\":{\"@id\":\"https:\/\/www.simplywise.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.simplywise.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/#organization\",\"name\":\"SimplyWise Cost Estimator\",\"url\":\"https:\/\/www.simplywise.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"\",\"contentUrl\":\"\",\"caption\":\"SimplyWise Cost Estimator\"},\"image\":{\"@id\":\"https:\/\/www.simplywise.com\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/#\/schema\/person\/e1e876d7736d540f0047b6adc84e2ba1\",\"name\":\"Allie Fleder\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/c1810cd45cebae64c3d2b4b2bee9f0c0c210c9d58a3fe6c79d75641da4c7baa4?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/c1810cd45cebae64c3d2b4b2bee9f0c0c210c9d58a3fe6c79d75641da4c7baa4?s=96&d=mm&r=g\",\"caption\":\"Allie Fleder\"},\"url\":\"https:\/\/www.simplywise.com\/blog\/author\/alfleder\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Can I Switch from My Social Security Benefit to My Spousal Benefit? - SimplyWise Cost Estimator","description":"Sure, you have earned Social Security benefits from your record. But what if you are entitled to more from your spouse? Can you switch? We explain...","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.simplywise.com\/blog\/switch-to-spousal-benefit\/","og_locale":"en_US","og_type":"article","og_title":"Can I Switch from My Social Security Benefit to My Spousal Benefit? - SimplyWise Cost Estimator","og_description":"Sure, you have earned Social Security benefits from your record. But what if you are entitled to more from your spouse? Can you switch? We explain...","og_url":"https:\/\/www.simplywise.com\/blog\/switch-to-spousal-benefit\/","og_site_name":"SimplyWise Cost Estimator","article_published_time":"2020-03-06T17:56:00+00:00","article_modified_time":"2023-06-22T21:49:49+00:00","og_image":[{"width":1000,"height":667,"url":"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/06\/shutterstock_1401918893.jpeg","type":"image\/jpeg"}],"author":"Allie Fleder","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Allie Fleder","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.simplywise.com\/blog\/switch-to-spousal-benefit\/#article","isPartOf":{"@id":"https:\/\/www.simplywise.com\/blog\/switch-to-spousal-benefit\/"},"author":{"name":"Allie Fleder","@id":"https:\/\/www.simplywise.com\/blog\/#\/schema\/person\/e1e876d7736d540f0047b6adc84e2ba1"},"headline":"Can I Switch from My Social Security Benefit to My Spousal Benefit?","datePublished":"2020-03-06T17:56:00+00:00","dateModified":"2023-06-22T21:49:49+00:00","mainEntityOfPage":{"@id":"https:\/\/www.simplywise.com\/blog\/switch-to-spousal-benefit\/"},"wordCount":880,"publisher":{"@id":"https:\/\/www.simplywise.com\/blog\/#organization"},"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.simplywise.com\/blog\/switch-to-spousal-benefit\/","url":"https:\/\/www.simplywise.com\/blog\/switch-to-spousal-benefit\/","name":"Can I Switch from My Social Security Benefit to My Spousal Benefit? - SimplyWise Cost Estimator","isPartOf":{"@id":"https:\/\/www.simplywise.com\/blog\/#website"},"datePublished":"2020-03-06T17:56:00+00:00","dateModified":"2023-06-22T21:49:49+00:00","description":"Sure, you have earned Social Security benefits from your record. But what if you are entitled to more from your spouse? Can you switch? We explain...","breadcrumb":{"@id":"https:\/\/www.simplywise.com\/blog\/switch-to-spousal-benefit\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.simplywise.com\/blog\/switch-to-spousal-benefit\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.simplywise.com\/blog\/switch-to-spousal-benefit\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.simplywise.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Can I Switch from My Social Security Benefit to My Spousal Benefit?"}]},{"@type":"WebSite","@id":"https:\/\/www.simplywise.com\/blog\/#website","url":"https:\/\/www.simplywise.com\/blog\/","name":"SimplyWise Cost Estimator","description":"Blog","publisher":{"@id":"https:\/\/www.simplywise.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.simplywise.com\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.simplywise.com\/blog\/#organization","name":"SimplyWise Cost Estimator","url":"https:\/\/www.simplywise.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.simplywise.com\/blog\/#\/schema\/logo\/image\/","url":"","contentUrl":"","caption":"SimplyWise Cost Estimator"},"image":{"@id":"https:\/\/www.simplywise.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.simplywise.com\/blog\/#\/schema\/person\/e1e876d7736d540f0047b6adc84e2ba1","name":"Allie Fleder","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.simplywise.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/c1810cd45cebae64c3d2b4b2bee9f0c0c210c9d58a3fe6c79d75641da4c7baa4?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c1810cd45cebae64c3d2b4b2bee9f0c0c210c9d58a3fe6c79d75641da4c7baa4?s=96&d=mm&r=g","caption":"Allie Fleder"},"url":"https:\/\/www.simplywise.com\/blog\/author\/alfleder\/"}]}},"_links":{"self":[{"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/posts\/795","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/comments?post=795"}],"version-history":[{"count":8,"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/posts\/795\/revisions"}],"predecessor-version":[{"id":805,"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/posts\/795\/revisions\/805"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/media\/796"}],"wp:attachment":[{"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/media?parent=795"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/categories?post=795"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/tags?post=795"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}