# How to Write a Roofing Invoice That Gets Paid Canonical URL: https://www.simplywise.com/blog/roofing-invoice/ Plain text: https://www.simplywise.com/blog/roofing-invoice/llms.txt Publisher: SimplyWise, Inc. (https://www.simplywise.com) Published: October 22, 2026 Updated: October 22, 2026 Category: Business & Growth Summary: Roofing invoice how-to: squares, tear-off, disposal, and permit lines, insurance-claim supplements, deposit limits by state, and lien-waiver timing. --- ## How to Write a Roofing Invoice That Gets Paid A roofing invoice that gets paid lists squares, tear-off, disposal, and the permit as separate lines, then shows the deposit received and the payment terms. Roofing invoice, at a glance 1. Squares, tear-off, disposal, and permit are separate lines, not one bundled number. 2. California caps a down payment at $1,000 or 10 percent of contract price, whichever is less (BPC §7159(d)(8)). 3. Maryland caps a deposit at one-third of contract price, none before signing (Business Regulation §8-617). 4. Florida roof-claim ads must state the homeowner pays the deductible (FS §489.147(1)(a)). 5. Roofers earn a $27.95 mean, $26.65 median hourly wage nationally (BLS, May 2025), not your billed rate. 6. Menifee, California lists $137.35 for a residential reroof (item 7.08) on its 2026 fee schedule, before state SMIP and green building fees. ## What has to be on a roofing invoice? A roofing invoice has to prove the job matches what was quoted. Squares get their own line, named by product, not a lump “materials” charge. Tear-off and disposal stay separate, and a permit line shows up whenever one applied. | Line item | What it has to show | | --- | --- | | Squares (materials) | Product, manufacturer, and square count, at 100 square feet per square. | | Tear-off labor | Hours or a per-square rate, separate from install labor. | | Disposal | Dumpster or haul-off charge, flat fee or by load. | | Permit or inspection | The fee your city or county charged, when one applied. | | Insurance or supplement | The deductible, plus any supplement the insurer approved. | | Warranty terms | Manufacturer and labor warranty, stated separately. | | Payment terms | Amount due, due date, and accepted methods. | Seven lines, one invoice. ## How much of a deposit can a roofing invoice ask for? In California, the down payment can be no more than $1,000 or 10 percent of the contract price, whichever is less (Business and Professions Code §7159(d)(8)). Beyond the down payment, the required contract notice says it is against the law to collect for work not yet completed or materials not yet delivered (§7159(d)(9)). Maryland is tighter. A deposit can be no more than one-third of the contract price (Business Regulation §8-617(b)). Nothing can be collected before the contract is signed (§8-617(a)). A deposit past either cap is a compliance problem before it is a collections problem. ## What does an insurance-claim roofing invoice add? An insurance-claim invoice carries two lines a cash job does not. One is the deductible the homeowner owes. The other is any supplement: extra scope the insurer approved after the first estimate, such as hidden decking damage. Give each its own line so the paper trail matches the claim. Florida regulates the sales pitch. Any message encouraging a claim must say the homeowner is responsible for the deductible. It must also warn that a contractor who knowingly pays, waives, or rebates the deductible commits insurance fraud, a third degree felony (Florida Statutes §489.147(1)(a)). Waiving the deductible to win the job is exactly what the statute targets. ## How to build a roofing invoice, step by step 1. List materials by square and product name Name the product, manufacturer, and square count. No generic “materials” line. 2. Break out tear-off, disposal, and the permit line Each gets its own line. Add the permit fee when one applied. 3. Add the insurance deductible or supplement, if the job is a claim State the deductible as its own line, and give any approved supplement its own line too. 4. Close with warranty, lien-waiver, and payment terms State warranty terms, note when a lien waiver is due, then give amount due and payment method. ## When should you send a roofing invoice, and what about the lien waiver? Send it the day the final inspection clears or the job closes, whichever is last. A conditional lien waiver, effective once payment clears, belongs with a progress payment. An unconditional waiver, giving up lien rights outright, belongs only with final payment, once the check clears. Check your state’s mechanics lien statute for the exact form. ## What roofing labor and a permit cost on top of the invoice Wage paid is not your billed rate; overhead rides on top, per our contractor hourly labor rates by trade (https://www.simplywise.com/blog/contractor-hourly-labor-rates-by-trade/) page. The permit line below is one city, not a national average. | Measure | Hourly | Annual | Captured | | --- | --- | --- | --- | | Roofers, mean wage | $27.95 | $58,140 | BLS OEWS May 2025, Sept 26, 2026. | | Roofers, median wage | $26.65 | $55,440 | BLS OEWS May 2025, Sept 26, 2026. | | Menifee, CA residential reroof permit | Item 7.08 | $137.35 before state fees | City fee schedule, effective July 1, 2026, captured Sept 26, 2026. | SOC 47-2181, national. ## Build the roofing invoice from the estimate SimplyWise Cost Estimator turns a job-site photo into an itemized estimate in about 6 seconds, then carries the line items into the invoice. Add the permit, disposal, and deductible lines, then send a branded quote the client signs. $29.99/mo or $239.99/yr, 7-day free trial. ## Keep reading - Roofing Estimate Template (https://www.simplywise.com/blog/roofing-estimate-template/): the proposal side. - Contractor Invoice Template (https://www.simplywise.com/blog/contractor-invoice-template/): the general structure. - Contractor Hourly Labor Rates by Trade (https://www.simplywise.com/blog/contractor-hourly-labor-rates-by-trade/): what rides on top of wage. ## Sources ### State deposit and invoice rules - California Business and Professions Code §7159 (https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=7159.&lawCode=BPC), (d)(8) and (d)(9), captured 2026-09-26. - Maryland Business Regulation Article §8-617 (https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gbr§ion=8-617&enactments=false), captured 2026-09-26. - Florida Statutes §489.147(1)(a) (https://www.flsenate.gov/Laws/Statutes/2026/489.147), captured 2026-09-26. ### Labor cost and permit fee - BLS Occupational Employment and Wage Statistics, May 2025 (https://www.bls.gov/oes/special-requests/oesm25nat.zip), SOC 47-2181 Roofers, captured 2026-09-26. - City of Menifee, Building and Safety Permit Fee Schedule (https://menifee.ca.gov/DocumentCenter/View/23828/2026-Fee-Schedule), effective July 1, 2026, item 7.08, captured 2026-09-26. ### SimplyWise - SimplyWise Cost Estimator on the App Store (https://apps.apple.com/us/app/simplywise-cost-estimator/id6670619664), 4.8 rating, verified 2026-09-26. ## Frequently asked questions about roofing invoices ### The required lines **What has to be on a roofing invoice?** Squares by product name, tear-off and disposal, a permit line if one applied, insurance or supplement on a claim, warranty, and payment terms. **Does a roofing invoice need a permit line?** Whenever your city or county required one, yes. Menifee, California lists $137.35 for a residential reroof (item 7.08) on its 2026 fee schedule, before state SMIP and green building fees; your own city sets its own number. ### Deposits and state rules **How much can a roofing contractor charge as a deposit in California?** No more than $1,000 or 10 percent of the contract price, whichever is less, under Business and Professions Code §7159(d)(8), which covers residential roofing. **Does Maryland limit a roofing deposit?** Yes. One-third of the contract price, and none of it before the contract is signed, under Business Regulation §8-617(a) and (b). ### Insurance claims and estimating **What does Florida require when a roofer pitches an insurance claim?** Any ad or message urging a roof-damage claim must state the homeowner owes the deductible and that waiving it is insurance fraud, under Florida Statutes §489.147(1)(a). Keep the deductible on the invoice as its own line. **Can I measure a roof with my phone camera instead of a tape measure?** Tape or wheel the roof and enter the dimensions. SimplyWise Cost Estimator then turns a job-site photo into an itemized estimate in about 6 seconds and carries those lines into the invoice. --- ## About SimplyWise SimplyWise, Inc. (New York, NY) builds mobile apps for contractors, tradespeople, and small business owners. The SimplyWise Cost Estimator turns a job site photo into an itemized estimate with labor and material costs in about 6 seconds, and the client signs the branded quote to approve it. It is rated 4.8 on the App Store. It is free to try with a 7-day free trial, then $29.99 per month or $239.99 per year (about $20 per month on the annual plan), and one subscription includes every app in the SimplyWise suite. - Download: https://www.simplywise.com/download - App Store: https://apps.apple.com/us/app/simplywise-cost-estimator/id6670619664 - Google Play: https://play.google.com/store/apps/details?id=com.simplywise.costestimator - Every SimplyWise page as plain text: https://www.simplywise.com/blog/llms.txt