{"id":246,"date":"2018-10-18T16:33:00","date_gmt":"2018-10-18T16:33:00","guid":{"rendered":"https:\/\/www.simplywise.com\/blog-2023\/?p=246"},"modified":"2023-06-22T19:48:58","modified_gmt":"2023-06-22T19:48:58","slug":"3-investors-suffer-stock-crash","status":"publish","type":"post","link":"https:\/\/www.simplywise.com\/blog\/3-investors-suffer-stock-crash\/","title":{"rendered":"3 Types of Investors to Suffer Most From a Stock Market Crash"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"246\" class=\"elementor elementor-246\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-58543a7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"58543a7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-71de001\" data-id=\"71de001\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-69ff913 elementor-widget elementor-widget-template\" data-id=\"69ff913\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"196\" class=\"elementor elementor-196\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-339b45e0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"339b45e0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3f771e94\" data-id=\"3f771e94\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-44435407 elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"44435407\" data-element_type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/elementor\/css\/custom-pro-widget-call-to-action.min.css?ver=1764022918\">\t\t<a class=\"elementor-cta\" href=\"https:\/\/simplywise.app.link\/Iv0wVANrvfb\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-content-item elementor-cta__content-item elementor-icon-wrapper elementor-cta__icon elementor-view-default\">\n\t\t\t\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-lightbulb\"><\/i>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<h2 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">DID YOU KNOW?<\/h2>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tRetirement is 99% easier when your paperwork is organized. \n\nJoin 250,000+ Americans securely storing their important receipts, bills &amp; documents with the SimplyWise app.\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<span class=\"elementor-cta__button elementor-button elementor-size-md\">\n\t\t\t\t\t\tGet the App\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b2e761c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b2e761c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-56fe0aa\" data-id=\"56fe0aa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ebc2590 elementor-widget elementor-widget-text-editor\" data-id=\"ebc2590\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.13.3 - 28-05-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>The US has experienced close to a 10-year bull market; since 2009, the S&amp;P 500 has returned over 270%. When the inevitable\u00a0<a href=\"https:\/\/www.simplywise.com\/blog\/1929-stock-market-crash\/\">market correction<\/a>\u00a0comes, which type of investors will feel the most pain? We looked at data on the finances of US households to identify three categories of investors who have the most exposure to stocks relative to their net worth and are likely to suffer the most during a correction.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0dc219f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0dc219f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-677a4f2\" data-id=\"677a4f2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1db340d elementor-widget elementor-widget-image\" data-id=\"1db340d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.13.3 - 28-05-2023 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"338\" src=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2018\/10\/Screen-Shot-2023-06-15-at-11.35.50-AM-1024x541.png\" class=\"attachment-large size-large wp-image-249\" alt=\"millennials net worth in tocks\" srcset=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2018\/10\/Screen-Shot-2023-06-15-at-11.35.50-AM-1024x541.png 1024w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2018\/10\/Screen-Shot-2023-06-15-at-11.35.50-AM-300x159.png 300w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2018\/10\/Screen-Shot-2023-06-15-at-11.35.50-AM-768x406.png 768w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2018\/10\/Screen-Shot-2023-06-15-at-11.35.50-AM.png 1427w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ff6bb5b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ff6bb5b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f74862e\" data-id=\"f74862e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-42ba552 elementor-widget elementor-widget-text-editor\" data-id=\"42ba552\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Stock ownership is\u00a0<a href=\"https:\/\/www.simplywise.com\/blog\/investing-in-stocks\/\">typically concentrated amongst older households<\/a>\u00a0who have a higher net worth. The millennium population, however, does have some exposure to stocks. There are 37 million households in the US where the head of household is a millennial (younger than 40), and of these, about 5 million have some exposure to stocks through either direct stock ownership or stock funds. Of the 5 million millennials who own some stocks, roughly 400,000 have negative net worth, meaning their liabilities (student loans, credit card debt, etc.) exceed their assets. There are another 400,000 millennials who have a positive net worth, but for whom stocks make up over 50% of their net worth.<\/p><p>These 800,000 millennials will likely feel pain during the inevitable stock market crash as they see their net worth plummet. The good news is that this cohort is relatively young and has earning potential. While they may see the value of their stocks plummet, they have time to make the money back, assuming they are patient and keep invested in the market.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-412cf68 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"412cf68\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a9b01b5\" data-id=\"a9b01b5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a7fae42 elementor-widget elementor-widget-image\" data-id=\"a7fae42\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"360\" src=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2018\/10\/Screen-Shot-2023-06-15-at-11.37.13-AM-1024x576.png\" class=\"attachment-large size-large wp-image-250\" alt=\"\" srcset=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2018\/10\/Screen-Shot-2023-06-15-at-11.37.13-AM-1024x576.png 1024w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2018\/10\/Screen-Shot-2023-06-15-at-11.37.13-AM-300x169.png 300w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2018\/10\/Screen-Shot-2023-06-15-at-11.37.13-AM-768x432.png 768w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2018\/10\/Screen-Shot-2023-06-15-at-11.37.13-AM.png 1425w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dcab6c2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dcab6c2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b581a60\" data-id=\"b581a60\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-148b406 elementor-widget elementor-widget-text-editor\" data-id=\"148b406\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>This group of people will feel the pain of a stock market decline most acutely. There are roughly 43 million households in the US where the head of household is over the age of 60. Of this group, about 35 million households have a net worth of less than 1 million dollars. These are folks who have worked a significant portion of their lives and are looking to either retire soon or have already retired. A portion of them, about 330,000, have over 50% of their net worth either directly invested in stocks or through stock funds.<\/p><p>Take a single data point from the survey results: this category includes a 62-year-old divorced father of one with an income of $90,000 a year and a net worth of $540,000, with $275,000 of that in a stock mutual fund. If the market drops 20%, he will likely lose about 10% of his net worth.<\/p><p>Investors such as these benefit massively during a long bull market as they see their net worth soar, but also stand to lose significantly when their stock market gains over several years can evaporate overnight.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a4c8798 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a4c8798\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-38d75ee\" data-id=\"38d75ee\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-116172d elementor-widget elementor-widget-image\" data-id=\"116172d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"361\" src=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2018\/10\/Screen-Shot-2023-06-15-at-11.38.25-AM-1024x577.png\" class=\"attachment-large size-large wp-image-251\" alt=\"\" srcset=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2018\/10\/Screen-Shot-2023-06-15-at-11.38.25-AM-1024x577.png 1024w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2018\/10\/Screen-Shot-2023-06-15-at-11.38.25-AM-300x169.png 300w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2018\/10\/Screen-Shot-2023-06-15-at-11.38.25-AM-768x432.png 768w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2018\/10\/Screen-Shot-2023-06-15-at-11.38.25-AM.png 1426w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a673519 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a673519\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6b734e3\" data-id=\"6b734e3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-db80980 elementor-widget elementor-widget-text-editor\" data-id=\"db80980\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<section class=\"elementor-element elementor-element-f1cf706 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-section elementor-top-section\" data-id=\"f1cf706\" data-element_type=\"section\"><div class=\"elementor-container elementor-column-gap-default\"><div class=\"elementor-row\"><div class=\"elementor-element elementor-element-88955c2 elementor-column elementor-col-100 elementor-top-column\" data-id=\"88955c2\" data-element_type=\"column\"><div class=\"elementor-column-wrap  elementor-element-populated\"><div class=\"elementor-widget-wrap\"><div class=\"elementor-element elementor-element-55afb05 elementor-widget elementor-widget-template\" data-id=\"55afb05\" data-element_type=\"widget\" data-widget_type=\"template.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-template\"><div class=\"elementor elementor-3229 elementor-location-single\" data-elementor-type=\"section\" data-elementor-id=\"3229\" data-elementor-settings=\"[]\"><div class=\"elementor-inner\"><div class=\"elementor-section-wrap\"><section class=\"elementor-element elementor-element-3584ca6c elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-section elementor-top-section\" data-id=\"3584ca6c\" data-element_type=\"section\"><div class=\"elementor-container elementor-column-gap-default\"><div class=\"elementor-row\"><div class=\"elementor-element elementor-element-3d557c2f elementor-column elementor-col-100 elementor-top-column\" data-id=\"3d557c2f\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\"><div class=\"elementor-column-wrap  elementor-element-populated\"><div class=\"elementor-widget-wrap\"><div class=\"elementor-element elementor-element-34a92aff elementor-widget__width-initial elementor-absolute elementor-widget-mobile__width-initial elementor-widget elementor-widget-image\" data-id=\"34a92aff\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-image\"><img loading=\"lazy\" decoding=\"async\" class=\"attachment-large size-large lazyloaded\" src=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2020\/08\/SimplyWise.png\" alt=\"\" width=\"464\" height=\"75\" data-ll-status=\"loaded\" \/><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"elementor-element elementor-element-03ebb86 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-section elementor-top-section\" data-id=\"03ebb86\" data-element_type=\"section\"><div class=\"elementor-container elementor-column-gap-default\"><div class=\"elementor-row\"><div class=\"elementor-element elementor-element-6da1e44 elementor-column elementor-col-100 elementor-top-column\" data-id=\"6da1e44\" data-element_type=\"column\"><div class=\"elementor-column-wrap  elementor-element-populated\"><div class=\"elementor-widget-wrap\"><div class=\"elementor-element elementor-element-eb40250 elementor-widget elementor-widget-text-editor\" data-id=\"eb40250\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><p>While few will have sympathy for the class of wealthy households who have a net worth of more than $1.5MM, a fraction of them (150,000) have decided to put almost all of their net worth into stocks. This demographic skews to the ultra-wealthy. The average net worth of this cohort was $30 million!<\/p><p>An example of this category of investor from our data is a 72-year-old with no children, with a net worth of $5.3MM, who owns $4.4MM in stock funds and $275,000 in stocks directly. That means that almost 90% of his net worth is tied to the stock market. If the market drops 20%, his net worth will drop by about $1MM. If that happens, he\u2019ll still have enough money to live more comfortably than the entire country, but it will likely cause him some degree of pain!<\/p><h2><b>Conclusion<\/b><\/h2><p>The stock market is a great way for households to participate in the growth of the US economy and grow their wealth. However, overexposure to the stock market can cause investors to panic at the wrong time and reduce their holdings right when it is best to hold on.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7bc0d15 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7bc0d15\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-78f1961\" data-id=\"78f1961\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3015d2a elementor-widget elementor-widget-template\" data-id=\"3015d2a\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"196\" class=\"elementor elementor-196\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-339b45e0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"339b45e0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3f771e94\" data-id=\"3f771e94\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-44435407 elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"44435407\" data-element_type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<a class=\"elementor-cta\" href=\"https:\/\/simplywise.app.link\/Iv0wVANrvfb\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-content-item elementor-cta__content-item elementor-icon-wrapper elementor-cta__icon elementor-view-default\">\n\t\t\t\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-lightbulb\"><\/i>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<h2 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">DID YOU KNOW?<\/h2>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tRetirement is 99% easier when your paperwork is organized. \n\nJoin 250,000+ Americans securely storing their important receipts, bills &amp; documents with the SimplyWise app.\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<span class=\"elementor-cta__button elementor-button elementor-size-md\">\n\t\t\t\t\t\tGet the App\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>The US has experienced close to a 10-year bull market; since 2009, the S&amp;P 500 has returned over 270%. When the inevitable&nbsp;market correction&nbsp;comes, which type of investors will feel the most pain? We looked at data on the finances of US households to identify three categories of investors who have the most exposure to stocks [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":247,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-246","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>3 Types of Investors to Suffer Most From a Stock Market Crash - SimplyWise Cost Estimator<\/title>\n<meta name=\"description\" content=\"We highlight three types of investors that will suffer the most should there be a stock market crash. Do you fit one of the profiles?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.simplywise.com\/blog\/3-investors-suffer-stock-crash\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"3 Types of Investors to Suffer Most From a Stock Market Crash - SimplyWise Cost Estimator\" \/>\n<meta property=\"og:description\" content=\"We highlight three types of investors that will suffer the most should there be a stock market crash. Do you fit one of the profiles?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.simplywise.com\/blog\/3-investors-suffer-stock-crash\/\" \/>\n<meta property=\"og:site_name\" content=\"SimplyWise Cost Estimator\" \/>\n<meta property=\"article:published_time\" content=\"2018-10-18T16:33:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-06-22T19:48:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/06\/shutterstock_726356515.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"667\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Allie Fleder\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Allie Fleder\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/3-investors-suffer-stock-crash\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.simplywise.com\/blog\/3-investors-suffer-stock-crash\/\"},\"author\":{\"name\":\"Allie Fleder\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/#\/schema\/person\/e1e876d7736d540f0047b6adc84e2ba1\"},\"headline\":\"3 Types of Investors to Suffer Most From a Stock Market Crash\",\"datePublished\":\"2018-10-18T16:33:00+00:00\",\"dateModified\":\"2023-06-22T19:48:58+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.simplywise.com\/blog\/3-investors-suffer-stock-crash\/\"},\"wordCount\":614,\"publisher\":{\"@id\":\"https:\/\/www.simplywise.com\/blog\/#organization\"},\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.simplywise.com\/blog\/3-investors-suffer-stock-crash\/\",\"url\":\"https:\/\/www.simplywise.com\/blog\/3-investors-suffer-stock-crash\/\",\"name\":\"3 Types of Investors to Suffer Most From a Stock Market Crash - SimplyWise Cost Estimator\",\"isPartOf\":{\"@id\":\"https:\/\/www.simplywise.com\/blog\/#website\"},\"datePublished\":\"2018-10-18T16:33:00+00:00\",\"dateModified\":\"2023-06-22T19:48:58+00:00\",\"description\":\"We highlight three types of investors that will suffer the most should there be a stock market crash. 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