Is "VISA DDA PUR AP 469216 APPLE COM BILL *" fraud?

Written by Lily Tran

June 18th, 2024

Medium Risk

What is "VISA DDA PUR AP 469216 APPLE COM BILL *"?

Apple Inc., founded in 1976, is a multinational technology corporation. The company primarily sells electronic devices and software. Among the product line, notable items include iPhone smartphones, iPad tablet computers, Mac personal computers, iPod portable media players, Apple Watch smartwatches, and Apple TV digital media players. Apple's software includes macOS, iOS, iPadOS, and watchOS operating systems, the iTunes media player, the Safari web browser, and the iLife and iWork creativity and productivity suites."

  • VISA: Payment method used for the transaction
  • DDA: Demand Deposit Account, indicating the type of account used for the transaction
  • PUR: Purchase, indicating that a purchase was made
  • AP: Authorization Pending, indicating that the transaction is still awaiting authorization
  • 469216: Identifier code for the specific transaction
  • APPLE COM BILL: Merchant information, indicating that the purchase was made from the company Apple.com Bill
  • *: Separates the transaction code from any additional information in the bank statement.

    • Verify if this transaction is fraud in 30 seconds

    Verify With Receipt

    The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for.
    Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn't match.

    STEP 1

    Connect your Email

    Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.

    STEP 2

    Connect Your Bank

    Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.

    STEP 3

    Reconcile

    Reconcile the charges reported by your financial institution against what you've recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.

    SimplyWise Community Comments
    Transaction codes from Apple
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