# Inground Pool Cost 2026

Canonical URL: https://www.simplywise.com/blog/inground-pool-cost/
Plain text: https://www.simplywise.com/blog/inground-pool-cost/llms.txt
Publisher: SimplyWise, Inc. (https://www.simplywise.com)
Published: September 14, 2026
Updated: October 27, 2026
Category: Project Cost Guides
Summary: Inground pool cost by shell type and size, from two pool manufacturers that publish installed ranges, plus BLS wages and a free calculator for builders.

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## Inground Pool Cost in 2026: Prices by Shell Type

Inground pool cost by shell type and size, from two pool manufacturers that publish installed ranges, captured September 2026.

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The numbers, at a glance

1. Inground pool cost runs roughly $40,000 to $225,000 installed nationally, captured Sep 2026. The shell sets the floor.
2. Thursday Pools puts vinyl liner at $40,000 to $75,000 or more. Fiberglass runs $45,000 to $100,000, gunite $65,000 to $120,000 or more.
3. River Pools, a second manufacturer, runs higher: fiberglass $85,000 to $200,000, gunite $95,000 to $225,000.
4. Size moves it in published steps. A fiberglass pool under 26 feet runs $45,000 to $75,000. At 35 feet and longer it runs $110,000 to $150,000 or more.
5. A heater adds $3,000 to $5,000. An automatic safety cover averages $17,580.
6. Excavation and the licensed trades carry the labor line. Operating engineers earn a $31.87 mean hourly wage, electricians $34.37 (BLS, May 2025).

Price a fiberglass pool by size

Shell type

Fiberglass, the only shell type with published size bands. For vinyl liner and gunite, use the shell type table below.

Pool size

Water surface sq ft

Add ons

HeaterAutomatic coverConcrete deck, 1,200 sq ft

$75,000 to $110,000 installed

Water surface512 sq ft, medium pool

Shell and installation$75,000 to $110,000

Add onsnone selected

National fiberglass range, captured Sep 11, 2026 from the Thursday Pools 2026 independent dealer network survey. Published size bands, not a derived figure. Local prices vary.

## How much does an inground pool cost?

An inground pool costs roughly $40,000 to $225,000 installed nationally. The shell decides where a job lands. Two manufacturers publish their own numbers. Thursday Pools surveys its dealer network yearly. River Pools publishes a guide it dates to December 2025. They do not agree, and that gap is the honest read.

## What does each shell type cost installed?

| Shell type | Thursday Pools, 2026 | River Pools, Dec 2025 | 10 to 15 year upkeep |
| --- | --- | --- | --- |
| Vinyl liner | $40,000 to $75,000 or more | About $45,000 to $100,000 | $6,000 to $10,000 or more |
| Fiberglass | $45,000 to $100,000 or more | $85,000 to $200,000 | $3,000 to $5,000 |
| Concrete, gunite or shotcrete | $65,000 to $120,000 or more | $95,000 to $225,000 | $20,000 or more |

Price your own inground pool job
Snap a photo on site and SimplyWise Cost Estimator turns it into an itemized estimate in about 6 seconds, with every line editable.

Free to try. Set your own prices and send the quote from the job.

National ranges, captured Sep 2026. Local prices vary.

Read the spread, not the midpoint. Thursday Pools surveys a national dealer network. River Pools quotes turn key projects. Use both as guardrails, then quote your market.

## How much does pool installation cost by size?

Pool installation cost moves with water surface. Both group pools by length and land within a foot of each other. Thursday Pools calls small under 26 feet, medium 27 to 34, large 35 and longer. River Pools calls small under 27 feet, medium 28 to 34, large 35 and longer. Only Thursday Pools prices those bands, and only for fiberglass.

| Fiberglass pool size | Water surface | 2026 installed range |
| --- | --- | --- |
| Small, under 26 feet | About 288 sq ft | $45,000 to $75,000 |
| Medium, 27 to 34 feet | About 392 to 512 sq ft | $75,000 to $110,000 |
| Large, 35 feet and longer | About 648 sq ft | $110,000 to $150,000 or more |

National ranges, captured Sep 2026. Local prices vary.

Thursday Pools puts a basic install at $55,000 to $80,000, covering permits, equipment, water fill and minimal decking. A turn key backyard runs $65,000 to $100,000 or more. River Pools adds another $25,000 to $50,000 for electrical, patio and fencing. Shell delivery runs $1,500 to $4,500 or more.

## What do the add ons cost?

Three line items swing a pool bid more than any other, all from the 2026 Thursday Pools dealer survey.

| Add on | 2026 range |
| --- | --- |
| Pool heater | $3,000 to $5,000 or more |
| Automatic safety cover | $10,000 to $20,000 or more, average $17,580 |
| Deck or patio, 1,200 sq ft | $12,500 or more poured concrete, about $13,000 pavers |

National ranges, captured Sep 2026. Local prices vary.

## What labor rides on the bid?

Wages are published, billable rates are not. Equipment operators earn a $31.87 mean hourly wage and construction laborers $25.02. Cement masons earn $28.87, electricians $34.37, plumbers $34.70 (BLS, May 2025). Burden and margin go on top. Our contractor hourly labor rates by trade (https://www.simplywise.com/blog/contractor-hourly-labor-rates-by-trade/) page walks that conversion.

## How do I price an inground pool job?

1. Measure the water surface and set the shell Length times width gives the water surface. Match it to a size band, then pick the shell before any number goes on paper.
2. Price the site, not the pool Walk access, soil and slope. Rocky ground or a tight gate moves the same pool by tens of thousands.
3. Line out equipment and the deck separately Heater, cover, lighting and decking each get their own line and margin. Bundling them is how pool bids lose money.
4. Put permits, fill and haul off in writing Name every exclusion. Spoil haul off, water fill, fencing and the electrical hookup are the four that get argued later.

Our free pool estimate template (https://www.simplywise.com/blog/pool-estimate-template/) is where those lines go. The construction calculators hub (https://www.simplywise.com/blog/construction-calculators/) covers the deck and fence math.

## SimplyWise Cost Estimator for inground pool cost

SimplyWise Cost Estimator turns a job site photo into an itemized estimate in about 6 seconds, with editable material, labor and fee lines. It is $29.99/mo or $239.99/yr, about $20/mo on annual, after a 7-day free trial.

## Sources

### Manufacturer price data

- Thursday Pools, Fiberglass Pool Cost, 2026 dealer network survey (https://thursdaypools.com/fiberglass-pools/fiberglass-pool-cost/), captured 2026-09-11.
- River Pools and Spas, Inground Pool Cost Guide (https://www.riverpoolsandspas.com/inground-pool-cost-guide), content dated December 8, 2025, captured 2026-09-11.

### Wages

- BLS OEWS national, May 2025 (https://www.bls.gov/oes/special-requests/oesm25nat.zip), codes 47-2051, 47-2061, 47-2073, 47-2111 and 47-2152, read 2026-09-11.

### Product

- SimplyWise Cost Estimator, App Store (https://apps.apple.com/us/app/simplywise-cost-estimator/id6670619664), verified 2026-09-11.

## Frequently asked questions about inground pool cost

### The price

**How much does an inground pool cost in 2026?**

Roughly $40,000 to $225,000 installed. Thursday Pools puts vinyl liner at $40,000 to $75,000 or more. Fiberglass runs $45,000 to $100,000 and gunite $65,000 to $120,000 or more. River Pools runs higher, to $225,000.

**How much does pool installation cost by itself?**

Thursday Pools puts a basic install at $55,000 to $80,000. A turn key backyard runs $65,000 to $100,000 or more. River Pools adds $25,000 to $50,000 for electrical, patio and fencing. Shell delivery alone runs $1,500 to $4,500 or more.

### The shell

**Which pool shell is cheapest to install?**

Vinyl liner starts lowest, at $40,000 or more. Upkeep runs $6,000 to $10,000 or more over 10 to 15 years, above fiberglass but below gunite. The liner gets replaced every 5 to 10 years. Fiberglass has the lowest published upkeep at $3,000 to $5,000.

### Estimating the job

**What gets left off a pool bid most often?**

Spoil haul off, water fill, the electrical hookup, permits and code fencing. Thursday Pools notes dealer packages differ on all of these. Two bids at the same number can carry different scope.

**Does SimplyWise Cost Estimator price a pool job?**

It turns a job site photo into material, labor and fee lines in about 6 seconds. Each carries unit, quantity and price per unit. Enter the ranges above, set your labor rate, then send a branded quote the client signs to approve. It is $29.99/mo or $239.99/yr, with a 7-day free trial.

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## About SimplyWise

SimplyWise, Inc. (New York, NY) builds mobile apps for contractors, tradespeople, and small business owners. The SimplyWise Cost Estimator turns a job site photo into an itemized estimate with labor and material costs in about 6 seconds, and the client signs the branded quote to approve it. It is rated 4.8 on the App Store. It is free to try with a 7-day free trial, then $29.99 per month or $239.99 per year (about $20 per month on the annual plan), and one subscription includes every app in the SimplyWise suite.

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