{"id":423,"date":"2021-03-10T19:47:00","date_gmt":"2021-03-10T19:47:00","guid":{"rendered":"https:\/\/www.simplywise.com\/blog-2023\/?p=423"},"modified":"2023-06-22T20:34:43","modified_gmt":"2023-06-22T20:34:43","slug":"easy-savings-strategies-you-might-be-missing-out-on","status":"publish","type":"post","link":"https:\/\/www.simplywise.com\/blog\/easy-savings-strategies-you-might-be-missing-out-on\/","title":{"rendered":"Easy Savings Strategies You Might be Missing Out On"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"423\" class=\"elementor elementor-423\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-971c659 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"971c659\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-542b1f6\" data-id=\"542b1f6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-14e2556 elementor-widget elementor-widget-template\" data-id=\"14e2556\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"196\" class=\"elementor elementor-196\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-339b45e0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"339b45e0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3f771e94\" data-id=\"3f771e94\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-44435407 elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"44435407\" data-element_type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/elementor\/css\/custom-pro-widget-call-to-action.min.css?ver=1764022918\">\t\t<a class=\"elementor-cta\" href=\"https:\/\/simplywise.app.link\/Iv0wVANrvfb\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-content-item elementor-cta__content-item elementor-icon-wrapper elementor-cta__icon elementor-view-default\">\n\t\t\t\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-lightbulb\"><\/i>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<h2 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">DID YOU KNOW?<\/h2>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tRetirement is 99% easier when your paperwork is organized. \n\nJoin 250,000+ Americans securely storing their important receipts, bills &amp; documents with the SimplyWise app.\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<span class=\"elementor-cta__button elementor-button elementor-size-md\">\n\t\t\t\t\t\tGet the App\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b88c0ad elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b88c0ad\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-128c872\" data-id=\"128c872\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5badb1f elementor-widget elementor-widget-text-editor\" data-id=\"5badb1f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.13.3 - 28-05-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Saving money effectively can be a difficult task, especially when it comes to major long-term goals such as buying a house or preparing for retirement. While many people view retirement savings as important, there are many who struggle to get their savings on track towards a livable retirement. In fact,\u00a0<a href=\"https:\/\/www.simplywise.com\/blog\/retirement-confidence-index\/\">nearly a quarter of people<\/a>\u00a0over 60 currently do not have enough money to live off their retirement savings.<\/p><p>Unfortunately, it is not nearly as easy as it often seems. When bills pile high, saving money for the future is probably lower on your priority list. This is why it\u2019s important to reduce the amount of money leaving your bank account each month, allowing you to put that extra cash towards a better financial future.<\/p><p><em>With the right attitude and planning, there are easy savings strategies you can add to your current savings plan. Read on for ways you can incorporate them into your financial strategy.<\/em><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-eb9885e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"eb9885e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2911cb0\" data-id=\"2911cb0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-896c982 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"896c982\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-dd09f9c\" data-id=\"dd09f9c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3c8a496 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"3c8a496\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<section class=\"elementor-element elementor-element-5389d2f elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-section elementor-top-section\" data-id=\"5389d2f\" data-element_type=\"section\"><div class=\"elementor-container elementor-column-gap-default\"><div class=\"elementor-row\"><div class=\"elementor-element elementor-element-449e99d elementor-column elementor-col-100 elementor-top-column\" data-id=\"449e99d\" data-element_type=\"column\"><div class=\"elementor-column-wrap  elementor-element-populated\"><div class=\"elementor-widget-wrap\"><div class=\"elementor-element elementor-element-6fa2356 elementor-widget elementor-widget-heading\" data-id=\"6fa2356\" data-element_type=\"widget\" data-widget_type=\"heading.default\"><div class=\"elementor-widget-container\"><h2 class=\"elementor-heading-title elementor-size-default\">Track Your Spending Habits<\/h2><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"elementor-element elementor-element-7e68c41 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-section elementor-top-section\" data-id=\"7e68c41\" data-element_type=\"section\"><div class=\"elementor-container elementor-column-gap-default\"><div class=\"elementor-row\"><div class=\"elementor-element elementor-element-585a0c4 elementor-column elementor-col-50 elementor-top-column\" data-id=\"585a0c4\" data-element_type=\"column\"><div class=\"elementor-column-wrap  elementor-element-populated\"><div class=\"elementor-widget-wrap\"><div class=\"elementor-element elementor-element-19b3310 elementor-widget elementor-widget-text-editor\" data-id=\"19b3310\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><p>The way you spend money, and how much you spend, can be a major factor in how much you save for both the short and long term. If you are in the habit of overspending each month, (such as the\u00a0<a href=\"https:\/\/www.cnbc.com\/2019\/12\/26\/consumers-overspend-by-7400-a-year-here-are-weekly-trouble-spots.html\">average consumer who overspends by $7400<\/a>\u00a0a year) it\u2019s important that you identify it early on, so you can take steps to cut back and avoid spending as much. The best way to go about this is to track your spending using tools available to you.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-56d50ae\" data-id=\"56d50ae\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9de4e9a elementor-widget elementor-widget-image\" data-id=\"9de4e9a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.13.3 - 28-05-2023 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"400\" src=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2021\/03\/Screen-Shot-2023-06-15-at-2.49.40-PM.png\" class=\"attachment-large size-large wp-image-426\" alt=\"overspends\" srcset=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2021\/03\/Screen-Shot-2023-06-15-at-2.49.40-PM.png 676w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2021\/03\/Screen-Shot-2023-06-15-at-2.49.40-PM-300x188.png 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8167bc4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8167bc4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-df2b7fe\" data-id=\"df2b7fe\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d164067 elementor-widget elementor-widget-text-editor\" data-id=\"d164067\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Many people don\u2019t like to track their spending, since it can often be a hassle to keep track of all their purchases and income. Thankfully, this process has gotten much easier to handle in recent years. One of the first ways to go about this is to utilize budgeting software. This connects directly to your bank account and will track your income and expenses and categorize them for easy tracking. Doing this will allow you to see where your money is going each month. You can also use these platforms to set up instant notifications and avoid overspending.<\/p><p>Once you\u2019ve started tracking your expenses and have an idea if you\u2019re overspending, you can find ways to limit your spending and create habits that will allow you to save more money. This could include cutting back on luxuries such as dining out every week, or some subscription services like video streaming or gaming.<\/p><section class=\"elementor-element elementor-element-c4a31c4 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-section elementor-top-section\" data-id=\"c4a31c4\" data-element_type=\"section\"><div class=\"elementor-container elementor-column-gap-default\"><div class=\"elementor-row\"><div class=\"elementor-element elementor-element-391b628 elementor-column elementor-col-100 elementor-top-column\" data-id=\"391b628\" data-element_type=\"column\"><div class=\"elementor-column-wrap  elementor-element-populated\"><div class=\"elementor-widget-wrap\"><div class=\"elementor-element elementor-element-4e8ffca elementor-widget elementor-widget-heading\" data-id=\"4e8ffca\" data-element_type=\"widget\" data-widget_type=\"heading.default\"><div class=\"elementor-widget-container\"><h2 class=\"elementor-heading-title elementor-size-default\">Automate Your Savings<\/h2><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"elementor-element elementor-element-2ae0e87 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-section elementor-top-section\" data-id=\"2ae0e87\" data-element_type=\"section\"><div class=\"elementor-container elementor-column-gap-default\"><div class=\"elementor-row\"><div class=\"elementor-element elementor-element-f256056 elementor-column elementor-col-100 elementor-top-column\" data-id=\"f256056\" data-element_type=\"column\"><div class=\"elementor-column-wrap  elementor-element-populated\"><div class=\"elementor-widget-wrap\"><div class=\"elementor-element elementor-element-1563c99 elementor-widget elementor-widget-text-editor\" data-id=\"1563c99\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><p>Technology can be a big help when trying to save more money. More and more services are looking to provide options for people looking to put money towards future savings goals without having to think about it too much. This is especially helpful, because it\u2019s often easier to have software put money aside for you than doing it yourself, making you more likely to stick to your monthly savings goals.<\/p><p>For example, you can utilize digital banking platforms that have automatic savings features to put aside extra money from each paycheck. These features will take a percentage of every paycheck, or a set amount each month, and deposit it into your savings. If you\u2019re new to these platforms,\u00a0<a href=\"https:\/\/www.chime.com\/blog\/pros-and-cons-of-internet-banking\/\">consider the pros and cons of internet banking<\/a>\u00a0while researching the variety of options that are available. This will help you decide if you think automatic savings with a digital bank account is going to be the best option for you.<\/p><p>If you do automate your savings, you should try to keep your rainy-day fund stashed away in an account where it\u2019s not super easy to make withdrawals from. For example, your checking account wouldn\u2019t be a good place for it, since you can spend from there directly with a debit card. Instead, you can look into options such as high-yield savings accounts or money market accounts. The benefits of these are that they give you interest on your savings, so you can build them up faster, while making it harder to spend from the account.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"elementor-element elementor-element-399446f elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-section elementor-top-section\" data-id=\"399446f\" data-element_type=\"section\"><div class=\"elementor-container elementor-column-gap-default\"><div class=\"elementor-row\"><div class=\"elementor-element elementor-element-baa0313 elementor-column elementor-col-100 elementor-top-column\" data-id=\"baa0313\" data-element_type=\"column\"><div class=\"elementor-column-wrap  elementor-element-populated\"><div class=\"elementor-widget-wrap\"><div class=\"elementor-element elementor-element-8248b09 elementor-widget elementor-widget-heading\" data-id=\"8248b09\" data-element_type=\"widget\" data-widget_type=\"heading.default\"><div class=\"elementor-widget-container\"><h2 class=\"elementor-heading-title elementor-size-default\">Hunt for Coupons and Deals<\/h2><\/div><\/div><div class=\"elementor-element elementor-element-f99db3a elementor-widget elementor-widget-text-editor\" data-id=\"f99db3a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><p>Everyone loves a good deal here and there, but sometimes people miss out on some of the biggest savings by not taking advantage of them more frequently. In order to make deals and coupons a regular part of your spending habits, there are a few strategies you can use.<\/p><\/div><\/div><\/div><div class=\"elementor-element elementor-element-0b636b1 elementor-widget elementor-widget-text-editor\" data-id=\"0b636b1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><p>The first step is to avoid spending on any products you want without first doing your research! Impulse buys are fun here and there, but they can often cost you unnecessary money if you\u2019re not careful. Always spend time looking for available deals. A product you find one week could be marked down 10-15% the next, so it\u2019s important that you\u2019re patient and wait to buy things when they\u2019re on sale. Price matching is also a viable option, so shop online for lower prices if you find something in a store that you like.<\/p><p>You should also make use of coupons when you can. While some coupons don\u2019t seem like they have the greatest savings, they all add up quickly once you start using them frequently. Look into\u00a0<a href=\"https:\/\/www.thespruce.com\/coupon-books-by-mail-4693247\">getting a coupon book<\/a>\u00a0or using coupon apps to rack up savings wherever possible.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"elementor-element elementor-element-136d464 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-section elementor-top-section\" data-id=\"136d464\" data-element_type=\"section\"><div class=\"elementor-container elementor-column-gap-default\"><div class=\"elementor-row\"><div class=\"elementor-element elementor-element-140cb21 elementor-column elementor-col-100 elementor-top-column\" data-id=\"140cb21\" data-element_type=\"column\"><div class=\"elementor-column-wrap  elementor-element-populated\"><div class=\"elementor-widget-wrap\"><div class=\"elementor-element elementor-element-c349fb8 elementor-widget elementor-widget-heading\" data-id=\"c349fb8\" data-element_type=\"widget\" data-widget_type=\"heading.default\"><div class=\"elementor-widget-container\"><h2 class=\"elementor-heading-title elementor-size-default\">Max Out Your Retirement Plan<\/h2><\/div><\/div><div class=\"elementor-element elementor-element-a6e9cbb elementor-widget elementor-widget-text-editor\" data-id=\"a6e9cbb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><p>If you\u2019re working full time, you should be able to get access to a retirement plan, oftentimes a 401k through your employer. If this option is available to you, you should contribute at the very least, the maximum amount that your employer will match. As an example, if you contribute 4-5% of your paycheck to your 401k, your employer will match that amount and add it to your retirement savings. It\u2019s basically like getting extra money from your employer, so don\u2019t pass up on this opportunity!<\/p><p>If you don\u2019t have this option available to you, due to being self-employed or not having these benefits, you can set up your own personal 401k or Roth IRA (or both to really max out your savings!). However, there is a key difference between the two. A 401k deposit is tax-free and then taxed at withdrawal. A Roth IRA is different, in that you are taxed upon deposit, but get a tax-free withdrawal. Both have their benefits and uses, so while some prefer to utilize both, if you want just one, these are all important factors to consider before creating your savings plan.<\/p><p>You should also\u00a0<a href=\"https:\/\/www.simplywise.com\/blog\/social-security-retirement-benefits\/\">keep an eye on your social security<\/a>\u00a0account to make sure you will be able to reap the benefits of it when the time comes to retire. Social security benefits are often not as high as savings from a 401k or IRA, so remember to treat this as supplemental income rather than your main source of retirement savings.<\/p><p>You will be able to start withdrawing from this account once you reach retirement age, though it is recommended to wait until past the earliest withdrawal age of 62 in order to get more out of your social security plan. Depending on when you want to retire, you can create a retirement strategy that will allow you to put as much money into both social security, a Roth IRA, and a 401k, so that you will have plenty of money to live off.<\/p><p>While taking steps towards building your savings is going to be a challenge, it\u2019s certainly worth it for the benefits it brings. From having more money to put towards your retirement, to having additional cash for emergencies and other major purchases, your future self will thank you for being financially savvy.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f26c0f7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f26c0f7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e0e1aa8\" data-id=\"e0e1aa8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4d18795 elementor-widget elementor-widget-template\" data-id=\"4d18795\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"196\" class=\"elementor elementor-196\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-339b45e0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"339b45e0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3f771e94\" data-id=\"3f771e94\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-44435407 elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"44435407\" data-element_type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<a class=\"elementor-cta\" href=\"https:\/\/simplywise.app.link\/Iv0wVANrvfb\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-content-item elementor-cta__content-item elementor-icon-wrapper elementor-cta__icon elementor-view-default\">\n\t\t\t\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-lightbulb\"><\/i>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<h2 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">DID YOU KNOW?<\/h2>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tRetirement is 99% easier when your paperwork is organized. \n\nJoin 250,000+ Americans securely storing their important receipts, bills &amp; documents with the SimplyWise app.\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<span class=\"elementor-cta__button elementor-button elementor-size-md\">\n\t\t\t\t\t\tGet the App\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Saving money effectively can be a difficult task, especially when it comes to major long-term goals such as buying a house or preparing for retirement. While many people view retirement savings as important, there are many who struggle to get their savings on track towards a livable retirement. In fact,&nbsp;nearly a quarter of people&nbsp;over 60 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":424,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-423","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Easy Savings Strategies You Might be Missing Out On - SimplyWise Cost Estimator<\/title>\n<meta name=\"description\" content=\"These 4 easy savings strategies can help you exponentially grow your current savings plan to better prepare for retirement and beyond...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.simplywise.com\/blog\/easy-savings-strategies-you-might-be-missing-out-on\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Easy Savings Strategies You Might be Missing Out On - 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