{"id":7725,"date":"2026-07-23T09:00:00","date_gmt":"2026-07-23T09:00:00","guid":{"rendered":"https:\/\/www.simplywise.com\/blog\/?p=7725"},"modified":"2026-07-23T23:58:14","modified_gmt":"2026-07-23T23:58:14","slug":"rhode-island-contractor-license","status":"publish","type":"post","link":"https:\/\/www.simplywise.com\/blog\/rhode-island-contractor-license\/","title":{"rendered":"Rhode Island Contractor License: Complete 2026 CRLB Guide"},"content":{"rendered":"<p><script>\ndocument.addEventListener('DOMContentLoaded', function() {\n  var sels = ['.entry-header','.page-header','article > h1:first-child','.entry-footer'];\n  sels.forEach(function(s){document.querySelectorAll(s).forEach(function(el){el.style.display='none';});});\n  var el = document.querySelector('.sw-a');\n  while (el && el !== document.body) {\n    el.style.maxWidth='100%'; el.style.width='100%'; el.style.padding='0'; el.style.margin='0';\n    el.style.float='none'; el.style.flex='0 0 100%';\n    el = el.parentElement;\n  }\n  document.body.style.marginTop='0'; document.body.style.paddingTop='0';\n});\n<\/script>\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;500;600;700;800&#038;display=swap\" rel=\"stylesheet\">\n<style id=\"pm-style\">.single-post .entry-header,.single-post .entry-meta,.single-post .page-header,.single-post article>h1:first-child{display:none !important;}.single-post .post-tags,.single-post .entry-footer,.single-post .breadcrumb-nav{display:none !important;}.single-post article.post .entry-content{padding-top:0 !important;margin-top:0 !important;max-width:100% !important;width:100% !important;}.single-post .content-area,.single-post #primary,.single-post .site-main{padding:0 !important;max-width:100% !important;width:100% !important;}.single-post .row--index>.col-xs-12{padding-left:0 !important;padding-right:0 !important;}.single-post .row.no-pad>[class*=\"col-\"]{width:100% !important;max-width:100% !important;flex:0 0 100% !important;margin-left:0 !important;padding-left:0 !important;padding-right:0 !important;}.single-post article.post,.single-post article.pm{max-width:100% !important;width:100% !important;margin:0 !important;padding:0 !important;float:none !important;flex:0 0 100% !important;}.single-post .container,.single-post .container-fluid{max-width:100% !important;width:100% !important;padding-left:0 !important;padding-right:0 !important;}.single-post .row--index,.single-post .row.no-pad,.single-post .site-content{max-width:100% !important;width:100% !important;margin-left:0 !important;margin-right:0 !important;padding-left:0 !important;padding-right:0 !important;}.pm *{box-sizing:border-box;}.pm{margin:0;background:#f8fafc;color:#3f3f46;font-family:'Inter',-apple-system,'Segoe UI',sans-serif;font-size:16.5px;line-height:1.7;-webkit-font-smoothing:antialiased;max-width:100%;width:100%;}.pm__inner{max-width:720px;margin:0 auto;padding:0 24px;}.pm a{color:#2563eb;text-decoration:none;font-weight:500;}.pm h1,.pm h2,.pm h3{color:#111827;font-weight:700;letter-spacing:-.025em;}.pm strong{color:#111827;font-weight:700;}.pm__hero{padding:72px 0 12px;text-align:center;background:#fff;border-bottom:1px solid #eef1f5;}.pm__crumb{font:500 13px Inter;color:#9ca3af;margin-bottom:20px;}.pm__eyebrow{display:inline-flex;align-items:center;gap:7px;font:600 12px Inter;letter-spacing:.05em;color:#2563eb;background:#fff;border:1px solid #e5e7eb;box-shadow:0 1px 2px rgba(16,24,40,.04);padding:6px 13px;border-radius:999px;}.pm__eyebrow::before{content:\"\";width:6px;height:6px;border-radius:50%;background:#2563eb;}.pm__hero h1{font-size:45px;line-height:1.12;margin:22px auto 16px;max-width:660px;letter-spacing:-.03em;}.pm__rating{display:flex;justify-content:center;align-items:center;gap:8px;margin:4px 0 18px;font:600 13.5px Inter;color:#4b5563;}.pm__stars{color:#f59e0b;letter-spacing:2px;font-size:15px;}.pm__rating-sub{color:#9ca3af;font-weight:500;}.pm__dek{font-size:19px;line-height:1.55;color:#6b7280;max-width:600px;margin:0 auto 12px;}.pm__dek-cta{font-size:15px;line-height:1.5;color:#6b7280;max-width:600px;margin:0 auto 22px;}.pm__dek-cta a{color:#2563eb;font-weight:600;text-decoration:none;border-bottom:1.5px solid rgba(37,99,235,.35);padding-bottom:1px;}.pm__dek-cta a:hover{border-bottom-color:#2563eb;}.pm__meta{display:inline-flex;gap:11px;align-items:center;color:#9ca3af;font:500 13px Inter;}.pm__meta i{width:3px;height:3px;border-radius:50%;background:#d1d5db;}.pm__trustline{max-width:620px;margin:16px auto 2px;font:500 13.5px\/1.55 Inter;color:#6b7280;text-align:center;}.pm__fig{margin:40px auto 0;max-width:940px;padding:0 24px;}.pm__fig img{width:100%;height:auto;border-radius:16px;aspect-ratio:2\/1;object-fit:cover;box-shadow:0 8px 30px rgba(16,24,40,.10);display:block;}.pm__body{padding:44px 0 60px;}.pm h2{font-size:30px;line-height:1.18;margin:50px 0 16px;}.pm h3{font-size:20px;margin:28px 0 8px;}.pm p{margin:0 0 20px;}.pm ul,.pm ol{margin:0 0 20px;padding-left:24px;}.pm li{margin-bottom:8px;}.pm__tldr{background:#fff;border:1px solid #eceef1;border-radius:16px;box-shadow:0 2px 12px rgba(16,24,40,.05);padding:26px 30px;margin:0 0 20px;}.pm__tldr-label{display:inline-flex;align-items:center;gap:8px;font:700 11.5px Inter;letter-spacing:.1em;text-transform:uppercase;color:#2563eb;margin-bottom:12px;}.pm__tldr ol{margin:0;padding-left:20px;color:#4b5563;font-size:15.5px;line-height:1.6;}.pm__tldr li{margin-bottom:7px;}.pm__tldr-cta{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;border-top:1px solid #dbe6ff;padding-top:16px;margin-top:14px;font-size:14.5px;}.pm__tldr-cta span{color:#111827;font-weight:500;}.pm__tldr-cta a{display:inline-flex;align-items:center;white-space:nowrap;padding:10px 20px;border-radius:8px;font-size:14px;font-weight:600;background:#2563eb;color:#fff;text-decoration:none;}.pm__toc{background:#fff;border:1px solid #eceef1;border-left:4px solid #2563eb;border-radius:12px;padding:22px 26px;margin:0 0 30px;box-shadow:0 1px 2px rgba(16,24,40,.04);}.pm__toc-label{font:700 18px Inter;color:#111827;margin:0 0 4px;letter-spacing:-.01em;}.pm__toc-sublabel{font:500 13.5px Inter;color:#9ca3af;margin:0 0 14px;}.pm__toc ol{margin:0;padding-left:20px;columns:2;column-gap:34px;color:#4b5563;font-size:15px;line-height:1.5;}.pm__toc li{margin-bottom:9px;break-inside:avoid;}.pm__toc a{color:#2563eb;font-weight:500;}.pm__steps{list-style:none;counter-reset:s;padding:0;margin:20px 0 32px;display:grid;gap:10px;}.pm__steps>li{counter-increment:s;position:relative;background:#fff;border:1px solid #eceef1;border-radius:12px;padding:18px 22px 18px 66px;box-shadow:0 1px 2px rgba(16,24,40,.04);}.pm__steps>li::before{content:counter(s);position:absolute;left:18px;top:18px;width:34px;height:34px;background:#eff4ff;color:#2563eb;border-radius:9px;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:15px;}.pm__steps h3{margin:0 0 4px;font-size:17px;}.pm__steps p{margin:0;color:#6b7280;font-size:15.5px;}.pm__steps p+p{margin-top:10px;}.pm__table{width:100%;border-collapse:separate;border-spacing:0;margin:18px 0 28px;font-size:15px;background:#fff;border:1px solid #eceef1;border-radius:12px;overflow:hidden;box-shadow:0 1px 2px rgba(16,24,40,.04);}.pm__table th{text-align:left;background:#fafafa;font:700 11.5px Inter;letter-spacing:.05em;text-transform:uppercase;color:#9ca3af;padding:12px 16px;border-bottom:1px solid #eceef1;}.pm__table td{padding:14px 16px;border-bottom:1px solid #f3f4f6;color:#4b5563;vertical-align:top;}.pm__table tbody tr:last-child td{border-bottom:none;}.pm__table tbody tr:hover{background:#fbfcff;}.pm__tablewrap{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:18px 0 28px;}.pm__tablewrap .pm__table{margin:0;}.pm__promo{background:linear-gradient(180deg,#f0f5ff,#eef4ff);border:1px solid #dbe6ff;border-radius:18px;padding:34px;margin:36px 0;text-align:center;}.pm__promo h2{margin:0 0 10px;font-size:25px;}.pm__promo p{color:#4b5563;font-size:16px;max-width:520px;margin:0 auto 18px;}.pm__callout{background:#fff;border:1px solid #dbe6ff;border-left:4px solid #2563eb;border-radius:12px;padding:18px 22px;margin:24px 0;color:#4b5563;box-shadow:0 1px 2px rgba(16,24,40,.04);}.pm__callout p:last-child{margin-bottom:0;}.pm__inline-cta{margin:4px 0 22px;font-size:14.5px;}.pm__inline-cta a{color:#2563eb;font-weight:600;text-decoration:none;border-bottom:1.5px solid rgba(37,99,235,.3);padding-bottom:1px;}.pm__inline-cta a:hover{border-bottom-color:#2563eb;}.pm__btn{display:inline-block;background:#2563eb;color:#fff;font:600 15px Inter;padding:13px 26px;border-radius:10px;box-shadow:0 4px 14px rgba(37,99,235,.28);}.pm a.pm__btn{color:#fff;text-decoration:none;font-weight:600;}.pm__btn--lg{padding:16px 34px;font-size:16px;}.pm__sources{background:#fff;border:1px solid #eceef1;border-radius:14px;padding:24px 28px;margin:36px 0;}.pm__sources h2{font:700 11.5px Inter;letter-spacing:.1em;text-transform:uppercase;color:#9ca3af;margin:0 0 12px;}.pm__sources ul{list-style:none;padding:0;margin:0;}.pm__sources li{font-size:14.5px;color:#6b7280;padding:9px 0;border-bottom:1px solid #f3f4f6;}.pm__sources li:last-child{border-bottom:none;}.pm__pull{background:#f8fafc;padding:54px 0;text-align:center;}.pm__pull blockquote{margin:0 auto;max-width:760px;padding:30px 24px;border-top:1px solid #dbe1ea;border-bottom:1px solid #dbe1ea;color:#111827;font:600 25px\/1.4 Inter;letter-spacing:-.02em;}.pm__pull cite{display:block;margin-top:18px;color:#9ca3af;font:500 13px Inter;font-style:normal;}.pm__faq{padding:54px 0;background:#f8fafc;}.pm__faq h2{font-size:26px;text-align:center;margin:0 0 24px;}.pm__faq details{background:#fff;border:1px solid #eceef1;border-radius:12px;margin-bottom:10px;box-shadow:0 1px 2px rgba(16,24,40,.04);}.pm__faq summary{cursor:pointer;list-style:none;padding:17px 20px;font-weight:600;color:#111827;}.pm__faq summary::-webkit-details-marker{display:none;}.pm__faq details>div{padding:0 20px 17px;color:#6b7280;font-size:15.5px;}.pm__faq details>div p{margin:0;}.pm__final{background:#0f1729;color:#cbd5e1;text-align:center;padding:76px 0;margin-top:20px;border-radius:24px 24px 0 0;}.pm__final .pm__eyebrow{background:rgba(37,99,235,.16);border:none;color:#93b4ff;box-shadow:none;}.pm__final h2{color:#fff;font-size:33px;margin:16px 0 12px;}.pm__final p{color:#94a3b8;max-width:520px;margin:0 auto 24px;}@media(max-width:600px){.pm__inner{padding:0 18px;}.pm__hero{padding:48px 0 8px;}.pm__hero h1{font-size:34px;}.pm__dek{font-size:17px;}.pm__dek-cta{font-size:14px;}.pm__meta{flex-wrap:wrap;justify-content:center;gap:8px 11px;}.pm h2{font-size:24px;}.pm__toc{padding:20px;}.pm__toc ol{columns:1;}.pm__fig{padding:0 16px;}.pm__fig img{aspect-ratio:16\/10;}.pm__steps>li{padding:18px 0 18px 56px;background:transparent;box-shadow:none;}.pm__steps>li::before{left:0;}.pm__table{display:block;overflow-x:auto;white-space:nowrap;-webkit-overflow-scrolling:touch;font-size:13.5px;}.pm__table th,.pm__table td{padding:10px 14px;}.pm__tldr-cta{align-items:flex-start;}.pm__tldr-cta a{white-space:normal;}.pm__pull{padding:42px 0;}.pm__pull blockquote{font-size:21px;}.pm__faq{padding:44px 0;}.pm__final{padding:64px 0;}.pm__final h2{font-size:30px;}.pm__btn--lg{width:100%;text-align:center;}}<\/style>\n<p><script>\n(function(){\n  try{\n    var b=document.body;\n    if(b && b.classList){b.classList.add('single-post');}\n  }catch(e){}\n})();\n<\/script><\/p>\n<article class=\"pm\">\n<header class=\"pm__hero\">\n<div class=\"pm__inner\">\n<nav class=\"pm__crumb\">Blog &nbsp;&rsaquo;&nbsp; Contractor Licenses by State<\/nav>\n<p><span class=\"pm__eyebrow\">Rhode Island &middot; Contractor Licensing<\/span><\/p>\n<h1>Rhode Island Contractor License: Complete 2026 CRLB Guide<\/h1>\n<p class=\"pm__dek\">What a Rhode Island contractor license costs, who has to register, and how to get set up through the Rhode Island Contractors&#8217; Registration and Licensing Board, whether you build homes or bid commercial work. Grounded in the board and Rhode Island General Laws Chapter 5-65, the state&#8217;s contractor registration law.<\/p>\n<p class=\"pm__dek-cta\">In a hurry? <a href=\"https:\/\/swcostestimator.app.link\/ce-ai\" rel=\"noopener\" target=\"_blank\">Price a job from a photo<\/a> in about six seconds.<\/p>\n<div class=\"pm__rating\"><span class=\"pm__stars\">&#9733;&#9733;&#9733;&#9733;&#9733;<\/span> <b>4.8<\/b> <span class=\"pm__rating-sub\">on the App Store<\/span><\/div>\n<div class=\"pm__meta\">\n<span>SimplyWise Editorial Team<\/span><br \/>\n<i><\/i><br \/>\n<span>Updated July 23, 2026<\/span><br \/>\n<i><\/i><br \/>\n<span>17 min read<\/span>\n<\/div>\n<p class=\"pm__trustline\">Verified against the CRLB 2026 registration requirements and Rhode Island General Laws Chapter 5-65.<\/p>\n<figure class=\"pm__fig\">\n<img decoding=\"async\" alt=\"Three contractors on ladders installing siding over green sheathing on a New England home in winter, the kind of remodeling work that needs a Rhode Island contractor license\" loading=\"eager\" src=\"https:\/\/images.unsplash.com\/photo-1546552356-3fae876a61ca?w=960&amp;q=80\"\/><br \/>\n<\/figure>\n<\/div>\n<\/header>\n<div class=\"pm__body\">\n<div class=\"pm__inner\">\n<aside class=\"pm__tldr\">\n<div class=\"pm__tldr-label\">The roadmap, at a glance<\/div>\n<ol>\n<li>Confirm you have to register: any paid work on a structure counts once one contract crosses $500, and advertising as a contractor always counts.<\/li>\n<li>Register your business entity with the Rhode Island Secretary of State if you operate as an LLC or corporation.<\/li>\n<li>Complete the state-approved five-hour pre-registration course, unless you work exclusively on commercial structures.<\/li>\n<li>Line up general liability insurance of at least $500,000 naming the CRLB, plus workers&#8217; compensation if you have employees.<\/li>\n<li>Gather a government-issued ID, and appoint a Rhode Island registered agent if you are based out of state.<\/li>\n<li>Submit the online application through the board&#8217;s online application system.<\/li>\n<li>Pay the $150 registration fee by card or check to the CRLB.<\/li>\n<li>Get your registration number, display it on your advertising and contracts, and renew before it expires.<\/li>\n<\/ol>\n<div class=\"pm__tldr-cta\"><span>Pricing the job before you bid it? Start from a photo.<\/span><a href=\"https:\/\/swcostestimator.app.link\/ce-ai\" rel=\"noopener\" target=\"_blank\">SimplyWise Cost Estimator<\/a><\/div>\n<\/aside>\n<h2 id=\"how-it-works\">What is a Rhode Island contractor license and who needs one?<\/h2>\n<p>A Rhode Island contractor license, officially a contractor registration, is required before anyone undertakes, offers, or bids residential or commercial construction work on a structure in the state, and it is issued by the Rhode Island Contractors&#8217; Registration and Licensing Board (CRLB) at crb.ri.gov under Rhode Island General Laws Chapter 5-65. There are no license classes and no competency exam: a single statewide registration covers all general construction work, from new building to remodeling, alterations, and repairs, while the electrical, plumbing, HVAC, and mechanical trades are licensed separately through the Rhode Island Department of Labor and Training. The registration is triggered at essentially any paid work, with a narrow exemption only when one project&#8217;s contracts for labor, materials, and everything else total less than $500 and the work is casual, minor, or inconsequential. To register you complete a state-approved five-hour pre-registration course (waived for commercial-only contractors), carry general liability insurance of at least $500,000 combined single limit naming the CRLB as certificate holder, add workers&#8217; compensation coverage if you employ anyone, and pay a $150 registration fee; no surety bond is required. Renewal costs the same $150 plus a $50 late fee if the registration lapses, and the renewal term is itself contested: the board&#8217;s current regulation (440-RICR-10-00-1, Section 1.7.3) sets a two-year term, while the board&#8217;s own FAQ page and the underlying statute (Section 5-65-8) still state one year, so confirm your exact expiration date with the CRLB. Working unregistered is a misdemeanor punishable by imprisonment of not more than one year, a fine of not more than $1,000, or both on a first or second offense, escalating to a felony on a third offense.<\/p>\n<div class=\"pm__callout\">\n<p><strong>The short version:<\/strong> if you get paid to build, remodel, or repair a structure in Rhode Island, you register with the CRLB before you bid the work. There is no exam and no bond, but there is a five-hour course, a $500,000 insurance floor, and a $150 fee. The only real carve-out is a single job under $500 that is casual and minor, and even that disappears the moment you advertise as a contractor.<\/p>\n<\/div>\n<nav class=\"pm__toc\" aria-label=\"Table of contents\">\n<p class=\"pm__toc-label\">Table of contents<\/p>\n<p class=\"pm__toc-sublabel\">Jump to any section below<\/p>\n<ol>\n<li><a href=\"#how-it-works\">What the registration is and who needs one<\/a><\/li>\n<li><a href=\"#types\">Registration vs the licensed trades<\/a><\/li>\n<li><a href=\"#requirements\">What you need to register<\/a><\/li>\n<li><a href=\"#apply\">How to register: the 8-step process<\/a><\/li>\n<li><a href=\"#exam\">No exam: the education requirement instead<\/a><\/li>\n<li><a href=\"#insurance\">Insurance and the no-bond rule<\/a><\/li>\n<li><a href=\"#business\">Setting up your contracting business<\/a><\/li>\n<li><a href=\"#renewal\">Renewal and the one-year vs two-year question<\/a><\/li>\n<li><a href=\"#enforcement\">Penalties for unregistered work<\/a><\/li>\n<li><a href=\"#costs\">Costs, itemized<\/a><\/li>\n<li><a href=\"#local\">Local rules across 39 cities and towns<\/a><\/li>\n<li><a href=\"#pitfalls\">Pitfalls to avoid<\/a><\/li>\n<li><a href=\"#bottom-line\">Bottom line<\/a><\/li>\n<li><a href=\"#faqs\">Frequently asked questions<\/a><\/li>\n<\/ol>\n<\/nav>\n<h2 id=\"types\">Registration, not a license: how Rhode Island regulates contractors<\/h2>\n<p>Most states that require a contractor credential make you prove competency with an exam and a net worth. Rhode Island does not. The state runs a registration system, which means the CRLB is checking that you are insured, identifiable, and accountable, not that you passed a test. That is a lighter lift than a true license, but it is not optional, and the trades that carry their own state licenses are a separate matter entirely.<\/p>\n<p>The board sits inside the Department of Business Regulation, within its State Building Office. It administers and enforces the registration, investigates homeowner complaints, and issues fines for violations. One registration covers the full range of general construction: general contractors, all subcontractors, and the trades most people think of as handyman work, including tilers, drywall and flooring installers, masons, painters, roofers, siding installers, and pool installers. If you perform, offer to perform, or bid work on a structure, you register.<\/p>\n<h3>The mechanical trades are licensed elsewhere<\/h3>\n<p>Four trades sit outside the CRLB registration. Electrical, plumbing, HVAC, and mechanical work are licensed through the Rhode Island Department of Labor and Training, which runs its own exams and licenses for those disciplines. If your business is a plumbing or electrical shop, the CRLB registration is not your credential, and you deal with the Department of Labor and Training instead. Many general contractors carry the CRLB registration and then hire separately licensed trade subcontractors for that scope.<\/p>\n<h3>The board also issues specialty licenses<\/h3>\n<p>Beyond the general contractor registration, the CRLB itself issues a handful of true licenses for specialty work: a commercial roofing license, a home inspector and associate home inspector license, an underground utility license, and a water filtration, well drilling, and pump installer license. These are distinct credentials with their own requirements. Most contractors reading this need the general registration; a few doing that specialty work need one of these on top.<\/p>\n<div class=\"pm__tablewrap\">\n<table class=\"pm__table\">\n<thead>\n<tr>\n<th>Credential<\/th>\n<th>What it covers<\/th>\n<th>Issued by<\/th>\n<th>Exam<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>General contractor registration<\/strong><\/td>\n<td>All residential and commercial construction: building, remodeling, repairs, and all subcontractors<\/td>\n<td>CRLB<\/td>\n<td>No competency exam (education course instead)<\/td>\n<\/tr>\n<tr>\n<td><strong>Trade license<\/strong><\/td>\n<td>Electrical, plumbing, HVAC, and mechanical work<\/td>\n<td>RI Department of Labor and Training<\/td>\n<td>Yes, a trade exam<\/td>\n<\/tr>\n<tr>\n<td><strong>CRLB specialty license<\/strong><\/td>\n<td>Commercial roofing, home inspection, underground utility, well drilling and pump installation<\/td>\n<td>CRLB<\/td>\n<td>Varies by license<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p class=\"pm__inline-cta\">Not sure whether a small job clears the $500 line before you commit? <a href=\"https:\/\/swcostestimator.app.link\/ce-ai\" rel=\"noopener\" target=\"_blank\">The SimplyWise Cost Estimator<\/a> turns a job photo into an itemized estimate in about 6 seconds. Free to try.<\/p>\n<h2 id=\"requirements\">What you need to register<\/h2>\n<p>Because there is no exam and no bond, the requirements for a Rhode Island contractor license are shorter than in most states. The board wants proof of insurance, proof of education, a registered business, and a way to identify you. Assemble all of it before you apply, because incomplete applications are rejected after three months and you start over.<\/p>\n<h3>General liability insurance<\/h3>\n<p>You provide a Certificate of General Liability Insurance with a minimum of $500,000 in coverage, naming the CRLB as the certificate holder. The statute frames this as $500,000 combined single limit for bodily injury and property damage, in effect for the whole period of registration. This is the single hardest requirement for many small operators, and it is non-negotiable: the board will not process a registration without it.<\/p>\n<h3>Workers&#8217; compensation, if you have employees<\/h3>\n<p>If you have employees, you also submit a Certificate of Workers&#8217; Compensation Insurance, again naming the CRLB as the certificate holder. Sole operators with no employees are not required to carry it for the registration, though many jobsites and general contractors will still ask for coverage before letting you on site.<\/p>\n<h3>The pre-registration course<\/h3>\n<p>First-time registrants complete a state-approved, five-hour pre-registration course and submit proof of completion. Contractors who will work exclusively on commercial structures are exempt from the course. This education step stands in for the exam other states require, and it is covered in full below.<\/p>\n<h3>A registered business and a government ID<\/h3>\n<p>If you operate as an LLC, corporation, or other incorporated entity, you register that entity with the Rhode Island Secretary of State first and include the Business Identification Number the Secretary of State issues. Every applicant also provides a clear copy of a valid government-issued ID, such as a driver&#8217;s license, state ID, passport photo page, or military ID.<\/p>\n<h2 id=\"apply\">How to get a Rhode Island contractor license: the 8-step process<\/h2>\n<p>The path is short and the order matters. Handle insurance and the course before you open the application, because those are the pieces that take time to obtain and the ones most likely to stall a submission. These are the moves.<\/p>\n<ol class=\"pm__steps\">\n<li>\n<h3>Confirm you have to register<\/h3>\n<p>Decide whether your work triggers the requirement. Any paid work on a structure counts once one project&#8217;s contracts pass $500, and advertising or holding yourself out as a contractor always counts. If you only ever do the mechanical trades, you belong at the Department of Labor and Training instead.<\/p>\n<\/li>\n<li>\n<h3>Register your business entity<\/h3>\n<p>If you operate as an LLC or corporation, register with the Rhode Island Secretary of State and keep the Business Identification Number handy. Sole proprietors working under their own name can skip this, but the name on your registration and your insurance should match.<\/p>\n<\/li>\n<li>\n<h3>Complete the pre-registration course<\/h3>\n<p>Take the state-approved, five-hour pre-registration course from an approved provider and save your certificate of completion. If your work is exclusively commercial, you are exempt and can skip this step.<\/p>\n<\/li>\n<li>\n<h3>Secure your insurance<\/h3>\n<p>Obtain a Certificate of General Liability Insurance of at least $500,000 naming the CRLB as certificate holder. If you have employees, add a Certificate of Workers&#8217; Compensation Insurance, also naming the CRLB.<\/p>\n<\/li>\n<li>\n<h3>Gather your ID and, if needed, a registered agent<\/h3>\n<p>Have a valid government-issued ID ready. Out-of-state applicants must appoint an Agent of Service registered in Rhode Island, with a physical Rhode Island street address, not a P.O. box.<\/p>\n<\/li>\n<li>\n<h3>Submit the online application<\/h3>\n<p>File your application through the board&#8217;s online application system. Attach your course certificate, insurance certificates, entity information, and ID. Incomplete applications are rejected after three months, so submit a complete packet.<\/p>\n<\/li>\n<li>\n<h3>Pay the $150 registration fee<\/h3>\n<p>Pay the $150 fee by credit or debit card through the board&#8217;s online platform, or mail a check payable to the CRLB with your number on it. The board does not accept cash.<\/p>\n<\/li>\n<li>\n<h3>Get your number and display it<\/h3>\n<p>Once the board issues your registration number, put it on your advertising, proposals, contracts, and invoices, which state law requires. You are now cleared to bid and build across Rhode Island.<\/p>\n<\/li>\n<\/ol>\n<p class=\"pm__inline-cta\">Once you are registered, your first bid sets the tone. <a href=\"https:\/\/swcostestimator.app.link\/ce-ai\" rel=\"noopener\" target=\"_blank\">Turn a jobsite photo into an itemized estimate<\/a> in about 6 seconds so your numbers look professional from day one. Free to try.<\/p>\n<h2 id=\"exam\">No exam: the education requirement instead<\/h2>\n<p>There is no competency exam for the general contractor registration in Rhode Island. Where other states make you sit a business-and-law test or a trade exam, Rhode Island substitutes a short education requirement, split between a longer course when you first register and a shorter refresher when you renew.<\/p>\n<p>First-time registrants complete a state-approved, five-hour pre-registration course. At renewal, you complete a state-approved, 2.5-hour continuing education course instead. Under the board&#8217;s rules, one credit hour equals fifty minutes of instruction by an approved provider, and you keep your completion records for your current registration period plus three years. If your registration lapses for more than a year, the shorter continuing-education course no longer counts, and you have to retake the full five-hour pre-registration course to come back. Contractors working exclusively on commercial structures are exempt from the education requirement altogether.<\/p>\n<p>The exam that does exist in Rhode Island belongs to the trades. Electricians, plumbers, HVAC technicians, and mechanical contractors test through the Department of Labor and Training for their own licenses. If your business needs one of those, plan for a real exam on that track, separate from the CRLB registration.<\/p>\n<div class=\"pm__tablewrap\">\n<table class=\"pm__table\">\n<thead>\n<tr>\n<th>Stage<\/th>\n<th>Education requirement<\/th>\n<th>Exemption<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Initial registration<\/td>\n<td>State-approved five-hour pre-registration course<\/td>\n<td>Contractors working exclusively on commercial structures<\/td>\n<\/tr>\n<tr>\n<td>Renewal<\/td>\n<td>State-approved 2.5-hour continuing education course<\/td>\n<td>Contractors working exclusively on commercial structures<\/td>\n<\/tr>\n<tr>\n<td>Lapsed over one year<\/td>\n<td>Repeat the full five-hour pre-registration course<\/td>\n<td>The 2.5-hour course does not substitute<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h2 id=\"insurance\">Insurance and the no-bond rule<\/h2>\n<p>Rhode Island is unusual among registration states in that it does not require a surety bond for the general contractor registration. Where Washington, Alaska, and Nevada anchor their registration to a bond, Rhode Island anchors it to insurance. That trade means less money tied up front, but it also means the general liability certificate does most of the consumer-protection work, so the board takes it seriously.<\/p>\n<p>The floor is $500,000 in general liability coverage, framed in the statute as a combined single limit for bodily injury and property damage, in effect for the entire period of registration. The CRLB must be named as the certificate holder so it receives notice if the policy cancels, and letting the coverage lapse invalidates your registration and can bring a fine or suspension. Workers&#8217; compensation is layered on top only if you have employees. Beyond the board&#8217;s requirements, general contractors and property owners on larger jobs will often ask for their own coverage limits, so treat the $500,000 as the legal floor, not the jobsite ceiling.<\/p>\n<div class=\"pm__tablewrap\">\n<table class=\"pm__table\">\n<thead>\n<tr>\n<th>Requirement<\/th>\n<th>Rhode Island rule<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>General liability insurance<\/td>\n<td>$500,000 combined single limit, bodily injury and property damage, naming the CRLB as certificate holder<\/td>\n<\/tr>\n<tr>\n<td>Workers&#8217; compensation<\/td>\n<td>Required if you have employees; the certificate names the CRLB<\/td>\n<\/tr>\n<tr>\n<td>Surety bond<\/td>\n<td>None required for the general contractor registration<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h2 id=\"business\">Setting up your contracting business in Rhode Island<\/h2>\n<p>The registration sits on top of a real business, so the cleanest applications start with the business already formed. Sort the entity, the tax accounts, and the insurance first, and the CRLB registration becomes a matter of confirming details that already exist.<\/p>\n<h3>Form your entity and get an EIN<\/h3>\n<p>If you are building anything beyond a solo, own-name operation, form your company, whether a limited liability company or a corporation, through the Rhode Island Secretary of State, then get a federal employer identification number from the IRS. Keep the entity name consistent across your registration, your insurance certificate, and your tax filings so nothing gets kicked back for a mismatch.<\/p>\n<h3>Register for Rhode Island taxes<\/h3>\n<p>Register with the Rhode Island Division of Taxation for the state accounts your work triggers, such as sales and use tax and, if you hire, employer withholding. Contractors handle sales and use tax on materials in specific ways, so opening the account early keeps you clean from your first invoice. If you take on employees, you also carry the workers&#8217; compensation coverage the state and your jobsites expect.<\/p>\n<h3>Display your registration number<\/h3>\n<p>Rhode Island law requires you to include your certificate of registration number on all advertising, proposals, contracts, and invoices, displayed in a conspicuous manner. This is easy to forget and easy for the board to spot, so build the number into your templates the day it is issued.<\/p>\n<h2 id=\"renewal\">Renewal and the one-year vs two-year question<\/h2>\n<p>A Rhode Island registration has to be renewed, and the renewal is straightforward on price: it is the same $150, with a $50 late fee added if the registration has already lapsed when you renew. Renewal applications go through the same online system as new ones, and you submit the 2.5-hour continuing education certificate and current insurance along with them. The board does not make you retake the exam-equivalent course at a normal renewal, only if you lapse for more than a year.<\/p>\n<p>The one thing the state is not clean about is how long the registration actually lasts, and honesty is better than a confident wrong answer here. The board&#8217;s current administrative regulation says one thing and the board&#8217;s own FAQ page says another. Rather than pick a side, here is exactly what each source states as of this writing.<\/p>\n<div class=\"pm__tablewrap\">\n<table class=\"pm__table\">\n<thead>\n<tr>\n<th>Source<\/th>\n<th>What it says about the term<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Board regulation 440-RICR-10-00-1, Section 1.7.3<\/td>\n<td>Registrations are valid for two years from the date issued<\/td>\n<\/tr>\n<tr>\n<td>CRLB FAQ page (crb.ri.gov)<\/td>\n<td>All registrations are valid for one year<\/td>\n<\/tr>\n<tr>\n<td>Statute, Section 5-65-8<\/td>\n<td>A certificate of registration is valid for one year from issuance<\/td>\n<\/tr>\n<tr>\n<td>Renewal fee (all sources)<\/td>\n<td>$150, plus a $50 late fee if the registration has lapsed<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>The board&#8217;s most recent rules elsewhere refer to a two-year renewal cycle, which lines up with the regulation, and the board may also assign or adjust your specific renewal date and notify you in writing. Because the sources genuinely conflict, do not assume: check the expiration date printed on your own registration, or call the CRLB, before you plan around a one-year or a two-year term. Whichever it is, the renewal fee is $150 and the penalty for letting it lapse is a $50 late fee.<\/p>\n<div class=\"pm__callout\">\n<p><strong>Set a reminder now:<\/strong> since the state&#8217;s own pages disagree on the term, the safest move is to calendar your renewal off the expiration date on your certificate the day it is issued, keep your insurance current, and file early. That way a one-year term does not catch you by surprise if that is what the board applies to your record.<\/p>\n<\/div>\n<h2 id=\"enforcement\">Penalties for unregistered or out-of-scope work<\/h2>\n<p>Rhode Island backs the registration with real teeth. Contractors and subcontractors without a valid registration are prohibited from performing contracting work or even obtaining a building permit in any of the state&#8217;s 39 cities and towns, and the board can refuse, suspend, or revoke a registration and impose fines for violations.<\/p>\n<p>The criminal exposure is spelled out in statute. A person who fails to register after a final board order is guilty of a misdemeanor and, on conviction, faces imprisonment of not more than one year, a fine of not more than $1,000, or both, for a first or second offense. A third or subsequent failure to register is a felony carrying imprisonment of not more than two years, a fine of not more than $2,000, or both. Violating a final board order where the amount at stake is $5,000 or less is likewise a misdemeanor. Those are the ceilings in the law, not typical outcomes, but they make the point that operating unregistered is not a paperwork slip the state shrugs off.<\/p>\n<div class=\"pm__tablewrap\">\n<table class=\"pm__table\">\n<thead>\n<tr>\n<th>Violation<\/th>\n<th>Classification<\/th>\n<th>Penalty ceiling<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Failing to register, first or second offense<\/td>\n<td>Misdemeanor<\/td>\n<td>Imprisonment not more than one year, fine not more than $1,000, or both<\/td>\n<\/tr>\n<tr>\n<td>Failing to register, third or subsequent offense<\/td>\n<td>Felony<\/td>\n<td>Imprisonment not more than two years, fine not more than $2,000, or both<\/td>\n<\/tr>\n<tr>\n<td>Violating a final board order of $5,000 or less<\/td>\n<td>Misdemeanor<\/td>\n<td>Imprisonment not more than one year, fine not more than $1,000, or both<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h2 id=\"costs\">Rhode Island contractor license costs, itemized<\/h2>\n<p>The state&#8217;s own charge is refreshingly simple: a flat $150 registration fee, the same whether you are registering for the first time or renewing. There is no separate license fee, no exam fee to a testing vendor, and no bond premium, because Rhode Island requires neither an exam nor a bond. The costs that catch people out are the course and the insurance, so here is the full picture.<\/p>\n<div class=\"pm__tablewrap\">\n<table class=\"pm__table\">\n<thead>\n<tr>\n<th>Item<\/th>\n<th>Amount<\/th>\n<th>Paid to<\/th>\n<th>Notes<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Registration fee (new or renewal)<\/td>\n<td>$150<\/td>\n<td>CRLB<\/td>\n<td>Same fee for initial and renewal. No cash; card or check only.<\/td>\n<\/tr>\n<tr>\n<td>Late renewal fee<\/td>\n<td>$50<\/td>\n<td>CRLB<\/td>\n<td>Added when the registration has already lapsed.<\/td>\n<\/tr>\n<tr>\n<td>Pre-registration course<\/td>\n<td>Set by the approved provider<\/td>\n<td>Course provider<\/td>\n<td>State-approved five-hour course; waived for commercial-only work.<\/td>\n<\/tr>\n<tr>\n<td>Continuing education (renewal)<\/td>\n<td>Set by the approved provider<\/td>\n<td>Course provider<\/td>\n<td>State-approved 2.5-hour course; waived for commercial-only work.<\/td>\n<\/tr>\n<tr>\n<td>General liability insurance<\/td>\n<td>$500,000 coverage minimum<\/td>\n<td>Insurer<\/td>\n<td>Combined single limit. You pay a premium, not the coverage amount.<\/td>\n<\/tr>\n<tr>\n<td>Complaint filing fee<\/td>\n<td>$25<\/td>\n<td>CRLB<\/td>\n<td>Only if you file a complaint or claim with the board.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>Add it up and the state fee is the easy part. The $150 registration is the only hard cost that goes to the board to get started, and the real budget lines are the course fee, which providers set, and the general liability premium, which depends on your trade, payroll, and history. Even so, Rhode Island lands on the affordable end of the national range. Among the states that license or register general contractors at the state level, the median first-year cost is about $176, and the spread runs from roughly $25 in Nebraska to about $900 in Nevada. Rhode Island&#8217;s $150 registration sits just under the median, and because there is no exam and no bond, the paperwork burden is lighter than in most exam states. <a href=\"https:\/\/www.simplywise.com\/blog\/contractor-license-cost-by-state\/\" rel=\"noopener\">See how Rhode Island compares in all 50 states<\/a> in the full breakdown.<\/p>\n<div class=\"pm__promo\">\n<h2>Win the bid, then price it in seconds<\/h2>\n<p>Getting registered is step one. Winning work is where the money is. The SimplyWise Cost Estimator turns a jobsite photo into an itemized estimate in about 6 seconds, so a one-person shop can send proposals that look like they came from a 50-person company. Plans run $29.99\/mo or $239.99\/yr, about $20\/mo on the annual plan, with a 7-day free trial, so it is free to try before you commit.<\/p>\n<p><a class=\"pm__btn\" href=\"https:\/\/swcostestimator.app.link\/ce-ai\" rel=\"noopener\" target=\"_blank\">Try the SimplyWise Cost Estimator<\/a>\n<\/div>\n<h2 id=\"local\">Local rules across Rhode Island&#8217;s 39 cities and towns<\/h2>\n<p>The CRLB registration is statewide. Earn it once and it is valid everywhere in Rhode Island. What it does not do is replace the local building permits and inspections each municipality runs. Before you break ground, you clear two layers: the state registration and the local building official.<\/p>\n<p>In practice, the local building department will not issue a permit to a contractor who is not registered with the CRLB. State law is explicit that an unregistered contractor cannot obtain a building permit in any of the state&#8217;s 39 cities and towns, so the registration and the permit are linked: no valid registration, no permit, no legal job. Providence, Warwick, Cranston, and the smaller towns each run their own permitting office and fee schedule, and some also impose local business or contractor requirements on top of the state registration, so confirm the local layer in the city or town where you will actually pull the permit.<\/p>\n<p>Rhode Island is small enough that plenty of contractors cross the state line for work, and the neighbors do things differently. If you also bid in Massachusetts, that state runs a dual system with a Construction Supervisor License plus Home Improvement Contractor registration, covered in our <a href=\"https:\/\/www.simplywise.com\/blog\/massachusetts-contractor-license\/\" rel=\"noopener\">Massachusetts contractor license guide<\/a>. If you head the other way into Connecticut, home improvement and new home work register on their own separate tracks, walked through in our <a href=\"https:\/\/www.simplywise.com\/blog\/connecticut-contractor-license\/\" rel=\"noopener\">Connecticut contractor license guide<\/a>. Carrying the right credential in each state, rather than assuming your Rhode Island registration travels, is what keeps a border job legal.<\/p>\n<div class=\"pm__tablewrap\">\n<table class=\"pm__table\">\n<thead>\n<tr>\n<th>Layer<\/th>\n<th>What it covers<\/th>\n<th>Where it lives<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>State registration<\/td>\n<td>The legal right to bid and perform contracting work statewide<\/td>\n<td>CRLB, valid in all 39 cities and towns<\/td>\n<\/tr>\n<tr>\n<td>Building permit<\/td>\n<td>Approval to do a specific job at a specific address, plus inspections<\/td>\n<td>The local building department; requires a valid CRLB registration<\/td>\n<\/tr>\n<tr>\n<td>Local business rules<\/td>\n<td>Any city or town business registration on top of the state credential<\/td>\n<td>Varies by municipality; confirm locally<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p class=\"pm__inline-cta\">Bidding across several Rhode Island towns this year? <a href=\"https:\/\/swcostestimator.app.link\/ce-ai\" rel=\"noopener\" target=\"_blank\">Price each job from a photo<\/a> so your numbers stay consistent from Providence to Westerly. Free to try.<\/p>\n<h2 id=\"pitfalls\">Common pitfalls to avoid<\/h2>\n<p>Most trouble with a Rhode Island registration is self-inflicted and easy to sidestep once you know where contractors slip.<\/p>\n<ul>\n<li><strong>Assuming small jobs are exempt.<\/strong> The under-$500 carve-out is narrow, applies to one casual and minor project, and vanishes the instant you advertise as a contractor. Most working contractors do not qualify for it.<\/li>\n<li><strong>Letting the insurance lapse.<\/strong> The $500,000 general liability policy is the backbone of the registration. If it cancels, your registration is invalid and you can be fined, so keep the CRLB named as certificate holder and the policy current.<\/li>\n<li><strong>Filing an incomplete application.<\/strong> The board rejects incomplete applications after three months and makes you start over. Have the course certificate, insurance, entity number, and ID in hand before you submit.<\/li>\n<li><strong>Guessing at the renewal term.<\/strong> Because the board&#8217;s rule and its FAQ disagree on one year versus two, do not assume. Renew off the date on your certificate and confirm with the board.<\/li>\n<li><strong>Skipping the number on your paperwork.<\/strong> State law requires your registration number on advertising, proposals, contracts, and invoices. Leaving it off is an easy violation to catch.<\/li>\n<li><strong>Confusing the trades with general contracting.<\/strong> Electrical, plumbing, HVAC, and mechanical work is licensed by the Department of Labor and Training, not the CRLB. Register on the right track for the work you actually do.<\/li>\n<\/ul>\n<h2 id=\"bottom-line\">Bottom line<\/h2>\n<p>A Rhode Island contractor license is really a registration, and it is one of the simpler statewide credentials in the country. If you get paid to build, remodel, or repair a structure, you register with the CRLB before you bid: complete the five-hour pre-registration course unless you are commercial-only, carry $500,000 in general liability naming the board, add workers&#8217; compensation if you have employees, and pay the flat $150 fee. There is no exam and no bond. Renewal is the same $150, with a $50 late fee if you lapse, though the state&#8217;s own sources disagree on whether the term is one year or two, so confirm your expiration date. Display your number, clear the local permit, and you can work in all 39 cities and towns.<\/p>\n<div class=\"pm__sources\">\n<h2>Sources<\/h2>\n<ul>\n<li><a href=\"https:\/\/crb.ri.gov\/general-contractor-registration\" rel=\"noopener\" target=\"_blank\">CRLB, General Contractor Registration<\/a> (who must register, the trades licensed through the Department of Labor and Training, and the common work requiring registration).<\/li>\n<li><a href=\"https:\/\/crb.ri.gov\/general-contractor-registration\/apply\" rel=\"noopener\" target=\"_blank\">CRLB, Apply<\/a> (five-hour pre-registration course, $500,000 general liability naming RICRLB, business-entity and ID requirements, out-of-state registered agent, $150 fee, no cash).<\/li>\n<li><a href=\"https:\/\/crb.ri.gov\/general-contractor-registration\/renew\" rel=\"noopener\" target=\"_blank\">CRLB, Renew<\/a> (2.5-hour continuing education course, lapsed-over-one-year rule, $150 renewal, $50 late fee).<\/li>\n<li><a href=\"https:\/\/crb.ri.gov\/contractor-registration\/faqs\" rel=\"noopener\" target=\"_blank\">CRLB, Frequently Asked Questions<\/a> (one-year validity statement, the under-$500 exemption, the $500,000 insurance requirement, and the 39-city permit prohibition).<\/li>\n<li><a href=\"https:\/\/rules.sos.ri.gov\/regulations\/part\/440-10-00-1\" rel=\"noopener\" target=\"_blank\">Rhode Island Administrative Rules 440-RICR-10-00-1<\/a> (Section 1.7.3 two-year term, renewal and education rules, and the display-of-number requirement).<\/li>\n<li><a href=\"https:\/\/webserver.rilegislature.gov\/Statutes\/TITLE5\/5-65\/INDEX.htm\" rel=\"noopener\" target=\"_blank\">Rhode Island General Laws Chapter 5-65<\/a> (Sections 5-65-2 exemptions, 5-65-3 registration required, 5-65-7 insurance, 5-65-8 term, 5-65-9 fee, 5-65-19 penalties, and 5-65-22 display of certificate).<\/li>\n<li>SimplyWise state-license dataset, independently source-verified July 22, 2026 (registration fee, insurance floor, no-bond and no-exam findings, and cross-state figures).<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<section class=\"pm__pull\">\n<div class=\"pm__inner\">\n<blockquote><p>No exam, no bond, and a $150 fee. In Rhode Island the hard part is not getting registered, it is remembering to register before you bid.<cite>On what actually trips up Rhode Island contractors<\/cite><\/p><\/blockquote>\n<\/div>\n<\/section>\n<section class=\"pm__faq\" id=\"faqs\">\n<div class=\"pm__inner\">\n<h2>Frequently Asked Questions<\/h2>\n<details>\n<summary>Do I need a contractor license in Rhode Island?<\/summary>\n<div>\n<p>If you get paid to do construction work on a structure, yes, though it is technically a registration rather than a license. Rhode Island requires anyone who performs, offers, or bids residential or commercial construction, remodeling, or repair work to register with the Contractors&#8217; Registration and Licensing Board. The only exemption is a single casual and minor project where all of your contracts total less than $500, and that exemption disappears the moment you advertise as a contractor.<\/p>\n<\/div>\n<\/details>\n<details>\n<summary>Is there an exam for a Rhode Island contractor license?<\/summary>\n<div>\n<p>No. There is no competency exam for the general contractor registration. Instead, first-time registrants complete a state-approved five-hour pre-registration course, and at renewal you complete a 2.5-hour continuing education course. Contractors working exclusively on commercial structures are exempt from the course. The electrical, plumbing, HVAC, and mechanical trades do require exams, but those are licensed separately through the Rhode Island Department of Labor and Training.<\/p>\n<\/div>\n<\/details>\n<details>\n<summary>How much does a Rhode Island contractor license cost?<\/summary>\n<div>\n<p>The state fee is a flat $150 registration, the same for a first-time registration or a renewal. There is no exam fee and no surety bond. The other costs are the state-approved course, whose price the approved provider sets, and general liability insurance of at least $500,000, where you pay a premium rather than the coverage amount. If your registration lapses, a $50 late fee is added at renewal.<\/p>\n<\/div>\n<\/details>\n<details>\n<summary>How long does the registration last and how do I renew?<\/summary>\n<div>\n<p>The state&#8217;s own sources disagree. The board&#8217;s current regulation states a registration is valid for two years from issuance, while the board&#8217;s FAQ page and the underlying statute still state one year. Because of that conflict, check the expiration date on your own certificate or confirm with the board rather than assuming. Either way, you renew online, submit the 2.5-hour continuing education course and current insurance, and pay the same $150 fee, with a $50 late fee if it has lapsed.<\/p>\n<\/div>\n<\/details>\n<details>\n<summary>Do I need a bond or insurance?<\/summary>\n<div>\n<p>No surety bond is required for the general contractor registration, which sets Rhode Island apart from many registration states. You do need a Certificate of General Liability Insurance of at least $500,000 combined single limit, naming the board as the certificate holder, kept in effect for the whole registration period. If you have employees, you also submit a Certificate of Workers&#8217; Compensation Insurance. Letting the general liability coverage lapse invalidates your registration.<\/p>\n<\/div>\n<\/details>\n<details>\n<summary>What happens if I work without registering?<\/summary>\n<div>\n<p>Unregistered contractors cannot legally bid or perform work and cannot obtain a building permit in any of Rhode Island&#8217;s 39 cities and towns. Failing to register after a final board order is a misdemeanor punishable by imprisonment of not more than one year, a fine of not more than $1,000, or both, for a first or second offense, and a third offense becomes a felony carrying up to two years and a fine of not more than $2,000. The board can also refuse, suspend, or revoke a registration and impose fines.<\/p>\n<\/div>\n<\/details>\n<\/div>\n<\/section>\n<section class=\"pm__final\">\n<div class=\"pm__inner\">\n<span class=\"pm__eyebrow\">Registered and ready to bid<\/span><\/p>\n<h2>Price your next Rhode Island job in about six seconds.<\/h2>\n<p>Register first. Then bid every Rhode Island job with a sharper estimate. The SimplyWise Cost Estimator turns a jobsite photo into an itemized estimate in about 6 seconds, so your proposals look sharp the moment your registration clears. Free to try with a 7-day free trial.<\/p>\n<p><a class=\"pm__btn pm__btn--lg\" href=\"https:\/\/swcostestimator.app.link\/ce-ai\" rel=\"noopener\" target=\"_blank\">SimplyWise Cost Estimator<\/a>\n<\/div>\n<\/section>\n<\/article>\n<p><script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"BlogPosting\",\n  \"headline\": \"Rhode Island Contractor License: Complete 2026 CRLB Guide\",\n  \"description\": \"What a Rhode Island contractor license costs, who has to register, and how to register through the Contractors' Registration and Licensing Board for residential and commercial work.\",\n  \"author\": {\n    \"@type\": \"Organization\",\n    \"name\": \"SimplyWise\"\n  },\n  \"publisher\": {\n    \"@type\": \"Organization\",\n    \"name\": \"SimplyWise\",\n    \"logo\": {\n      \"@type\": \"ImageObject\",\n      \"url\": \"https:\/\/simplywise.com\/logo.png\"\n    }\n  },\n  \"datePublished\": \"2026-07-23\",\n  \"dateModified\": \"2026-07-23\",\n  \"mainEntityOfPage\": {\n    \"@type\": \"WebPage\",\n    \"@id\": \"https:\/\/www.simplywise.com\/blog\/rhode-island-contractor-license\/\"\n  },\n  \"url\": \"https:\/\/www.simplywise.com\/blog\/rhode-island-contractor-license\/\",\n  \"image\": [\n    \"https:\/\/images.unsplash.com\/photo-1546552356-3fae876a61ca?w=960&q=80\"\n  ]\n}\n<\/script><br \/>\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"HowTo\",\n  \"name\": \"How to get a Rhode Island contractor license\",\n  \"description\": \"The step-by-step process to register as a general contractor with the Rhode Island Contractors' Registration and Licensing Board.\",\n  \"step\": [\n    {\n      \"@type\": \"HowToStep\",\n      \"position\": 1,\n      \"name\": \"Confirm you have to register\",\n      \"text\": \"Decide whether your work triggers the requirement. Any paid work on a structure counts once one project's contracts pass $500, and advertising as a contractor always counts.\"\n    },\n    {\n      \"@type\": \"HowToStep\",\n      \"position\": 2,\n      \"name\": \"Register your business entity\",\n      \"text\": \"If you operate as an LLC or corporation, register with the Rhode Island Secretary of State and include the Business Identification Number on your application.\"\n    },\n    {\n      \"@type\": \"HowToStep\",\n      \"position\": 3,\n      \"name\": \"Complete the pre-registration course\",\n      \"text\": \"Take the state-approved five-hour pre-registration course from an approved provider and save your certificate. Commercial-only contractors are exempt.\"\n    },\n    {\n      \"@type\": \"HowToStep\",\n      \"position\": 4,\n      \"name\": \"Secure your insurance\",\n      \"text\": \"Obtain a Certificate of General Liability Insurance of at least $500,000 naming the CRLB, and add workers' compensation coverage if you have employees.\"\n    },\n    {\n      \"@type\": \"HowToStep\",\n      \"position\": 5,\n      \"name\": \"Gather your ID and a registered agent if needed\",\n      \"text\": \"Have a valid government-issued ID ready. Out-of-state applicants must appoint an Agent of Service with a physical Rhode Island street address.\"\n    },\n    {\n      \"@type\": \"HowToStep\",\n      \"position\": 6,\n      \"name\": \"Submit the online application\",\n      \"text\": \"File through the board's online application system with your course certificate, insurance certificates, entity information, and ID. Incomplete applications are rejected after three months.\"\n    },\n    {\n      \"@type\": \"HowToStep\",\n      \"position\": 7,\n      \"name\": \"Pay the $150 registration fee\",\n      \"text\": \"Pay the $150 fee by card through the board's platform or mail a check payable to the CRLB. The board does not accept cash.\"\n    },\n    {\n      \"@type\": \"HowToStep\",\n      \"position\": 8,\n      \"name\": \"Get your number and display it\",\n      \"text\": \"Once the board issues your registration number, display it on advertising, proposals, contracts, and invoices as state law requires.\"\n    }\n  ]\n}\n<\/script><br \/>\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Do I need a contractor license in Rhode Island?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"If you get paid to do construction work on a structure, yes, though it is technically a registration rather than a license. Rhode Island requires anyone who performs, offers, or bids residential or commercial construction, remodeling, or repair work to register with the Contractors' Registration and Licensing Board. The only exemption is a single casual and minor project where all of your contracts total less than $500, and that exemption disappears the moment you advertise as a contractor.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Is there an exam for a Rhode Island contractor license?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"No. There is no competency exam for the general contractor registration. Instead, first-time registrants complete a state-approved five-hour pre-registration course, and at renewal you complete a 2.5-hour continuing education course. Contractors working exclusively on commercial structures are exempt from the course. The electrical, plumbing, HVAC, and mechanical trades do require exams, but those are licensed separately through the Rhode Island Department of Labor and Training.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"How much does a Rhode Island contractor license cost?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"The state fee is a flat $150 registration, the same for a first-time registration or a renewal. There is no exam fee and no surety bond. The other costs are the state-approved course, whose price the approved provider sets, and general liability insurance of at least $500,000, where you pay a premium rather than the coverage amount. If your registration lapses, a $50 late fee is added at renewal.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"How long does the registration last and how do I renew?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"The state's own sources disagree. The board's current regulation states a registration is valid for two years from issuance, while the board's FAQ page and the underlying statute still state one year. Because of that conflict, check the expiration date on your own certificate or confirm with the board rather than assuming. Either way, you renew online, submit the 2.5-hour continuing education course and current insurance, and pay the same $150 fee, with a $50 late fee if it has lapsed.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Do I need a bond or insurance?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"No surety bond is required for the general contractor registration, which sets Rhode Island apart from many registration states. You do need a Certificate of General Liability Insurance of at least $500,000 combined single limit, naming the board as the certificate holder, kept in effect for the whole registration period. If you have employees, you also submit a Certificate of Workers' Compensation Insurance. Letting the general liability coverage lapse invalidates your registration.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"What happens if I work without registering?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Unregistered contractors cannot legally bid or perform work and cannot obtain a building permit in any of Rhode Island's 39 cities and towns. Failing to register after a final board order is a misdemeanor punishable by imprisonment of not more than one year, a fine of not more than $1,000, or both, for a first or second offense, and a third offense becomes a felony carrying up to two years and a fine of not more than $2,000. The board can also refuse, suspend, or revoke a registration and impose fines.\"\n      }\n    }\n  ]\n}\n<\/script><br \/>\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"BreadcrumbList\",\n  \"itemListElement\": [\n    {\n      \"@type\": \"ListItem\",\n      \"position\": 1,\n      \"name\": \"Home\",\n      \"item\": \"https:\/\/www.simplywise.com\/\"\n    },\n    {\n      \"@type\": \"ListItem\",\n      \"position\": 2,\n      \"name\": \"Blog\",\n      \"item\": \"https:\/\/www.simplywise.com\/blog\/\"\n    },\n    {\n      \"@type\": \"ListItem\",\n      \"position\": 3,\n      \"name\": \"Contractor Licenses by State\",\n      \"item\": \"https:\/\/www.simplywise.com\/blog\/category\/contractor-licenses\/\"\n    },\n    {\n      \"@type\": \"ListItem\",\n      \"position\": 4,\n      \"name\": \"Rhode Island Contractor License\",\n      \"item\": \"https:\/\/www.simplywise.com\/blog\/rhode-island-contractor-license\/\"\n    }\n  ]\n}\n<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Blog &nbsp;&rsaquo;&nbsp; Contractor Licenses by State Rhode Island &middot; Contractor Licensing Rhode Island Contractor License: Complete 2026 CRLB Guide What a Rhode Island contractor license costs, who has to register, and how to get set up through the Rhode Island Contractors&#8217; Registration and Licensing Board, whether you build homes or bid commercial work. Grounded in [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"rhode island contractor license","_yoast_wpseo_title":"Rhode Island Contractor License: $150, No Exam","_yoast_wpseo_metadesc":"Rhode Island contractor license 2026: the $150 CRLB registration, no exam, the $500 work threshold, and the $500,000 insurance rule, explained.","_yoast_wpseo_linkdex":"75","_yoast_wpseo_content_score":"90","_yoast_wpseo_meta-robots-noindex":"","inline_featured_image":false,"footnotes":""},"categories":[178],"tags":[],"class_list":["post-7725","post","type-post","status-publish","format-standard","hentry","category-contractor-licenses"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Rhode Island Contractor License: $150, No Exam<\/title>\n<meta name=\"description\" content=\"Rhode Island contractor license 2026: the $150 CRLB registration, no exam, the $500 work threshold, and the $500,000 insurance rule, explained.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.simplywise.com\/blog\/rhode-island-contractor-license\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Rhode Island Contractor License: $150, No Exam\" \/>\n<meta property=\"og:description\" content=\"Rhode Island contractor license 2026: the $150 CRLB registration, no exam, the $500 work threshold, and the $500,000 insurance rule, explained.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.simplywise.com\/blog\/rhode-island-contractor-license\/\" \/>\n<meta property=\"og:site_name\" content=\"SimplyWise Cost Estimator\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-23T09:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-23T23:58:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/images.unsplash.com\/photo-1546552356-3fae876a61ca?w=960&amp;q=80\" \/>\n<meta name=\"author\" content=\"Daniel Chinchilla\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Daniel Chinchilla\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"25 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/rhode-island-contractor-license\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.simplywise.com\/blog\/rhode-island-contractor-license\/\"},\"author\":{\"name\":\"Daniel Chinchilla\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/#\/schema\/person\/c6b02975b13398fa4764650c8d5610ac\"},\"headline\":\"Rhode Island Contractor License: Complete 2026 CRLB Guide\",\"datePublished\":\"2026-07-23T09:00:00+00:00\",\"dateModified\":\"2026-07-23T23:58:14+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.simplywise.com\/blog\/rhode-island-contractor-license\/\"},\"wordCount\":4962,\"publisher\":{\"@id\":\"https:\/\/www.simplywise.com\/blog\/#organization\"},\"articleSection\":[\"Contractor Licenses by State\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/rhode-island-contractor-license\/\",\"url\":\"https:\/\/www.simplywise.com\/blog\/rhode-island-contractor-license\/\",\"name\":\"Rhode Island Contractor License: $150, No Exam\",\"isPartOf\":{\"@id\":\"https:\/\/www.simplywise.com\/blog\/#website\"},\"datePublished\":\"2026-07-23T09:00:00+00:00\",\"dateModified\":\"2026-07-23T23:58:14+00:00\",\"description\":\"Rhode Island contractor license 2026: the $150 CRLB registration, no exam, the $500 work threshold, and the $500,000 insurance rule, explained.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.simplywise.com\/blog\/rhode-island-contractor-license\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.simplywise.com\/blog\/rhode-island-contractor-license\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/rhode-island-contractor-license\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.simplywise.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Rhode Island Contractor License: Complete 2026 CRLB Guide\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/#website\",\"url\":\"https:\/\/www.simplywise.com\/blog\/\",\"name\":\"SimplyWise Cost Estimator\",\"description\":\"Blog\",\"publisher\":{\"@id\":\"https:\/\/www.simplywise.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.simplywise.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/#organization\",\"name\":\"SimplyWise Cost Estimator\",\"url\":\"https:\/\/www.simplywise.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"\",\"contentUrl\":\"\",\"caption\":\"SimplyWise Cost Estimator\"},\"image\":{\"@id\":\"https:\/\/www.simplywise.com\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/#\/schema\/person\/c6b02975b13398fa4764650c8d5610ac\",\"name\":\"Daniel Chinchilla\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1b1ee77005dde5ba597d7ae9e0e68fa11a123fd406740e5e70c7c1ed738d177f?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1b1ee77005dde5ba597d7ae9e0e68fa11a123fd406740e5e70c7c1ed738d177f?s=96&d=mm&r=g\",\"caption\":\"Daniel Chinchilla\"},\"url\":\"https:\/\/www.simplywise.com\/blog\/author\/daniel\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Rhode Island Contractor License: $150, No Exam","description":"Rhode Island contractor license 2026: the $150 CRLB registration, no exam, the $500 work threshold, and the $500,000 insurance rule, explained.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.simplywise.com\/blog\/rhode-island-contractor-license\/","og_locale":"en_US","og_type":"article","og_title":"Rhode Island Contractor License: $150, No Exam","og_description":"Rhode Island contractor license 2026: the $150 CRLB registration, no exam, the $500 work threshold, and the $500,000 insurance rule, explained.","og_url":"https:\/\/www.simplywise.com\/blog\/rhode-island-contractor-license\/","og_site_name":"SimplyWise Cost Estimator","article_published_time":"2026-07-23T09:00:00+00:00","article_modified_time":"2026-07-23T23:58:14+00:00","og_image":[{"url":"https:\/\/images.unsplash.com\/photo-1546552356-3fae876a61ca?w=960&amp;q=80"}],"author":"Daniel Chinchilla","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Daniel Chinchilla","Est. reading time":"25 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.simplywise.com\/blog\/rhode-island-contractor-license\/#article","isPartOf":{"@id":"https:\/\/www.simplywise.com\/blog\/rhode-island-contractor-license\/"},"author":{"name":"Daniel Chinchilla","@id":"https:\/\/www.simplywise.com\/blog\/#\/schema\/person\/c6b02975b13398fa4764650c8d5610ac"},"headline":"Rhode Island Contractor License: Complete 2026 CRLB Guide","datePublished":"2026-07-23T09:00:00+00:00","dateModified":"2026-07-23T23:58:14+00:00","mainEntityOfPage":{"@id":"https:\/\/www.simplywise.com\/blog\/rhode-island-contractor-license\/"},"wordCount":4962,"publisher":{"@id":"https:\/\/www.simplywise.com\/blog\/#organization"},"articleSection":["Contractor Licenses by State"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.simplywise.com\/blog\/rhode-island-contractor-license\/","url":"https:\/\/www.simplywise.com\/blog\/rhode-island-contractor-license\/","name":"Rhode Island Contractor License: $150, No Exam","isPartOf":{"@id":"https:\/\/www.simplywise.com\/blog\/#website"},"datePublished":"2026-07-23T09:00:00+00:00","dateModified":"2026-07-23T23:58:14+00:00","description":"Rhode Island contractor license 2026: the $150 CRLB registration, no exam, the $500 work threshold, and the $500,000 insurance rule, explained.","breadcrumb":{"@id":"https:\/\/www.simplywise.com\/blog\/rhode-island-contractor-license\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.simplywise.com\/blog\/rhode-island-contractor-license\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.simplywise.com\/blog\/rhode-island-contractor-license\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.simplywise.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Rhode Island Contractor License: Complete 2026 CRLB Guide"}]},{"@type":"WebSite","@id":"https:\/\/www.simplywise.com\/blog\/#website","url":"https:\/\/www.simplywise.com\/blog\/","name":"SimplyWise Cost Estimator","description":"Blog","publisher":{"@id":"https:\/\/www.simplywise.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.simplywise.com\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.simplywise.com\/blog\/#organization","name":"SimplyWise Cost Estimator","url":"https:\/\/www.simplywise.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.simplywise.com\/blog\/#\/schema\/logo\/image\/","url":"","contentUrl":"","caption":"SimplyWise Cost Estimator"},"image":{"@id":"https:\/\/www.simplywise.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.simplywise.com\/blog\/#\/schema\/person\/c6b02975b13398fa4764650c8d5610ac","name":"Daniel Chinchilla","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.simplywise.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/1b1ee77005dde5ba597d7ae9e0e68fa11a123fd406740e5e70c7c1ed738d177f?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1b1ee77005dde5ba597d7ae9e0e68fa11a123fd406740e5e70c7c1ed738d177f?s=96&d=mm&r=g","caption":"Daniel Chinchilla"},"url":"https:\/\/www.simplywise.com\/blog\/author\/daniel\/"}]}},"_links":{"self":[{"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/posts\/7725","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/comments?post=7725"}],"version-history":[{"count":2,"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/posts\/7725\/revisions"}],"predecessor-version":[{"id":7753,"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/posts\/7725\/revisions\/7753"}],"wp:attachment":[{"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/media?parent=7725"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/categories?post=7725"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.simplywise.com\/blog\/wp-json\/wp\/v2\/tags?post=7725"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}