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!important;line-height:1.45 !important;color:#191C3D !important;font-weight:700 !important;}.sw__body .swq__cat{display:block;font:800 10.5px Inter;letter-spacing:.13em;text-transform:uppercase;color:#8b90b5;margin-bottom:5px;}.sw__body .ewd-ufaq-faq-body{padding:0 20px 16px;}.sw__body .ewd-ufaq-faq-body p{font-size:15px !important;line-height:1.62 !important;color:#5a6088 !important;}.sw__body .swq{margin:26px 0 0;width:100%;flex:1 1 100%;min-width:0;}.sw__body:has(.swq){padding-bottom:12px;}.sw__body:has(.swq)+.sw__final{margin-top:0;padding-top:64px;}.sw__body details.swq__sec{background:#fff;border:1px solid #e2e5ee;border-radius:14px;margin:0 0 10px;box-shadow:0 1px 3px rgba(25,28,61,.04);}.sw__body details.swq__sec>summary{cursor:pointer;list-style:none;padding:16px 20px;display:flex;align-items:center;gap:12px;}.sw__body details.swq__sec>summary::-webkit-details-marker{display:none;}.sw__body .swq__name{font:800 16px Inter;color:#191C3D;letter-spacing:-.01em;flex:1;}.sw__body .swq__count{font:700 12px Inter;color:#087ACC;background:rgba(8,122,204,.09);border-radius:100px;padding:3px 11px;}.sw__body details.swq__sec>summary::after{content:\"\\203A\";color:#8b90b5;font-weight:700;font-size:20px;transform:rotate(90deg);line-height:1;width:auto;height:auto;background:none;left:auto;}.sw__body details.swq__sec[open]>summary::after{content:\"\\2039\";transform:rotate(90deg);}.sw__body .swq__rows{padding:0 12px 14px;}.sw__body .swq__rows .ewd-ufaq-faq-div{border-color:#eef0f5;box-shadow:none;}@media(max-width:600px){.sw__linkcard{padding:2px 16px;}.sw blockquote.sw__quote p{font-size:18px;}.sw figure{margin:22px 0;}.sw .wp-block-table .sw__table{font-size:13.5px;}.sw .wp-block-table .sw__table th,.sw .wp-block-table .sw__table td{padding:10px 12px;}.sw__promo{padding:30px 20px;}}.sw .sw__step>.sw__step-cap{grid-column:1\/-1;margin:0 !important;}<\/style>\n<script>\n(function(){\n  try{\n    var b=document.body;\n    if(b && b.classList){b.classList.add('single-post');}\n  }catch(e){}\n})();\n<\/script>\n<article class=\"sw sw-a\">\n<header class=\"sw__hero\">\n<div class=\"sw__inner\">\n<nav class=\"sw__crumb\" id=\"breadcrumbs\">Blog &nbsp;&rsaquo;&nbsp; Amazon Charges<\/nav>\n<span class=\"sw__eyebrow\" data-label=\"SimplyWise &middot; Charge Explainer\"><\/span>\n<h1>What is the charge for <span class=\"sw__h1-code\">AMAZON MKTPLACE PMTS AMZN.COM\/BILL WA?<\/span><\/h1>\n<p class=\"sw__dek\">An AMAZON MKTPLACE PMTS line on your statement is almost always a normal Amazon purchase. Here is how to confirm what it was, find the order behind it, and rule out fraud in minutes.<\/p>\n<p class=\"sw__dek-cta sw__dek-cta--prose\">In a hurry? <a href=\"https:\/\/simplywise.app.link\/NSurzsIsrDb\" rel=\"noopener\" target=\"_blank\">Find the receipt behind this charge<\/a>, free to try.<\/p>\n<div class=\"sw__meta\">\n<span>SimplyWise<\/span>\n<i><\/i>\n<span>Updated October 6, 2026<\/span>\n<\/div>\n<figure class=\"sw__fig sw__fig--photo\"><img loading=\"lazy\" decoding=\"async\" width=\"2473\" height=\"1649\" src=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/09\/AmazonFraud2.jpg\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/09\/AmazonFraud2.jpg 2473w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/09\/AmazonFraud2-300x200.jpg 300w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/09\/AmazonFraud2-1024x683.jpg 1024w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/09\/AmazonFraud2-768x512.jpg 768w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/09\/AmazonFraud2-1536x1024.jpg 1536w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/09\/AmazonFraud2-2048x1366.jpg 2048w\" sizes=\"auto, (max-width: 2473px) 100vw, 2473px\" \/><\/figure>\n<\/div>\n<\/header>\n\n<div class=\"sw__body\">\n<div class=\"sw__inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t<p>Have you checked your bank or credit card statement and come across a puzzling transaction called \"AMAZON MKTPLACE PMTS AMZN.COM\/BILL WA\"? In this blog post, we'll break down what this charge is for, shed light on the company behind it, explore alternative transaction descriptions, and guide you through finding the corresponding receipts, so you can be sure this is a legitimate transaction and not fraud.<\/p>\n<section class=\"sw__promo sw__promo--glance\"><p>Quick way to settle it: if the charge is yours, there is a receipt behind it. SimplyWise pulls your Amazon orders and email receipts into one place, so you can match a statement line to the order that made it.<\/p><a class=\"sw__btn sw__btn--lg\" href=\"https:\/\/simplywise.app.link\/NSurzsIsrDb\" rel=\"noopener\" target=\"_blank\">Find the Receipt Free<\/a><p class=\"sw__note\">Free to try. Connects to Amazon, your email, and your bank or card.<\/p><\/section>\n<h2>Amazon vs Amazon Marketplace<\/h2>\n<p>Think of Amazon and Amazon Marketplace as two separate sections within Amazon's business. They're linked, but each one operates independently. Here are the key differences between the two:<\/p>\n<h3>Amazon<\/h3>\n<ul>\n<li>Amazon.com is the primary online retail platform owned and operated by Amazon.<\/li>\n<li>Amazon sells products directly to customers through its own inventory, offering a wide range of products across various categories.<\/li>\n<li>Amazon is responsible for inventory management, order fulfillment, customer service, and returns for products sold directly by Amazon itself.<\/li>\n<li>Amazon also offers subscription services like Amazon Prime, Amazon Music, <a href=\"https:\/\/www.simplywise.com\/whats-this-charge\/amazon-prime-video\">Amazon Video<\/a>, and <a href=\"https:\/\/www.simplywise.com\/whats-this-charge\/amazon-kindle\">Amazon Kindle<\/a>, among others.<\/li>\n<li>Amazon generates revenue from product sales, subscription fees, and various other services.<\/li>\n<\/ul>\n<h3>Amazon Marketplace:<\/h3>\n<ul>\n<li>Amazon Marketplace is a platform within Amazon.com that allows third-party sellers to list and sell their products alongside those sold by Amazon itself.<\/li>\n<li>It provides a platform for individual and business sellers to reach a wide customer base without the need to build their own e-commerce websites.<\/li>\n<li>Third-party sellers can offer both new and used products, and they set their own prices.<\/li>\n<li>Amazon Marketplace handles the payment processing and often provides fulfillment services through programs like Fulfillment by Amazon (FBA).<\/li>\n<li>Sellers on the Amazon Marketplace pay various fees to Amazon, including referral fees and, if they use FBA, fulfillment fees.<\/li>\n<li>Amazon Marketplace significantly expands the product selection available on Amazon.com, making it a more comprehensive online marketplace.<\/li>\n<\/ul>\n<p>In summary, Amazon sells products directly to consumers, manages its own inventory, and offers various services and subscription-based benefits. Amazon Marketplace, on the other hand, is a platform where third-party sellers can list their products for sale on Amazon's website, leveraging Amazon's customer base and infrastructure in exchange for fees. The combination of these two components makes Amazon one of the largest and most diverse online marketplaces in the world.<\/p><h2>Identifying Amazon Charges<\/h2><p>Amazon transactions on your credit card statement can appear in various ways, depending on the specific transaction and how it was processed. Here are some common descriptors you might see for Amazon charges:<\/p><ol class=\"sw__codes\"><li><p><span class=\"sw__code-key\"><strong>AMAZON<\/strong> or <strong>Amazon.com<\/strong>:<\/span><span class=\"sw__code-def\">This is the most straightforward and commonly used descriptor for Amazon purchases made directly from the Amazon website.<\/span><\/p><\/li><li><p><span class=\"sw__code-key\"><strong>AMZN<\/strong>:<\/span><span class=\"sw__code-def\">Amazon often uses this shortened version of its name for transactions.<\/span><\/p><\/li><li><p><span class=\"sw__code-key\"><strong>AMZN Mktp US<\/strong>:<\/span><span class=\"sw__code-def\">This descriptor is often used for Amazon Marketplace purchases, indicating that the transaction was processed through Amazon's marketplace.<\/span><\/p><\/li><li><p><span class=\"sw__code-key\"><strong>AMZN Digital<\/strong>:<\/span><span class=\"sw__code-def\">This might appear for digital purchases, such as e-books, music, movies, or software from Amazon.<\/span><\/p><\/li><li><p><span class=\"sw__code-key\"><strong>AMZN Prime Membership<\/strong>:<\/span><span class=\"sw__code-def\">If you have an Amazon Prime membership, your annual or monthly subscription fee may appear with this descriptor.<\/span><\/p><\/li><li><p><span class=\"sw__code-key\"><strong>AWS Amazon Web Services<\/strong>:<\/span><span class=\"sw__code-def\">If you use Amazon Web Services (AWS) for cloud computing or hosting services, charges related to AWS will have this descriptor.<\/span><\/p><\/li><li><p><span class=\"sw__code-key\"><strong>AMZN Prime Video<\/strong>:<\/span><span class=\"sw__code-def\">This descriptor can appear for charges related to Amazon Prime Video, a streaming service.<\/span><\/p><\/li><li><p><span class=\"sw__code-key\"><strong>AMZN Fresh<\/strong>:<\/span><span class=\"sw__code-def\">For transactions related to Amazon Fresh, Amazon's grocery delivery service.<\/span><\/p><\/li><li><p><span class=\"sw__code-key\"><strong>AMZN Kindle<\/strong>:<\/span><span class=\"sw__code-def\">This might appear for charges related to Kindle e-books or Kindle device purchases.<\/span><\/p><\/li><li><p><span class=\"sw__code-key\"><strong>AMZN Mktp CA<\/strong>:<\/span><span class=\"sw__code-def\">Similar to \"AMZN Mktp US,\" but for Amazon Marketplace purchases in Canada.<\/span><\/p><\/li><li><p><span class=\"sw__code-key\"><strong>AMZN Music<\/strong>:<\/span><span class=\"sw__code-def\">For transactions related to Amazon Music, the music streaming service.<\/span><\/p><\/li><li><p><span class=\"sw__code-key\"><strong>AMZN Appstore<\/strong>:<\/span><span class=\"sw__code-def\">If you make purchases from Amazon's app store for Android devices, this descriptor might be used.<\/span><\/p><\/li><li><p><span class=\"sw__code-key\"><strong>AMZN Digital Services<\/strong>:<\/span><span class=\"sw__code-def\">Used for various digital services provided by Amazon, such as digital downloads and subscriptions.<\/span><\/p><\/li><li><p><span class=\"sw__code-key\"><strong>AmazonSmile<\/strong>:<\/span><span class=\"sw__code-def\">If you make purchases through AmazonSmile, a portion of the purchase goes to a charitable organization of your choice, and this descriptor may appear.<\/span><\/p><\/li><li><p><span class=\"sw__code-key\"><strong>AMZN Payments<\/strong>:<\/span><span class=\"sw__code-def\">Sometimes used for payment-related transactions.<\/span><\/p><\/li><\/ol><p>It's important to note that the exact descriptor on your credit card statement may vary, and these are just some common examples. If you ever have a question about a specific charge, you can usually find more details in your Amazon account's order history or contact Amazon customer support for assistance. Additionally, always keep an eye on your credit card statements to ensure that all charges are legitimate.<\/p>\n<p class=\"sw__inline-cta\">Reading every descriptor by hand is the slow way to do this. <a href=\"https:\/\/simplywise.app.link\/NSurzsIsrDb\" rel=\"noopener\" target=\"_blank\">Import your Amazon orders and match them automatically<\/a><\/p><h2>How to Find Fraudulent Charges<\/h2>\n<p><!-- \/wp:post-content --><!-- wp:paragraph --><\/p>\n<p>We recommend you use a smart-tool like the app SimplyWise!<\/p>\n<p>It can be a lot of work to keep track of all the activity on your credit card\/bank statement throughout the month, and apps like <a href=\"https:\/\/simplywise.app.link\/NSurzsIsrDb\">SimplyWise<\/a> store and organize all your receipts and online transactions (including Amazon, Walmart, PayPal, and more!) to provide you with a complete and comprehensive view of your expenses as they occur.<br \/><br \/>Follow these simple steps to begin avoiding unauthorized charges and gaining better visibility into your spending:<\/p>\n<div class=\"sw__step\"><div class=\"sw__step-txt\"><h3>Step 1<\/h3><p>Download the <a href=\"https:\/\/simplywise.app.link\/NSurzsIsrDb\">SimplyWise<\/a> app and connect your Amazon account.<\/p><\/div><figure class=\"sw__shot\"><a href=\"https:\/\/simplywise.app.link\/NSurzsIsrDb\"> <img loading=\"lazy\" decoding=\"async\" width=\"473\" height=\"1024\" src=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/09\/amazonconnect-473x1024.png\" alt=\"SimplyWise connect Amazon\" loading=\"lazy\" srcset=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/09\/amazonconnect-473x1024.png 473w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/09\/amazonconnect-139x300.png 139w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/09\/amazonconnect-768x1663.png 768w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/09\/amazonconnect-709x1536.png 709w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/09\/amazonconnect.png 910w\" sizes=\"auto, (max-width: 473px) 100vw, 473px\" \/>\t\t\t\t\t\t\t\t<\/a><\/figure><p class=\"sw__step-cap\">See all your Amazon transactions at the touch of a button with the Amazon Connect feature within the app. There's no limit to the number of transactions being imported into your SimplyWise account, so never fear if you're a frequent Amazon flyer (like the rest of us)!<\/p><\/div><div class=\"sw__step\"><div class=\"sw__step-txt\"><h3>Step 2<\/h3><p>Connect to your bank account\/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.<\/p><\/div><figure class=\"sw__shot\"><a href=\"https:\/\/simplywise.app.link\/NSurzsIsrDb\"> <img loading=\"lazy\" decoding=\"async\" width=\"472\" height=\"1024\" src=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/09\/connectbank-472x1024.png\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/09\/connectbank-472x1024.png 472w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/09\/connectbank-138x300.png 138w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/09\/connectbank-768x1665.png 768w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/09\/connectbank-709x1536.png 709w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/09\/connectbank.png 925w\" sizes=\"auto, (max-width: 472px) 100vw, 472px\" \/>\t\t\t\t\t\t\t\t<\/a><\/figure><p class=\"sw__step-cap\">Once you've connected your accounts to <a href=\"https:\/\/www.simplywise.com\/redirect-download?origin_web_url=\/link\/chargefinder&amp;source=old-amazon\">SimplyWise<\/a>, you'll be able to compare the transactions you've recorded in your SimplyWise account as well as the charges reported on your bank or credit card statements.<\/p><\/div><div class=\"sw__step\"><div class=\"sw__step-txt\"><h3>Step 3<\/h3><p>Reconcile the charges reported by your financial institution against what you've recorded in your <a href=\"https:\/\/www.simplywise.com\/redirect-download?origin_web_url=\/link\/chargefinder&amp;source=old-amazon\">SimplyWise<\/a> account.<\/p><\/div><figure class=\"sw__shot\"><a href=\"https:\/\/simplywise.app.link\/NSurzsIsrDb\"> <img loading=\"lazy\" decoding=\"async\" width=\"459\" height=\"1024\" src=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/09\/reconcile-459x1024.png\" alt=\"SimplyWise reconcile transactions connect bank\" loading=\"lazy\" srcset=\"https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/09\/reconcile-459x1024.png 459w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/09\/reconcile-135x300.png 135w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/09\/reconcile-768x1712.png 768w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/09\/reconcile-689x1536.png 689w, https:\/\/www.simplywise.com\/blog\/wp-content\/uploads\/2023\/09\/reconcile.png 879w\" sizes=\"auto, (max-width: 459px) 100vw, 459px\" \/>\t\t\t\t\t\t\t\t<\/a><\/figure><p class=\"sw__step-cap\">Find fraud quickly!\u00a0<br \/><br \/>SimplyWise will match your transactions to your bank\/credit card spending and check those items off.\u00a0<br \/><br \/><\/p><\/div>\n<p>If there are transactions reported by your bank that <a href=\"https:\/\/simplywise.app.link\/NSurzsIsrDb\">SimplyWise<\/a> does not recognize, you'll see those marked with an alert (!) icon. If after reviewing these charges, you still don't recognize them, it's time to call the bank!<\/p>\n<p class=\"sw__inline-cta\">Set this up once and the next mystery charge takes seconds instead of an evening. <a href=\"https:\/\/simplywise.app.link\/NSurzsIsrDb\" rel=\"noopener\" target=\"_blank\">Set up SimplyWise free<\/a><\/p>\n<\/div>\n<\/div>\n<section class=\"sw__final\">\n<div class=\"sw__inner\">\n<span class=\"sw__eyebrow\">SimplyWise &middot; Charge Explainer<\/span>\n<h2>Never question a purchase again!<\/h2>\n<p>Stop worrying about fraud. Auto-reconcile receipts with statements with the #1 Expense Tracker<\/p>\n\n<a class=\"sw__btn sw__btn--lg\" href=\"https:\/\/simplywise.app.link\/NSurzsIsrDb\" rel=\"noopener\" target=\"_blank\">Try for Free<\/a>\n\n<\/div>\n<\/section>\n<\/article>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Blog &nbsp;&rsaquo;&nbsp; Amazon Charges What is the charge for AMAZON MKTPLACE PMTS AMZN.COM\/BILL WA? An AMAZON MKTPLACE PMTS line on your statement is almost always a normal Amazon purchase. Here is how to confirm what it was, find the order behind it, and rule out fraud in minutes. In a hurry? Find the receipt behind [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":1917,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_yoast_wpseo_focuskw":"amazon mktplace pmts","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"We'll break down what this charge is for, shed light on the company behind it, and explore alternative transaction descriptions...","_yoast_wpseo_canonical":"","inline_featured_image":false,"notes":"","footnotes":""},"categories":[],"tags":[],"class_list":["post-1993","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What is the charge for AMAZON MKTPLACE PMTS AMZN.COM\/BILL WA?<\/title>\n<meta name=\"description\" content=\"We&#039;ll break down what this charge is for, shed light on the company behind it, and explore alternative transaction 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