{"id":644,"date":"2020-04-14T23:04:00","date_gmt":"2020-04-14T23:04:00","guid":{"rendered":"https:\/\/www.simplywise.com\/blog-2023\/?p=644"},"modified":"2023-06-22T21:17:32","modified_gmt":"2023-06-22T21:17:32","slug":"new-study-63-of-americans-will-need-another-stimulus-check-within-3-months","status":"publish","type":"post","link":"https:\/\/www.simplywise.com\/blog\/new-study-63-of-americans-will-need-another-stimulus-check-within-3-months\/","title":{"rendered":"Study: 63% of Americans will need another stimulus check in 3 months"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"644\" class=\"elementor elementor-644\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-94cb33a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"94cb33a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6a4e987\" data-id=\"6a4e987\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6b0d4e0 elementor-widget elementor-widget-template\" data-id=\"6b0d4e0\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"196\" class=\"elementor elementor-196\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-339b45e0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"339b45e0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3f771e94\" data-id=\"3f771e94\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-44435407 elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"44435407\" data-element_type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/elementor\/css\/custom-pro-widget-call-to-action.min.css?ver=1764022918\">\t\t<a class=\"elementor-cta\" href=\"https:\/\/simplywise.app.link\/Iv0wVANrvfb\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-content-item elementor-cta__content-item elementor-icon-wrapper elementor-cta__icon elementor-view-default\">\n\t\t\t\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-lightbulb\"><\/i>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<h2 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">DID YOU KNOW?<\/h2>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tRetirement is 99% easier when your paperwork is organized. \n\nJoin 250,000+ Americans securely storing their important receipts, bills &amp; documents with the SimplyWise app.\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<span class=\"elementor-cta__button elementor-button elementor-size-md\">\n\t\t\t\t\t\tGet the App\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-50acef0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"50acef0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-01ffc83\" data-id=\"01ffc83\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b450f53 elementor-widget elementor-widget-video\" data-id=\"b450f53\" data-element_type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/9q8P0HZR83M&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.13.3 - 28-05-2023 *\/\n.elementor-widget-video .elementor-widget-container{overflow:hidden;transform:translateZ(0)}.elementor-widget-video .elementor-wrapper{aspect-ratio:var(--video-aspect-ratio)}.elementor-widget-video .elementor-wrapper iframe,.elementor-widget-video .elementor-wrapper video{height:100%;width:100%;display:flex;border:none;background-color:#000}@supports not (aspect-ratio:1\/1){.elementor-widget-video .elementor-wrapper{position:relative;overflow:hidden;height:0;padding-bottom:calc(100% \/ var(--video-aspect-ratio))}.elementor-widget-video .elementor-wrapper iframe,.elementor-widget-video .elementor-wrapper video{position:absolute;top:0;right:0;bottom:0;left:0}}.elementor-widget-video .elementor-open-inline .elementor-custom-embed-image-overlay{position:absolute;top:0;left:0;width:100%;height:100%;background-size:cover;background-position:50%}.elementor-widget-video .elementor-custom-embed-image-overlay{cursor:pointer;text-align:center}.elementor-widget-video .elementor-custom-embed-image-overlay:hover .elementor-custom-embed-play i{opacity:1}.elementor-widget-video .elementor-custom-embed-image-overlay img{display:block;width:100%}.elementor-widget-video .e-hosted-video .elementor-video{-o-object-fit:cover;object-fit:cover}.e-con-inner>.elementor-widget-video,.e-con>.elementor-widget-video{width:var(--container-widget-width);--flex-grow:var(--container-widget-flex-grow)}<\/style>\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a5d658 elementor-widget elementor-widget-text-editor\" data-id=\"2a5d658\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.13.3 - 28-05-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<section class=\"elementor-element elementor-element-5ba1672 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-section elementor-top-section\" data-id=\"5ba1672\" data-element_type=\"section\"><div class=\"elementor-container elementor-column-gap-default\"><div class=\"elementor-row\"><div class=\"elementor-element elementor-element-d7b23aa elementor-column elementor-col-100 elementor-top-column\" data-id=\"d7b23aa\" data-element_type=\"column\"><div class=\"elementor-column-wrap  elementor-element-populated\"><div class=\"elementor-widget-wrap\"><div class=\"elementor-element elementor-element-56fe7a9 elementor-widget elementor-widget-text-editor\" data-id=\"56fe7a9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><p>The\u00a0<a href=\"https:\/\/www.simplywise.com\/blog\/will-people-on-social-security-get-a-stimulus-check\">$2 trillion stimulus package signed into law<\/a>\u00a0on March 27 is meant to put cash directly into the pockets of the millions of Americans and businesses who have been impacted by the coronavirus.\u00a0<a href=\"https:\/\/www.cnbc.com\/2020\/03\/26\/weekly-jobless-claims.html\">A record 3.3 million citizens recently filed unemployment claims<\/a>, shattering the previous all-time high of 695,000 claims in 1982.\u00a0<\/p><p>The stimulus checks being sent out will provide up to $1,200 for adults and $2,400 for married couples (including\u00a0<a href=\"https:\/\/www.simplywise.com\/blog\/social-security-retirement-benefits\/\" target=\"_blank\" rel=\"noopener\">Social Security recipients<\/a>), and $500 per child.\u00a0While we do not yet know when the checks will arrive, they will go a long way to helping the many who are desperate for cash in the wake of this coronavirus.\u00a0<\/p><h3 class=\"elementor-heading-title elementor-size-default elementor-inline-editing pen\" contenteditable=\"true\" data-elementor-setting-key=\"title\" data-pen-placeholder=\"Type Here...\">Do the stimulus checks go far enough?<\/h3><p>The latest SimplyWise survey, conducted March 26 through 28, found\u00a0that 40%\u00a0of Americans have had their income impacted (lost or reduced) by the coronavirus.\u00a0Of those who have lost their jobs due to the virus, 43% are not confident that they will be employed within the next three months. For those still employed, 11% now consider their job \u201cat risk.\u201d<\/p><p>Unfortunately, this lack of confidence and certainty is unsurprising.\u00a0<\/p><p><a href=\"https:\/\/www.nytimes.com\/2020\/03\/26\/business\/economy\/coronavirus-unemployment-claims.html\">Forecasters are expecting millions more jobs to be lost<\/a>\u00a0as businesses shutter due to the pandemic. Some economists believe\u00a0<a href=\"https:\/\/markets.businessinsider.com\/news\/stocks\/unemployment-surge-to-30-percent-q2-gdp-50-percent-james-bullard-2020-3-1029022288\">unemployment could rise to 30% next quarter.<\/a><\/p><p>This explains the stark results of our survey, which found that\u00a063% of Americans would need another stimulus check within the next 3 months. \u00a0<\/p><p>For 15% of Americans, another relief check will be needed in just two weeks.<\/p><p>But until we know whether another check is\u00a0coming, what resources are there for people who are struggling right now?<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"elementor-element elementor-element-6d14011 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-section elementor-top-section\" data-id=\"6d14011\" data-element_type=\"section\"><div class=\"elementor-container elementor-column-gap-default\"><div class=\"elementor-row\"><div class=\"elementor-element elementor-element-42e50ea elementor-column elementor-col-100 elementor-top-column\" data-id=\"42e50ea\" data-element_type=\"column\"><div class=\"elementor-column-wrap  elementor-element-populated\"><div class=\"elementor-widget-wrap\"><div class=\"elementor-element elementor-element-5436f67 elementor-widget elementor-widget-heading\" data-id=\"5436f67\" data-element_type=\"widget\" data-widget_type=\"heading.default\"><div class=\"elementor-widget-container\"><h2 class=\"elementor-heading-title elementor-size-default\">Paying for basics<\/h2><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"elementor-element elementor-element-f60d4a8 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-section elementor-top-section\" data-id=\"f60d4a8\" data-element_type=\"section\"><div class=\"elementor-container elementor-column-gap-default\"><div class=\"elementor-row\"><div class=\"elementor-element elementor-element-0df9afe elementor-column elementor-col-100 elementor-top-column\" data-id=\"0df9afe\" data-element_type=\"column\"><div class=\"elementor-column-wrap  elementor-element-populated\"><div class=\"elementor-widget-wrap\"><div class=\"elementor-element elementor-element-dd87031 elementor-widget elementor-widget-text-editor\" data-id=\"dd87031\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><p>Of course, the\u00a0stimulus checks\u00a0will be important to meet people\u2019s most immediate needs.\u00a0<a href=\"https:\/\/www.nbcnews.com\/business\/consumer\/what-should-you-do-your-stimulus-check-experts-weigh-n1169526\">And economists and analysts advise the checks be spent on just that<\/a>: groceries, rent, prescriptions, gas, utilities.<\/p><p>While the majority of those polled who are receiving checks said they would be spending their check on those basic necessities (53%), a good portion of those receiving a check said they will use the money to make late payments on loans and mortgages (17%).<\/p><p>While paying off debt is always critical, many companies and banks have offered to help people impacted by the coronavirus by allowing for late payments on bills and loans. You can find the list of lenders who are allowing people to skip payments\u00a0<a href=\"https:\/\/www.aba.com\/about-us\/press-room\/industry-response-coronavirus#_ga=2.131232460.2133286675.1584454853-584369691.1522093352&amp;_gac=1.187710042.1580914976.Cj0KCQiA7OnxBRCNARIsAIW53B94OE1K7vrIjuDXsFgefy0bxLTfMoesAaHXVlXIyG680GZ1dFqUUAEaAjeYEALw_wcB\">here<\/a>,\u00a0and companies who are allowing delayed bill payments\u00a0<a href=\"https:\/\/www.nytimes.com\/article\/coronavirus-money-unemployment.html\">here<\/a>.\u00a0<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"elementor-element elementor-element-823708f elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-section elementor-top-section\" data-id=\"823708f\" data-element_type=\"section\"><div class=\"elementor-container elementor-column-gap-default\"><div class=\"elementor-row\"><div class=\"elementor-element elementor-element-c096d11 elementor-column elementor-col-100 elementor-top-column\" data-id=\"c096d11\" data-element_type=\"column\"><div class=\"elementor-column-wrap  elementor-element-populated\"><div class=\"elementor-widget-wrap\"><div class=\"elementor-element elementor-element-74a5f13 elementor-widget elementor-widget-heading\" data-id=\"74a5f13\" data-element_type=\"widget\" data-widget_type=\"heading.default\"><div class=\"elementor-widget-container\"><h2 class=\"elementor-heading-title elementor-size-default\">Filling the gaps during the pandemic<\/h2><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"elementor-element elementor-element-6cb6efe elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-section elementor-top-section\" data-id=\"6cb6efe\" data-element_type=\"section\"><div class=\"elementor-container elementor-column-gap-default\"><div class=\"elementor-row\"><div class=\"elementor-element elementor-element-30088c8 elementor-column elementor-col-100 elementor-top-column\" data-id=\"30088c8\" data-element_type=\"column\"><div class=\"elementor-column-wrap  elementor-element-populated\"><div class=\"elementor-widget-wrap\"><div class=\"elementor-element elementor-element-deb1ad6 elementor-widget elementor-widget-text-editor\" data-id=\"deb1ad6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><p>Relief on loans and payments is invaluable. But with unemployment figures rising, where else are people turning for extra income today?\u00a0<\/p><p>The majority of our survey respondents (30%) reported that they would look for part-time work to fill in the gaps in their budget. Sixteen percent plan to borrow from a family member or friend, while 15% will look to sell assets, including their home or car. Another 15% are planning to apply for unemployment insurance, and 14% will consider withdrawing from their retirement account. Just 10% of those surveyed said they would go to the bank for a loan.\u00a0<\/p><h3>Part-time work<\/h3><p>While recruiting may feel bleak, a number of companies are hiring right now.\u00a0<a href=\"https:\/\/jobs.covid19.nj.gov\/\">New Jersey<\/a>\u00a0and\u00a0<a href=\"https:\/\/lajobsportal.org\/\">Los Angeles<\/a>\u00a0have created job portals that list work opportunities for anyone unemployed or underemployed due to Covid-19. Stores like\u00a0<a href=\"https:\/\/edition.cnn.com\/2020\/03\/20\/business\/walmart-hiring-coronavirus\/index.html\">CVS, Walmart, and Dollar Tree<\/a>\u00a0are also bringing on tens of thousands of workers. There are also a number of ways to\u00a0<a href=\"https:\/\/www.simplywise.com\/blog\/online-jobs-hiring-right-now-for-boomers\/\" target=\"_blank\" rel=\"noopener\">make money online from legitimate sources<\/a>. You can find more information on full- or part time work opportunities that have emerged\u00a0<strong><a href=\"https:\/\/www.linkedin.com\/feed\/news\/heres-whos-hiring-right-now-5161074\/\">here<\/a><\/strong>.\u00a0<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cf1b3e8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cf1b3e8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7fcd271\" data-id=\"7fcd271\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e8268d8 elementor-widget elementor-widget-image\" data-id=\"e8268d8\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.13.3 - 28-05-2023 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"612\" src=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/06\/respondents-2-1024x979.png\" class=\"attachment-large size-large wp-image-647\" alt=\"will there be another stimulus check\" srcset=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/06\/respondents-2-1024x979.png 1024w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/06\/respondents-2-300x287.png 300w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/06\/respondents-2-768x734.png 768w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/06\/respondents-2-1536x1469.png 1536w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/06\/respondents-2.png 1962w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1c5ac11 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1c5ac11\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6e75904\" data-id=\"6e75904\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7fe1711 elementor-widget elementor-widget-text-editor\" data-id=\"7fe1711\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h3>Selling a home or car<\/h3><p>On one hand, online marketplaces, from\u00a0<a href=\"https:\/\/www.ebay.com\/\">eBay<\/a>\u00a0to\u00a0<a href=\"https:\/\/www.etsy.com\/\" target=\"_blank\" rel=\"noopener\">Etsy<\/a>, make it easier than ever to start your own \u201cstore\u201d and sell for cash. Of course, buyers may be hesitant to purchase non-essential goods, and shipping delays are now the norm. If you\u2019re wondering \u201cis now a good time to sell a house\u201d,\u00a0<a href=\"https:\/\/www.opendoor.com\/w\/blog\/should-i-sell-my-house\">there are important questions to answer before moving forward<\/a>, including whether you have enough home equity. You must also consider that, given today\u2019s uncertainty and social distancing, the sale of just about anything would have to be through a video tour or inspection, which could make things difficult.<\/p><h3>Taking out a loan<\/h3><p>Loans are certainly an option right now, whether from friends, family, or the bank. If you\u2019re in a position to do so, going to loved ones with the financial means can be a good way to get a better interest rate.\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-723175a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"723175a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f9870ea\" data-id=\"f9870ea\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d665516 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d665516\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-c8fc310\" data-id=\"c8fc310\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9d7be90 elementor-widget elementor-widget-image\" data-id=\"9d7be90\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"601\" src=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2020\/04\/Screen-Shot-2023-06-19-at-6.08.35-PM.png\" class=\"attachment-large size-large wp-image-648\" alt=\"\" srcset=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2020\/04\/Screen-Shot-2023-06-19-at-6.08.35-PM.png 679w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2020\/04\/Screen-Shot-2023-06-19-at-6.08.35-PM-300x282.png 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-831346c\" data-id=\"831346c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-69891d6 elementor-widget elementor-widget-text-editor\" data-id=\"69891d6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>However, in taking a loan from a family member, we recommend considering the dynamics at stake, and having a written contract with a promise to repay.<\/p><p>With regards to bank loans,\u00a0<a href=\"https:\/\/www.cnbc.com\/2020\/03\/27\/americans-may-soon-have-more-loan-options-heres-what-to-know.html\">banks may soon be offering more options to help people in the wake of the virus<\/a>. However, it\u2019s important to do your research and look at not only the price of the loan but also the payback period and how it is set up. For example, single payment loans may be more difficult to pay back, versus a loan that you repay over installments.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c5a175 elementor-widget elementor-widget-text-editor\" data-id=\"2c5a175\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h3>Withdrawing from retirement accounts<\/h3><p>Finally, there is the possibility of withdrawing from a retirement account. This has been made easier in recent weeks by\u00a0<a href=\"https:\/\/www.simplywise.com\/blog\/withdrawing-from-your-401k-during-coronavirus\/\" target=\"_blank\" rel=\"noopener\">the CARES Act, which removes the typical 10% penalty for early withdrawals from retirement accounts<\/a>\u00a0 and allows for more generous loans (up to $100,000) from those savings. You will still owe income taxes on the withdrawn funds, but the payback period on the taxes has been extended to three years. However, taking money from retirement savings can mean borrowing against your future self, because the cash taken out won\u2019t have the opportunity to grow and compound over time. Before making this move, it is wise to consider all of your options and, if possible, speak to an advisor.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2e9dfda elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2e9dfda\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-83bb6cf\" data-id=\"83bb6cf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0be3ffd elementor-widget elementor-widget-text-editor\" data-id=\"0be3ffd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<section class=\"elementor-element elementor-element-3f5602d elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-section elementor-top-section\" data-id=\"3f5602d\" data-element_type=\"section\"><div class=\"elementor-container elementor-column-gap-default\"><div class=\"elementor-row\"><div class=\"elementor-element elementor-element-4290485 elementor-column elementor-col-100 elementor-top-column\" data-id=\"4290485\" data-element_type=\"column\"><div class=\"elementor-column-wrap  elementor-element-populated\"><div class=\"elementor-widget-wrap\"><div class=\"elementor-element elementor-element-3a6a043 elementor-widget elementor-widget-heading\" data-id=\"3a6a043\" data-element_type=\"widget\" data-widget_type=\"heading.default\"><div class=\"elementor-widget-container\"><h2 class=\"elementor-heading-title elementor-size-default\">What else you can do, with or without another stimulus check<\/h2><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"elementor-element elementor-element-3391359 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-section elementor-top-section\" data-id=\"3391359\" data-element_type=\"section\"><div class=\"elementor-container elementor-column-gap-default\"><div class=\"elementor-row\"><div class=\"elementor-element elementor-element-e4fccf3 elementor-column elementor-col-100 elementor-top-column\" data-id=\"e4fccf3\" data-element_type=\"column\"><div class=\"elementor-column-wrap  elementor-element-populated\"><div class=\"elementor-widget-wrap\"><div class=\"elementor-element elementor-element-5b64501 elementor-widget elementor-widget-text-editor\" data-id=\"5b64501\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><p>We do not yet know if there will be another\u00a0stimulus check. Amid the economic uncertainty, for those unsure what to do with their assets and savings, remember to consider all options before making a decision. Making a move like selling your home or withdrawing from a retirement account might help in the short-term, but could wind up hurting your personal finances down the road. If possible, consult with a financial professional.\u00a0<\/p><p>For those who are eligible for Social Security \u2013 while we don\u2019t necessarily recommend taking benefits earlier \u2013 this is a good time to consider how you can maximize your Social Security benefits. That means understanding and calculating what your options are for earned benefits,\u00a0<a href=\"https:\/\/www.simplywise.com\/blog\/guide-to-social-security-spousal-benefits\/\"><b>spousal benefits<\/b><\/a>\u00a0and\u00a0<a href=\"https:\/\/www.simplywise.com\/blog\/guide-to-social-security-and-death\/\"><b>survivor benefits<\/b><\/a>. One of the best ways to see what you\u2019re owed is to use an\u00a0<a href=\"https:\/\/www.simplywise.com\/socialsecurity\" target=\"_blank\" rel=\"noopener\">online Social Security calculator<\/a>.\u00a0<\/p><p>Given the uncertainty today, it\u2019s understandable to feel overwhelmed or have trouble thinking clearly about your savings and investments.\u00a0That\u2019s why, more than ever, it\u2019s important to\u00a0<a href=\"https:\/\/www.simplywise.com\/blog\/coronavirus-cabin-fever\/\"><b>stay positive and take care of yourself<\/b><\/a>. Frame this time at home as a moment to\u00a0<a href=\"https:\/\/www.simplywise.com\/blog\/social-security-retirement-benefits\/\"><b>educate yourself about your Social Security<\/b><\/a><b>\u00a0<\/b>options and plan for your future. In the days ahead, staying informed, aware, and empathetic is paramount to making it through the crisis and keeping your financial and retirement planning \u2013 and your life \u2013 on track.\u00a0<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7fa3a3c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7fa3a3c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-33fd93b\" data-id=\"33fd93b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6c92bc8 elementor-widget elementor-widget-template\" data-id=\"6c92bc8\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"196\" class=\"elementor elementor-196\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-339b45e0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"339b45e0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3f771e94\" data-id=\"3f771e94\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-44435407 elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"44435407\" data-element_type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<a class=\"elementor-cta\" href=\"https:\/\/simplywise.app.link\/Iv0wVANrvfb\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-content-item elementor-cta__content-item elementor-icon-wrapper elementor-cta__icon elementor-view-default\">\n\t\t\t\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-lightbulb\"><\/i>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<h2 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">DID YOU KNOW?<\/h2>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tRetirement is 99% easier when your paperwork is organized. \n\nJoin 250,000+ Americans securely storing their important receipts, bills &amp; documents with the SimplyWise app.\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<span class=\"elementor-cta__button elementor-button elementor-size-md\">\n\t\t\t\t\t\tGet the App\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>The&nbsp;$2 trillion stimulus package signed into law&nbsp;on March 27 is meant to put cash directly into the pockets of the millions of Americans and businesses who have been impacted by the coronavirus.&nbsp;A record 3.3 million citizens recently filed unemployment claims, shattering the previous all-time high of 695,000 claims in 1982.&nbsp; The stimulus checks being sent [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":645,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-644","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Study: 63% of Americans will need another stimulus check in 3 months - SimplyWise Cost Estimator<\/title>\n<meta name=\"description\" content=\"The stimulus package is critical to helping Americans now. But does it go far enough? 18% of Americans will need another stimulus check within 2 weeks...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.simplywise.com\/blog\/new-study-63-of-americans-will-need-another-stimulus-check-within-3-months\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Study: 63% of Americans will need another stimulus check in 3 months - SimplyWise Cost Estimator\" \/>\n<meta property=\"og:description\" content=\"The stimulus package is critical to helping Americans now. But does it go far enough? 18% of Americans will need another stimulus check within 2 weeks...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.simplywise.com\/blog\/new-study-63-of-americans-will-need-another-stimulus-check-within-3-months\/\" \/>\n<meta property=\"og:site_name\" content=\"SimplyWise Cost Estimator\" \/>\n<meta property=\"article:published_time\" content=\"2020-04-14T23:04:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-06-22T21:17:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/06\/stimulus-check.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"546\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Allie Fleder\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Allie Fleder\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/new-study-63-of-americans-will-need-another-stimulus-check-within-3-months\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.simplywise.com\/blog\/new-study-63-of-americans-will-need-another-stimulus-check-within-3-months\/\"},\"author\":{\"name\":\"Allie Fleder\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/#\/schema\/person\/e1e876d7736d540f0047b6adc84e2ba1\"},\"headline\":\"Study: 63% of Americans will need another stimulus check in 3 months\",\"datePublished\":\"2020-04-14T23:04:00+00:00\",\"dateModified\":\"2023-06-22T21:17:32+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.simplywise.com\/blog\/new-study-63-of-americans-will-need-another-stimulus-check-within-3-months\/\"},\"wordCount\":1248,\"publisher\":{\"@id\":\"https:\/\/www.simplywise.com\/blog\/#organization\"},\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/new-study-63-of-americans-will-need-another-stimulus-check-within-3-months\/\",\"url\":\"https:\/\/www.simplywise.com\/blog\/new-study-63-of-americans-will-need-another-stimulus-check-within-3-months\/\",\"name\":\"Study: 63% of Americans will need another stimulus check in 3 months - SimplyWise Cost Estimator\",\"isPartOf\":{\"@id\":\"https:\/\/www.simplywise.com\/blog\/#website\"},\"datePublished\":\"2020-04-14T23:04:00+00:00\",\"dateModified\":\"2023-06-22T21:17:32+00:00\",\"description\":\"The stimulus package is critical to helping Americans now. 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